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Compare condo insurance agents in Torrance. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Torrance, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 condo insurance agents in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Lowe - State Farm Insurance Agent
3400 Torrance Blvd #103, Torrance, CA 90503
(310) 214-0300
jeffloweinsurance.com
Freeway Insurance
1431 W Knox St #1300, Torrance, CA 90501
(310) 707-1203
locations.freeway.com
Freeway Insurance
1243 W Carson St, Torrance, CA 90502
(310) 746-5632
locations.freeway.com
Expert Auto Home Insurance - Mercury Auto Insurance
Barnett & Associates Insurance and Financial Services
2601 Airport Dr #280, Torrance, CA 90505
(310) 539-8466
barnettassoc.com
South Bay General Insurance Agency
18411 Crenshaw Blvd #408, Torrance, CA 90504
(310) 954-9100
southbayinsurance.com
Scherer & McMullen Insurance Agency, LLC
3868 W Carson St #210, Torrance, CA 90503
(310) 540-5151
sminsurancefirst.com
Condo insurance agents in Torrance California help you understand HO-6 policies that cover your personal property and interior walls. California law requires HOAs to carry a master policy but you still need your own coverage for fixtures and liability. A local agent can explain how Torrance weather risks like wildfires affect your policy choices.
What Does a Condo Insurance Agent in Torrance Cost?
Condo insurance in California generally costs between 300 and 800 dollars per year for an HO-6 policy. Torrance rates may be slightly higher due to wildfire risk and coastal proximity. Your actual cost depends on your unit value deductible and optional coverages like earthquake or flood. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Torrance do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings interior structures and liability. They also review your HOA master policy to avoid gaps in coverage. Agents licensed in California must follow state regulations on policy disclosures.
Do I need condo insurance if my HOA has a master policy in California?
Yes you still need your own condo insurance. California Civil Code Section 4775 requires HOAs to cover common areas but not your personal property or interior upgrades. Your HO-6 policy fills those gaps and provides liability protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.