The top-rated condo insurance agent in San Mateo, California is Marilyn Wong - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Jim Breen - State Farm Insurance Agent, Catalli Insurance Brokers, Farmers Insurance - Joseph Angelini. This directory lists 21 condo insurance agents serving San Mateo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marilyn Wong - State Farm Insurance Agent | 748 Polhemus Rd | (650) 286-8100 |
| 2 | Jim Breen - State Farm Insurance Agent | 1900 S Norfolk St # 216 | (650) 349-7800 |
| 3 | Catalli Insurance Brokers | 60 41st Ave | (650) 349-1803 |
| 4 | Farmers Insurance - Joseph Angelini | 2555 Flores St # 150 | (650) 571-1171 |
| 5 | Farmers Insurance - Patrick Chua | 235 E 3rd Ave Ste 220 | (650) 249-6999 |
| 6 | Farmers Insurance - Kelly Cansler | 1900 S Norfolk St #350 | (650) 763-8844 |
| 7 | Carlos Acosta - State Farm Insurance Agent | 1611 Borel Pl Ste 7-A | (650) 598-0394 |
| 8 | EWD Insurance Services Inc | 414 E 3rd Ave | (650) 342-1801 |
| 9 | Craig Ichiuji - State Farm Insurance Agent | 461 1st Ave | (650) 342-8857 |
| 10 | Farmers Insurance - John Kemmer | 1720 S Amphlett Blvd Ste 140 | (650) 572-1044 |
Marilyn Wong - State Farm Insurance Agent serves the greater San Mateo area in California, providing specialized condo insurance solutions for unit owners. The office helps clients secure coverage that protects their personal property, interior fixtures, and liability within the shared building structure. It assists customers in understanding how a master policy interacts with individual needs. Common services offered here include protection for assessments from the homeowners association and coverage for personal belongings inside the unit. The agency also handles loss assessment endorsements and water damage claims for condo living.
Jim Breen - State Farm Insurance Agent in San Mateo, California, provides a full range of condo insurance services, including coverage for personal property, liability protection, and loss of use. The agency helps clients understand policy details, offers regular policy reviews, and assists with claims filing to ensure ongoing protection for their investments. It also addresses the specific needs of local homeowners and renters. The properties it serves include single-family homes, apartments, retail spaces, and restaurants within the San Mateo area.
Catalli Insurance Brokers serves homeowners and property managers in San Mateo, California, specializing in condo insurance policies that cover individual units and shared building structures. The agency helps clients navigate coverage for personal liability, interior fixtures, and loss assessments from the condominium association. Policies are tailored to protect residents against common risks in this Bay Area community, including water damage and earthquake concerns. Catalli Insurance Brokers also extends its services to residents in neighboring Burlingame and the greater Peninsula region.
Serving San Mateo and its surrounding communities, Farmers Insurance - Joseph Angelini provides condo insurance for local residents. As a dedicated Condo Insurance agent, the agency handles policies covering individual unit interior structures, personal property, and liability protection. Each policy is typically evaluated by assessing the homeowner association's master policy coverage and the condo owner's personal asset risks to ensure adequate gap protection and appropriate policy limits.
Farmers Insurance - Patrick Chua in San Mateo, CA helps condo owners understand the difference between a one-time policy review and an ongoing service relationship for managing coverage. As a local condo insurance agent, they assist with selecting protections for interior structures, personal belongings, and liability that a building master policy may not include. Tailoring each plan to individual needs is the focus of their work. Their condo insurance service generally runs on either a scheduled annual policy update or a one-time basis when a client first purchases a condo.
Specializing in condo insurance for San Mateo homeowners, Farmers Insurance - Kelly Cansler provides tailored policy options covering interior structural damage, personal liability, and loss of use. It also handles general insurance needs for local clients, including assessments from homeowners associations and coverage for personal belongings. This agency can help with policy adjustments after major renovations or a new pet adoption, ensuring your condo stays protected through seasonal changes like winter storm risks.
As spring storms bring unexpected rain to San Mateo, local condo owners often worry about water damage seeping through shared walls or roofing. Carlos Acosta, a local condo insurance agent with State Farm, helps residents review their master policy to identify coverage gaps for interior fixtures and personal property. The agent works closely with homeowners to understand typical HOA requirements and liability concerns specific to attached housing. A full inspection of the unit’s existing coverage and deductible limits must be completed during the initial assessment step.
EWD Insurance Services Inc works as a condo insurance agent in San Mateo, CA, helping property owners in the area secure coverage for their condominium units. Their work often involves advising on specialized add-on policies for interior improvements, personal liability, and loss assessments from the condo association. They can serve commercial sectors that require tailored property protection, including offices, warehouses, and food service establishments located within the condo insurance market.
Craig Ichiuji - State Farm Insurance Agent provides residential condo insurance services to property owners in San Mateo, California. The office also handles commercial coverage for small business owners throughout the local area, ensuring appropriate protection for different property types. Service extends to owners seeking to safeguard their units and personal belongings against common risks. When renewals approach or coverage needs change following a policy period, the agent connects with clients to review options, offering follow-up and repeat service between regular visits.
What Does a a Condo Insurance Agent in San Mateo Cost?
Typical condo insurance costs in California range from 300 to 800 dollars per year for an HO6 policy. Factors like your unit location coverage limits and deductible affect the price. Earthquake insurance is separate and can cost 500 to 2000 dollars per year. This is general information not insurance advice.
About condo insurance agents in San Mateo
Condo insurance agents in San Mateo California help you understand the unique coverage needs for condominium owners. California law requires condo associations to carry a master policy, but individual owners need an HO6 policy to cover interior structures and personal property. An agent can explain how these policies work together and ensure you meet your lender requirements.
Frequently Asked Questions
What does a condo insurance agent in San Mateo do?
A condo insurance agent helps you select an HO6 policy that covers your personal property interior walls and liability. They review your condo association master policy to identify gaps in coverage. They also advise on California specific requirements like earthquake coverage options.
Is condo insurance required by law in California?
California law does not require condo insurance for owners but most lenders do require it if you have a mortgage. The condo association master policy is required by the governing documents. An agent can help you meet your lender minimum coverage amounts.
How does California law affect condo insurance costs?
California insurance regulations allow insurers to price policies based on location building age and claims history. Condo owners in San Mateo may pay more due to wildfire risk and high property values. An agent can explain how these factors influence your premium.
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