The top-rated condo insurance agent in San Francisco, California is Jake Stewart - State Farm Insurance Agent, rated 4.9 stars across 616 reviews. Other highly rated options include Traci Hollander - State Farm Insurance Agent, Tiffany Won - State Farm Insurance Agent, Zurich Simon - State Farm Insurance Agent. This directory lists 22 condo insurance agents serving San Francisco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Stewart - State Farm Insurance Agent | 490 Post St Suite 1606 | (415) 982-9033 |
| 2 | Traci Hollander - State Farm Insurance Agent | 556 Castro St | (415) 575-3775 |
| 3 | Tiffany Won - State Farm Insurance Agent | 1250 Missouri St UNIT 305 | (415) 872-5734 |
| 4 | Zurich Simon - State Farm Insurance Agent | 1745 O'Farrell St | (415) 240-4725 |
| 5 | Sam & Associates Insurance Agency: Allstate Insurance | 2225 Taraval St | (415) 665-0181 |
| 6 | Joe Freund - State Farm Insurance Agent | 1732 Divisadero St | (415) 359-9311 |
| 7 | Jessica Liu Insurance Services | 3428 Balboa St | (415) 386-2283 |
| 8 | Alan Chan - State Farm Insurance Agent | 1820 Van Ness Ave | (415) 776-2190 |
| 9 | Mary Zell Spellman - State Farm Insurance Agent | 26 W Portal Ave UNIT 1 | (415) 401-7000 |
| 10 | David Chacon - State Farm Insurance Agent | 3425 25th St | (415) 647-9900 |
Jake Stewart - State Farm Insurance Agent serves the San Francisco metro area, specializing in condo insurance for local homeowners. This agency assists clients in protecting their individual units and personal belongings within shared buildings. Policies commonly address interior structural damage, liability coverage for accidents, and loss assessments from the homeowners association. Additional focus is placed on safeguarding personal property against theft or fire. The agency also helps clients adjust their deductibles and review coverage limits tailored to San Francisco condominium complexes.
Traci Hollander - State Farm Insurance Agent provides condo insurance services for clients in San Francisco, California. Service offerings typically include coverage for personal property, liability protection, and loss of use options. Maintenance plans often help policyholders understand what the condo association covers versus what individual unit owners need. The company addresses the unique exposures common to urban condominium living, such as water damage or theft. It services single-family homes, apartments, retail spaces, and restaurants.
Tiffany Won - State Farm Insurance Agent in San Francisco serves homeowners, condo unit owners, and property managers seeking specialized coverage for their residential properties. The agency assists with policies that protect individual units and shared building elements, including liability and personal property protection. It also helps navigate the unique insurance requirements often imposed by homeowners associations for condo dwellers. For those living in surrounding neighborhoods or across the bay in Oakland, the agent is available to discuss appropriate coverage options tailored to different condo communities in the wider metro area.
Zurich Simon - State Farm Insurance Agent serves San Francisco and the surrounding Bay Area communities, handling condo insurance policies for individual unit owners and condo associations. This agency provides coverage for common risks such as structural damage, personal liability, and loss of personal belongings within the unit. It also addresses special assessments and building ordinance updates. The agent typically reviews each client’s specific policy limits and deductible needs to tailor a plan that fits the unique exposures of condo living in a dense urban environment.
In San Francisco, condo insurance typically involves selecting between a one-time annual policy for standard coverage or a recurring monthly service that offers ongoing adjustments for evolving needs. As a local agency in the city, Sam & Associates Insurance Agency: Allstate Insurance helps owners understand how master policies interact with individual unit protection, addressing personal liability and interior damage often excluded by building insurance. Their service for clients runs on a scheduled basis, providing annual policy reviews with as-needed support for claims or changes between renewal periods.
Joe Freund - State Farm Insurance Agent in San Francisco specializes in providing personalized condo insurance policies that cover interior structures and personal property. The agency works with clients to assess individual needs, offering guidance on standard coverage options and potential endorsements available for condominium owners. It helps homeowners understand how a master association policy interacts with individual unit protection. As fall approaches, the agent assists with reviewing coverage for potential water damage risks arising from older plumbing systems common in the area's residential buildings.
With San Francisco’s unpredictable rainy season often exposing roof vulnerabilities and hidden water damage, condo owners rely on Jessica Liu Insurance Services for tailored coverage advice. Based in the city, the company reviews individual building policies and HOA master plans to help residents avoid gaps in protection. They guide clients through the unique insurance needs of high-rise or converted-urban units, focusing on personal liability and interior structural perils. An initial inspection of the condominium’s layout and existing insurance schedule is conducted to identify specific policy recommendations.
Alan Chan provides personal insurance coverage in San Francisco, addressing renters and homeowners. He specializes in condo insurance, offering tailored policies for individual unit owners. His agency helps clients protect personal property, liability, and interior building structures within condominium associations. Alan Chan also advises on coverage gaps that standard association master policies may leave. His agency serves commercial sectors, including offices, warehouses, and food service establishments.
Mary Zell Spellman - State Farm Insurance Agent provides residential condo insurance services in San Francisco, California. The agency also offers commercial insurance coverage tailored for local building owners and businesses. Policy consultations are handled in person or by phone, with a focus on matching coverage to specific condo association requirements. Customers may return for routine policy reviews, and agents coordinate follow-up service between scheduled visits to address any changes in property use or coverage needs.
David Chacon - State Farm Insurance Agent in San Francisco, California, is a local provider specializing in condo insurance. The agency serves condominium owners by offering policies that cover personal property, interior structural improvements, and liability protection within a homeowners association framework. Standard coverage often extends to loss assessment coverage and additional living expenses after a covered claim. For clients seeking broader protection, the office can also provide valuable personal property endorsements for high-value items like jewelry or electronics.
What Does a a Condo Insurance Agent in San Francisco Cost?
Condo insurance in California typically costs between 300 and 600 dollars per year for a basic HO-6 policy. Adding earthquake coverage can increase the annual premium by 500 to 2000 dollars depending on your buildings age and location. Costs vary based on your coverage limits deductible and the specific risk factors of your San Francisco condo. This is general information not insurance advice.
About condo insurance agents in San Francisco
A condo insurance agent in San Francisco can help you secure an HO-6 policy which covers your personal property and interior walls. California law requires HO-6 policies to include loss assessment coverage for shared building repairs. Agents familiar with San Francisco can also address earthquake insurance options since the city is in a high risk seismic zone.
Frequently Asked Questions
What does a condo insurance agent in San Francisco do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior upgrades. They also explain how your policy coordinates with the master HOA insurance. In California agents can advise on loss assessment coverage which protects you if the HOA charges owners for a shared claim.
Is earthquake insurance required for condos in San Francisco?
Earthquake insurance is not required by California law for condo owners. However many lenders may require it if your down payment is below 20 percent. An agent can help you compare earthquake policies from the California Earthquake Authority or private insurers.
How do California condo insurance laws affect my policy?
California Civil Code Section 1365 requires HOAs to maintain a master policy for common areas. Your personal HO-6 policy must cover your interior fixtures and personal liability. Agents in San Francisco ensure your policy meets the minimum coverage levels set by your HOA bylaws.
Condo Insurance Agents in Other California Cities
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