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HomeCondo Insurance AgentsCalifornia › Santa Rosa

Find Condo Insurance Agents Near You in Santa Rosa, CA

Browse condo insurance agents serving Santa Rosa, California. Updated 2026-07-14.

The top-rated condo insurance agent in Santa Rosa, California is Eddie Sandoval - State Farm Insurance Agent, rated 4.9 stars across 267 reviews. Other highly rated options include Freeway Insurance, Acceptance Insurance, Barber Insurance Agency. This directory lists 22 condo insurance agents serving Santa Rosa.

Showing 22 condo insurance agents in Santa Rosa, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Eddie Sandoval - State Farm Insurance Agent348 College Ave(707) 536-9492
2Freeway Insurance320 W 3rd St Ste F(707) 394-6671
3Acceptance Insurance1331 Guerneville Rd Ste R(707) 312-7045
4Barber Insurance Agency620 College Ave(707) 526-7900
5Valley West Insurance Services1630 Sebastopol Rd #102(707) 575-9378
6James Tuttle: Allstate Insurance2616 Santa Rosa Ave(707) 579-0805
7Cost-U-Less Insurance2790 Santa Rosa Ave STE E(707) 652-9474
8Jeff Lecoeuche Insurance Agency, Inc.726 Mendocino Ave(707) 526-5222
9Farmers Insurance - Jeff Lecoeuche726 Mendocino Ave Ste A(707) 523-0908
10Farmers Insurance - Frank Nappi618 4th St Ste 213&215(707) 244-4555
ES
348 College Ave
Eddie Sandoval - State Farm Insurance Agent
Condo Insurance Agent · Santa Rosa, CA

Eddie Sandoval - State Farm Insurance Agent serves the Santa Rosa, California metro area, specializing in condo insurance policies. This agency helps local condo owners protect their personal property and interior fixtures not covered by building master policies. The agency also assists clients with liability coverage for accidents occurring inside their units. Eddie Sandoval - State Farm Insurance Agent works with residents to select proper loss assessment coverage for shared building expenses and personal liability umbrella policies.

FI
320 W 3rd St Ste F
Freeway Insurance
Condo Insurance Agent · Santa Rosa, CA

Freeway Insurance specializes in condo insurance policies tailored to individual unit owners in Santa Rosa, California. It provides coverage for personal property, interior structural improvements, and liability protection. The company also guides residents through general insurance needs, including customizing deductibles and understanding master policy gaps. A common seasonal concern it addresses is preparing for wildfire season by ensuring adequate dwelling and personal property coverage against smoke and fire damage.

AI
1331 Guerneville Rd Ste R
Acceptance Insurance
Condo Insurance Agent · Santa Rosa, CA

As the rainy season approaches in Santa Rosa, condo owners often worry about water damage from aging roofs or shared plumbing. Acceptance Insurance helps residents protect their specific unit and personal belongings with tailored coverage that accounts for common HOA master policy gaps. They explain how each policy interacts with building management’s insurance, ensuring unit owners are not left with unexpected liability. A local agent begins with a review of your current HOA documents and a brief walk through of your unit to identify key coverage priorities.

BI
620 College Ave
Barber Insurance Agency
Condo Insurance Agent · Santa Rosa, CA

Barber Insurance Agency in Santa Rosa, California provides a full range of residential dwelling coverage tailored specifically for condo owners. Its approach centers on helping clients understand common area liability, loss assessment, and interior structure protection essential for this housing type. The office offers convenient policy reviews and claims support to keep coverage up to date. It services single-family homes, apartment complexes, retail units, and restaurants across the local area.

VW
1630 Sebastopol Rd #102
Valley West Insurance Services
Condo Insurance Agent · Santa Rosa, CA

Valley West Insurance Services helps Santa Rosa homeowners and condo association boards protect their residential investments with tailored condo insurance policies. The agency assesses specific liability, loss assessment, and building-property coverage needs for attached dwellings. Local property managers also rely on its guidance for master policies covering shared structures and common areas. Clients receive personalized risk evaluations and claims support designed for condominium living. Valley West Insurance Services additionally serves homeowners in neighboring Rohnert Park.

JT
2616 Santa Rosa Ave
James Tuttle: Allstate Insurance
Condo Insurance Agent · Santa Rosa, CA

James Tuttle: Allstate Insurance provides condo insurance services in Santa Rosa, California, and the surrounding Sonoma County communities. It handles policies designed to cover a policyholder’s interior fixtures, personal property, and liability exposures within a condominium unit. Coverage typically addresses gaps left by a condo association’s master policy, including upgrades and individual belongings. The agent works by first reviewing a client’s specific unit details and HOA requirements, then tailoring a policy to match those precise needs and local risk factors.

CU
2790 Santa Rosa Ave STE E
Cost-U-Less Insurance
Condo Insurance Agent · Santa Rosa, CA

Cost-U-Less Insurance provides condo insurance coverage for property owners in Santa Rosa and the surrounding areas. The agency specializes in tailoring policies that address building repairs, personal liability protection, and loss assessments for common areas. Interior improvements and replacement of personal belongings can also be included as specific add-ons. Residential unit owners and those with commercial properties alike can obtain appropriate coverage. The agency serves both small offices and larger industrial warehouses, along with restaurants and other food service establishments.

JL
726 Mendocino Ave
Jeff Lecoeuche Insurance Agency, Inc.
Condo Insurance Agent · Santa Rosa, CA

Jeff Lecoeuche Insurance Agency, Inc. in Santa Rosa, CA distinguishes between one-time condo insurance consultations and recurring policy reviews to adapt to a client’s lifecycle needs. Coverage typically protects interior structures, personal belongings, and liability within a condominium unit. This agency provides personalized guidance for aligning individual unit coverage with the master policy held by the homeowners’ association. Service is offered on an as-needed basis, allowing clients to request assistance specifically when evaluating new policies, renewing coverage, or adjusting deductibles after a resident’s circumstances change.

FI
726 Mendocino Ave Ste A
Farmers Insurance - Jeff Lecoeuche
Condo Insurance Agent · Santa Rosa, CA

Farmers Insurance - Jeff Lecoeuche provides specialized condo insurance services in Santa Rosa, CA, helping local homeowners secure tailored coverage for shared-wall properties and common-area liabilities. This agency serves clients throughout the region by evaluating individual policy needs, including personal property protection and loss assessment coverage. Amidst the North Bay fire season, it assists condominium owners with reviewing their policies to ensure sufficient dwelling and personal liability limits against potential wildfire damage.

FI
618 4th St Ste 213&215
Farmers Insurance - Frank Nappi
Condo Insurance Agent · Santa Rosa, CA
SI
3558 Round Barn Blvd Suit 200
Stonefield Insurance Brokers
Condo Insurance Agent · Santa Rosa, CA
(707) 522-7542
stonefieldinsurance.com
MI
443 Dutton Ave
Maximo Insurance Services Inc
Condo Insurance Agent · Santa Rosa, CA
(707) 544-8000
maximoinsurance.com/index.html
LI
1791 Marlow Rd
Lemus Insurance Agency & Car Registration
Condo Insurance Agent · Santa Rosa, CA
(707) 623-9383
lemusinsurance.com
LI
100 Stony Point Rd # 270
Loewen Insurance Services
Condo Insurance Agent · Santa Rosa, CA
(707) 528-8483
loewenins.com
VI
445 Orchard St # 111
Vassallo Insurance Services LLC
Condo Insurance Agent · Santa Rosa, CA
(707) 527-3150
vassallo-insurance.com
LI
2240 Professional Dr
Lehr Insurance Agency, Inc.: Allstate Insurance
Condo Insurance Agent · Santa Rosa, CA
(707) 546-3700
agents.allstate.com/lehr-insurance-agency-inc-santa-rosa-ca.html
FI
1275 4th St STE 105
Farmers Insurance - Robert Stroud
Condo Insurance Agent · Santa Rosa, CA
(707) 546-2010
agents.farmers.com/ca/santa-rosa/robert-stroud
SC
902 Stevenson St
Sadler & Company Insurance Brokers
Condo Insurance Agent · Santa Rosa, CA
(707) 595-1182
sadlerinc.com
GP
175 W College Ave
George Petersen Insurance Agency
Condo Insurance Agent · Santa Rosa, CA
(707) 525-4150
gpins.com
VI
100 Stony Point Rd # 160
VANTREO Insurance Brokerage
Condo Insurance Agent · Santa Rosa, CA
(800) 967-6543
vantreo.com
RI
1330 N Dutton Ave #200
RIC Insurance General Agency
Condo Insurance Agent · Santa Rosa, CA
(888) 693-7892
ric-ins.com
BR
703 2nd St
Black Rock Insurance Services
Condo Insurance Agent · Santa Rosa, CA
(707) 703-1400
blackrockis.com

What Does a a Condo Insurance Agent in Santa Rosa Cost?

Condo insurance in California typically costs between 300 and 800 dollars per year for a standard HO-6 policy. Premiums in Santa Rosa can be higher due to wildfire risk, often ranging from 400 to 1,200 dollars annually. Factors like your deductible, coverage limits, and the age of your building also affect the price. This is general information, not insurance advice.

About condo insurance agents in Santa Rosa

Condo insurance agents in Santa Rosa help owners protect their unit and personal property. California law requires condo associations to carry a master policy, but individual owners need an HO-6 policy for interior improvements and liability. A local agent can explain how the Santa Rosa fire risk affects your premium and coverage options.

Frequently Asked Questions

What does a condo insurance agent in Santa Rosa do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings, interior walls, and liability. They also advise on California specific requirements like loss assessment coverage and earthquake endorsements.

Do I need condo insurance if the HOA has a master policy in Santa Rosa?

Yes. The HOA master policy typically covers the building structure and common areas. Your HO-6 policy covers your personal property, interior upgrades, and liability. California Civil Code Section 1365.1 requires HOAs to disclose master policy details so you can fill coverage gaps.

How does wildfire risk in Sonoma County affect condo insurance rates?

Santa Rosa is in a high wildfire risk area. Many insurers now require additional wildfire mitigation measures or charge higher premiums. An agent can help you find carriers that still write policies in Sonoma County and advise on discounts for fire resistant upgrades.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.