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HomeCondo Insurance AgentsCalifornia › San Clemente

Find Condo Insurance Agents Near You in San Clemente, CA

Browse condo insurance agents serving San Clemente, California. Updated 2026-07-14.

The top-rated condo insurance agent in San Clemente, California is Safe Life Insurance Agency, rated 5.0 stars across 417 reviews. Other highly rated options include Farmers Insurance - Lisa Newell, Chris Ferraro Jr. - State Farm Insurance Agent, Withers Insurance Services. This directory lists 20 condo insurance agents serving San Clemente.

Showing 20 condo insurance agents in San Clemente, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Safe Life Insurance Agency232 Avenida Fabricante STE 105(888) 633-6632
2Farmers Insurance - Lisa Newell940 Calle Negocio STE 220(949) 487-5487
3Chris Ferraro Jr. - State Farm Insurance Agent940 Calle Negocio Ste 230(949) 586-7060
4Withers Insurance Services638 Camino De Los Mares(949) 637-2700
5General Insurance Services629 Camino De Los Mares STE 306(949) 661-2201
6Divel Insurance501 N El Camino Real UNIT 204(949) 829-3639
7Mundell Insurance Agency - Garrett Mundell; Farmers Insurance2340 S El Camino Real # 1(949) 269-7860
8AAA San Clemente Insurance and Member Services638 Camino De Los Mares E100(949) 489-5572
9Goosehead Insurance - Bobby Legate946 Calle Amanecer Suite F(949) 533-0796
10Michele Ellena - State Farm Insurance Agent940 Calle Negocio Ste 230(949) 243-0792
SL
232 Avenida Fabricante STE 105
Safe Life Insurance Agency
Condo Insurance Agent · San Clemente, CA

Safe Life Insurance Agency serves the San Clemente, California area as a local condo insurance agent. It assists homeowners and association members in finding coverage that protects their individual units and personal belongings within multi-unit properties. The agency guides clients through policies that address interior structures and liability concerns common to condo living. It handles claims assistance and helps arrange appropriate deductibles for walls-in insurance and loss assessments for shared building repairs.

FI
940 Calle Negocio STE 220
Farmers Insurance - Lisa Newell
Condo Insurance Agent · San Clemente, CA

Farmers Insurance - Lisa Newell provides a variety of condo insurance policies designed to protect individual units and personal belongings in San Clemente. Its service options include assistance with filing claims, policy adjustments, and answering questions about coverage limits. Maintenance plans are available to help policyholders schedule regular property reviews and updates to their coverage. The company services single-family homes, apartments, retail spaces, and restaurants in the local area.

CF
940 Calle Negocio Ste 230
Chris Ferraro Jr. - State Farm Insurance Agent
Condo Insurance Agent · San Clemente, CA

Chris Ferraro Jr. - State Farm Insurance Agent serves condo owners, homeowners, and property managers in San Clemente, California. The agency provides condo insurance policies that protect personal property and cover liability for unit owners. These policies can also address assessments from a homeowners association and gaps in master building coverage. Located in San Clemente, the agency extends its professional services to neighboring communities in south Orange County, including the nearby town of Dana Point.

WI
638 Camino De Los Mares
Withers Insurance Services
Condo Insurance Agent · San Clemente, CA

Based in San Clemente, California, Withers Insurance Services provides coverage for condo owners in the city and its surrounding coastal communities. The agency handles policies designed to fill gaps between a building’s master policy and the owner’s personal property, including interior fixtures and liability protection. It works to match each policy to the unique deductible requirements of the condominium association’s bylaws. To handle a typical job, the agent begins with a detailed review of the client’s current master policy to recommend precise individual fill-in coverage levels.

GI
629 Camino De Los Mares STE 306
General Insurance Services
Condo Insurance Agent · San Clemente, CA

General Insurance Services in San Clemente, CA provides condo insurance for local homeowners. While a one-time policy can be purchased to cover a single unit, a recurring service plan ensures continuous protection against common perils such as fire, theft, and liability. The agency helps clients understand how their personal property and interior improvements are covered under their specific association’s master policy. Coverage can be structured to meet individual needs, with service offered strictly on an as-needed basis for policy reviews, endorsements, or new quotes.

DI
501 N El Camino Real UNIT 204
Divel Insurance
Condo Insurance Agent · San Clemente, CA

When seasonal weather shifts threaten the coastal condos of San Clemente, Divel Insurance provides tailored coverage to protect shared walls and individual units. As a condo insurance agent, the company helps residents understand master policy gaps so personal belongings and interior upgrades are properly secured. Beyond addressing weather-related exposure, they advise on liability protection for common-area use and loss-assessment coverage. An initial inspection of the property’s current policy structure is conducted to recommend appropriate supplementary protection.

MI
2340 S El Camino Real # 1
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
Condo Insurance Agent · San Clemente, CA

Mundell Insurance Agency - Garrett Mundell, a Farmers Insurance provider in San Clemente, CA, serves local property owners with standard condo insurance coverage. For condominium residents, it offers specialized add-ons such as personal liability protection and loss assessment coverage to address shared building exposures. Its policies also help safeguard unit interiors, personal belongings, and additional living expenses after a covered loss. The agency can assist commercial sectors including offices, warehouses, and food service operations with tailored property and liability solutions.

AS
638 Camino De Los Mares E100
AAA San Clemente Insurance and Member Services
Condo Insurance Agent · San Clemente, CA

AAA San Clemente Insurance and Member Services offers specialized condo insurance coverage tailored to the unique needs of unit owners in San Clemente, CA. It provides general services including consultations, policy reviews, and claims assistance to help residents protect their individual units and shared building interests. The company also assists clients with adjusting coverage limits before the peak wildfire season or after property renovations.

GI
946 Calle Amanecer Suite F
Goosehead Insurance - Bobby Legate
Condo Insurance Agent · San Clemente, CA

This residential condo insurance agent in San Clemente, CA, assists local condo owners with building and personal property coverage, including liability protection for shared walls and common areas. For commercial clients, it also offers policies tailored to risk management specific to Orange County properties. It serves homeowners and investors throughout the area, explaining HOA master policy gaps to ensure individual units remain protected for their full replacement value. The agent welcomes follow-up calls between regular policy reviews to update coverages as residents renovate or purchase valuable items.

ME
940 Calle Negocio Ste 230
Michele Ellena - State Farm Insurance Agent
Condo Insurance Agent · San Clemente, CA

Michele Ellena - State Farm Insurance Agent in San Clemente, CA is known for providing condo insurance policies tailored to individual unit owners. It serves the local area with coverage options that protect personal property, interior fixtures, and liability within a building. The agent works with clients to assess specific risks associated with coastal living. A specialty service it can offer is adding loss assessment coverage for shared building expenses.

UO
629 Camino De Los Mares #202b
Unity One Insurance
Condo Insurance Agent · San Clemente, CA
(949) 450-1822
orangecountyinsurancebroker.com
KF
802 Avenida Talega Suite 106
Kim Forsyth - State Farm Insurance Agent
Condo Insurance Agent · San Clemente, CA
(949) 366-0320
kimforsyth.com
GR
1520 N El Camino Real #6
Greg Rosalino - State Farm Insurance Agent
Condo Insurance Agent · San Clemente, CA
(949) 276-5551
gregrosalino.com
CD
800 E Avenida Pico Ste Q
Chris Dolkas - State Farm Insurance Agent
Condo Insurance Agent · San Clemente, CA
(949) 492-5900
chrisdolkas.com
DP
1100-1198 Caminante
Diamond Preferred Insurance Services
Condo Insurance Agent · San Clemente, CA
(949) 648-2922
diamond-preferred.com
PP
225 W Escalones
Patrick and Patrick Insurance Services Inc.
Condo Insurance Agent · San Clemente, CA
(949) 294-5814
patrickandpatrickinsurance.com
BI
501 N El Camino Real #200
Bearbower Insurance Services
Condo Insurance Agent · San Clemente, CA
(949) 347-9909
bearbowerinsurance.com
SC
501 N El Camino Real #200
San Clemente Insurance Services
Condo Insurance Agent · San Clemente, CA
(949) 369-0951
sanclementeins.com
GG
940 Calle Negocio Ste 170
GIS Galvez Insurance Services
Condo Insurance Agent · San Clemente, CA
(949) 240-7445
gisgalvezinsuranceservices.com
GL
1005 Calle Recodo
George L Brown Insurance
Condo Insurance Agent · San Clemente, CA
(949) 361-1400
georgebrowninsurance.com

What Does a a Condo Insurance Agent in San Clemente Cost?

Typical condo insurance in California costs between 300 and 800 dollars per year for a standard HO6 policy. Factors like location building age and coverage limits affect the price. Adding earthquake coverage can increase the premium by 100 to 500 dollars annually. This is general information not insurance advice.

About condo insurance agents in San Clemente

A condo insurance agent in San Clemente California helps you understand the unique coverage needs for condominium owners. California law requires HO6 policies to cover interior improvements and personal liability. Local agents know the specific risks of coastal living including potential earthquake and flood exposure.

Frequently Asked Questions

What does a condo insurance agent in San Clemente do?

A condo insurance agent helps you select an HO6 policy that covers your personal property interior walls and liability. They explain how your policy works with your HOA master policy. In California agents must be licensed by the state Department of Insurance.

What is the difference between an HO6 and a regular homeowners policy in California?

An HO6 policy is designed for condo owners and covers interior structures and personal belongings. The HOA master policy typically covers the building exterior and common areas. California Civil Code Section 4775 requires HOAs to maintain their own insurance and disclose coverage limits to owners.

How can a San Clemente condo insurance agent help with earthquake coverage?

Standard condo policies do not cover earthquake damage. An agent can help you add earthquake endorsement through the California Earthquake Authority or a private insurer. This is especially important in San Clemente which is near active fault lines.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.