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Find Condo Insurance Agents Near You in San Diego, CA
Looking for a condo insurance agent in San Diego? Review the directory below to compare your options.
20 agents listed
Updated May 2026
San Diego, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 condo insurance agents in San Diego, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fusco Orsini & Associates Insurance Services
8880 Rio San Diego Dr Ste 725, San Diego, CA 92108
(888) 789-6175
foagency.com
The Insurance Store
10981 San Diego Mission Rd #230, San Diego, CA 92108
(619) 401-1800
tisteam.com
Kiesau Insurance Services
9968 Hibert St #104, San Diego, CA 92131
(858) 566-8555
kiesauinsuranceservices.com
AAA San Diego Insurance and Member Services
12630 Sabre Springs Pkwy Ste 301, San Diego, CA 92128
(858) 486-0786
ace.aaa.com
Right Time Insurance Services
1761 Hotel Cir S, San Diego, CA 92108
(619) 299-6000
rightins.com
Pronto Insurance Agency
3562 National Ave, San Diego, CA 92113
(619) 696-9696
prontoinsurance.com
Freeway Insurance
6915 El Cajon Blvd, San Diego, CA 92115
(619) 734-9490
locations.freeway.com
Beach Break Insurance Agency #6008907
4849 Ronson Ct # 210, San Diego, CA 92111
(619) 567-7227
beachbreakinsurance.com
Kirk Miller Insurance Agency
10636 Scripps Summit Ct Ste 110, San Diego, CA 92131
(858) 240-2593
kirkmillerinsurance.com
Richard Turner Insurance Agency
3511 Camino del Rio S UNIT 403, San Diego, CA 92108
3517 Camino del Rio S Suite 215 PMB 1601, San Diego, CA 92108
(858) 386-4443
pacpremier.com
Condo insurance agents in San Diego help owners secure HO6 policies that cover personal property and interior walls. California law requires condo associations to carry master policies but owners still need individual coverage for their unit. Agents can explain how California Civil Code Section 4775 affects your responsibility for improvements and betterments.
What Does a Condo Insurance Agent in San Diego Cost?
Condo insurance in California typically costs between 300 and 800 dollars per year for a standard HO6 policy. Factors like your units location age and value affect the premium. Earthquake coverage adds 100 to 500 dollars more annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in San Diego do?
A condo insurance agent helps you find an HO6 policy that covers your personal property and interior structures. They can also explain how your condo associations master policy interacts with your individual coverage. Agents in San Diego are familiar with local risks like wildfires and earthquakes.
Is earthquake coverage included in condo insurance in California?
No, standard condo insurance policies in California do not include earthquake damage. You must buy a separate earthquake policy or add an endorsement. California law requires insurers to offer earthquake coverage but you can decline it.
How does California law affect my condo insurance needs?
California Civil Code Section 4775 requires condo associations to maintain a master policy covering common areas. Your personal HO6 policy covers your unit interior and personal property. You should also know that California has a 30 day limit to report a claim to your insurer after a loss.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.