The top-rated condo insurance agent in Santa Clara, California is Alexandra Anderson - State Farm Insurance Agent, rated 5.0 stars across 358 reviews. Other highly rated options include Chi Jiang - State Farm Insurance Agent, Jon Barron - State Farm Insurance Agent, Farmers Insurance - Richard So. This directory lists 19 condo insurance agents serving Santa Clara.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexandra Anderson - State Farm Insurance Agent | 980 El Camino Real #350 | (408) 244-4400 |
| 2 | Chi Jiang - State Farm Insurance Agent | 1765 Scott Blvd Ste 212 | (408) 899-4171 |
| 3 | Jon Barron - State Farm Insurance Agent | 5251 Stevens Creek Blvd | (408) 564-8880 |
| 4 | Farmers Insurance - Richard So | 1572 Los Padres Blvd Ste 201 | (408) 249-7726 |
| 5 | Tressa Williams - State Farm Insurance Agent | 5201 Great America Pkwy #320 | (408) 243-4400 |
| 6 | GS Insurance Solutions, Inc. | 5201 Great America Pkwy Suite 320 | (844) 694-7467 |
| 7 | John S. Kim: Allstate Insurance | 2383 Pruneridge Ave #5 | (408) 550-7855 |
| 8 | Be Well Insurance Solutions | 1092 Scott Blvd | (408) 615-1280 |
| 9 | Farmers Insurance - Jiaying Su | 2076 Walsh Ave # C1 | — |
| 10 | SureNest Insurance Services | 3350 Scott Blvd Building 54 | (925) 628-4446 |
Alexandra Anderson - State Farm Insurance Agent in Santa Clara, California, offers a range of condo insurance services, including tailored coverage for personal property, liability, and loss of use. The agent helps clients select appropriate policy limits and deductibles, with ongoing support for policy adjustments and claims assistance. Common maintenance considerations addressed include water damage and HO-6 policy endorsements. The agency regularly services single-family homes, apartments, retail spaces, and restaurants.
Chi Jiang - State Farm Insurance Agent serves the Santa Clara, California area, specializing in condo insurance for local homeowners. This agency provides personalized coverage options tailored to protect condominium units and personal belongings. Policies often address shared building structures and individual liability. Clients can discuss deductible choices and loss assessment coverage for their specific HOA requirements. The agency handles renters insurance for area tenants and auto insurance bundles for residents.
Jon Barron’s State Farm Insurance Agency in Santa Clara, California, provides a comprehensive range of condo insurance services, including customized coverage options for individual unit owners. The agency offers policy reviews and consultations to help clients understand their specific needs, such as protection for personal property and interior fixtures. Regular maintenance advice is available to help prevent common claims like water damage. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Richard So serves homeowners, renters, and property managers in Santa Clara, California who require tailored condo insurance policies. The agency helps clients protect their individual units, personal belongings, and liability exposures within multi-unit residential buildings. It also assists with coverage for loss assessments and interior structural damages not covered by the master policy. Its services extend to neighboring communities throughout the South Bay Area, including nearby San Jose.
Tressa Williams - State Farm Insurance Agent serves the Santa Clara area and surrounding communities in California's Silicon Valley. As a condo insurance agent, the office handles policies that cover interior structures, personal belongings, and liability protection for condominium owners. It works with individual unit owners to ensure their coverage aligns with their homeowners association’s master policy. To evaluate a typical job, the agent reviews the client’s current policy limits and association requirements, then recommends adjusted coverage limits to fill any gaps in protection.
GS Insurance Solutions, Inc. of Santa Clara, CA distinguishes between one-time policy setup assistance and recurring annual renewal services for condo coverage. The firm helps clients evaluate master policy limits and fill gaps for interior upgrades and personal liability. Service operates on an as-needed basis, accommodating both new buyers seeking initial quotes and existing policyholders requiring mid-term adjustments for renovations or changed assessments.
John S. Kim: Allstate Insurance in Santa Clara, CA, specializes in condominium insurance policies, tailoring coverage to meet the unique needs of condo owners. It also provides general homeowner insurance services for individual residences in the surrounding area. Ensuring adequate protection for personal belongings, liability, and interior structural improvements. When seasonal rains threaten the Bay Area, this agency helps homeowners safeguard their condos against potential water damage from faulty plumbing or storm-related leaks.
Be Well Insurance Solutions provides comprehensive property coverage tailored for individual unit owners in Santa Clara. The agency specializes in condo-specific endorsements, including loss assessment protection and coverage for interior improvements typically excluded by master policies. Its agents analyze existing HOA plans to close gaps in personal liability and dwelling coverage. The firm serves local commercial sectors, including small offices, storage warehouses, and food service establishments requiring bundled business and personal property policies.
SureNest Insurance Services provides residential condo insurance for homeowners in Santa Clara, California, also offering commercial coverage and serving the wider Bay Area. The agency evaluates each policyholder’s specific condominium association rules, dwelling coverage needs, and personal liability exposures. In addition to initial policy setup, the firm assists with coverage reviews and endorsements during major home purchases or renovations. They regularly follow up with clients between scheduled insurance reviews to adjust policies for updated unit improvements or changed occupancy status.
What Does a a Condo Insurance Agent in Santa Clara Cost?
Typical condo insurance costs in Santa Clara range from 300 to 800 dollars per year for a standard HO6 policy. Factors like coverage limits, deductible amounts, and location within fire risk zones affect the price. A policy with 100,000 dollars in personal property coverage and 500,000 dollars in liability may cost around 500 to 700 dollars annually. This is general information, not insurance advice.
About condo insurance agents in Santa Clara
Condo insurance agents in Santa Clara help owners secure HO6 policies that cover personal property and interior improvements. California law requires that your condo association master policy covers the original structure, so your individual policy fills gaps. These agents can explain how Santa Clara fire risk zones may affect your premium and coverage options.
Frequently Asked Questions
What does a condo insurance agent in Santa Clara do?
A condo insurance agent helps you choose an HO6 policy that covers your personal belongings and interior upgrades. They also advise on loss assessment coverage for shared building repairs. In California, agents must be licensed by the state Department of Insurance.
Is condo insurance required in Santa Clara California?
Yes, most condo associations in Santa Clara require owners to carry an HO6 policy. California Civil Code Section 4775 allows associations to set minimum coverage amounts. Your agent can help you meet those requirements while protecting your assets.
How do California fire risks affect condo insurance in Santa Clara?
Santa Clara is in a high fire risk zone, which can increase premiums for condo insurance. Agents can help you find policies that include fire and smoke damage coverage. Some carriers may require brush clearance or fire hardening measures for lower rates.
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