The top-rated condo insurance agent in Upland, California is Sumner Insurance Services, rated 4.6 stars across 788 reviews. Other highly rated options include Kessler Alair Insurance Services, Inc., Asseneth Marsala - State Farm Insurance Agent, Thrifty Insurance Services. This directory lists 19 condo insurance agents serving Upland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sumner Insurance Services | 140 N Benson Ave Suite C | (909) 931-7172 |
| 2 | Kessler Alair Insurance Services, Inc. | 2335 W Foothill Blvd #3 | (909) 931-1500 |
| 3 | Asseneth Marsala - State Farm Insurance Agent | 195 N Euclid Ave Ste 102 | (909) 740-7151 |
| 4 | Thrifty Insurance Services | 306 N Mountain Ave | (909) 931-1777 |
| 5 | Joshua Marsh - State Farm Insurance Agent | 1407 W Foothill Blvd | (909) 458-0801 |
| 6 | Mo Shafik Insurance Services LLC | 840 W 9th St # C | (626) 991-8593 |
| 7 | Daniel Martin Insurance | 188 N Euclid Ave Suite 200-B | (909) 931-7355 |
| 8 | Insurance Incorporated | 1126 W Foothill Blvd #130 | (909) 740-6333 |
| 9 | Embrace Health Insurance Agency | 123 E 9th St Ste #341 | (909) 521-8838 |
| 10 | Farmers Insurance - Sergio Solorzano | 791 E Foothill Blvd #D | (909) 981-2849 |
Sumner Insurance Services serves clients in Upland and surrounding San Bernardino County, offering focused condo insurance solutions. The agency helps condominium owners navigate the unique coverage needs that differ from standard homeowners policies. It works to ensure policies align with homeowners association requirements and individual unit exposures. Common services include evaluating master policy coverage gaps and advising on appropriate interior protection limits. Dedicated assistance with personal liability protection and special assessments coverage is also provided to local condo residents.
Kessler Alair Insurance Services, Inc. in Upland, California provides residential condo insurance tailored for homeowners association requirements and individual unit owners. Their services also extend to commercial property coverage within the local area. They analyze each policy to address common condo exposures like shared structural elements and personal liability. After closing a policy, agents routinely follow up to review coverage during renewal cycles, ensuring it remains aligned with changing condo association rules or personal property values between regular visits.
Asseneth Marsala - State Farm Insurance Agent in Upland, CA, provides a range of condo insurance services, including tailored policy evaluations and protection against common perils such as fire, theft, and liability. Service plans include annual coverage reviews to adjust for policy changes or property upgrades. Ongoing support is available through direct agent access for claims assistance or policy adjustments. The agency services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and small business owners in Upland, CA turn to Thrifty Insurance Services for condo insurance policies tailored to their specific needs. The agency helps clients protect their individual units and common area liabilities, ensuring coverage meets association requirements. Its service area also extends into the neighboring community of Rancho Cucamonga, supporting residents throughout the broader Inland Empire metro region.
Joshua Marsh - State Farm Insurance Agent serves Upland, CA, and the surrounding San Bernardino Valley communities. The agency handles condo insurance policies tailored for individual unit owners. Coverage options commonly include protection for interior fixtures, personal belongings, and liability concerns within multi-unit buildings. A typical job is handled by reviewing the homeowner association’s master policy first, then recommending personal coverage to fill any gaps.
Mo Shafik Insurance Services LLC in Upland, CA offers condo insurance options that range between one-time policy placements and recurring service arrangements for ongoing coverage adjustments. Their work typically addresses building property, personal liability, and loss-of-use protection for unit owners. Policies may also cover interior fixtures and improvements not included under a condominium association’s master plan. This agent operates primarily on a recurring basis, as annual policy reviews and renewals require ongoing client contact to maintain suitable coverage limits and deductible selections over time.
Daniel Martin Insurance specializes in tailoring condo insurance policies to cover individual unit interiors and personal liability. It provides general insurance services to condominium owners throughout Upland, California, helping secure appropriate coverage for both standard and high-value assets. A particular focus is risk assessment for shared building structures and community association requirements. The agency is especially equipped to advise residents after a wildfire season or a major winter storm, ensuring policies properly account for new damage risks in this inland Southern California area.
Insurance Incorporated, based in Upland, California, is recognized for providing tailored coverage solutions for condominium unit owners. Its standard range of services includes protection for interior structures, personal property, and liability, helping residents meet the requirements set by their homeowners’ association policies. The firm also offers specialized add-on coverage for valuable items such as jewelry or electronics. For an extra layer of financial security, it can arrange loss assessment endorsements to cover special assessments from the condo association.
As the autumn season brings shifting weather patterns to Upland, CA, condo owners often review their existing insurance coverage. Embrace Health Insurance Agency responds by offering specialized condo insurance policies tailored to individual unit needs. These policies typically protect interior structures, personal belongings, and liability within shared buildings. An agent will evaluate the homeowner association’s master policy to identify coverage gaps. The initial step involves a personal consultation and property inspection to assess specific risks.
Farmers Insurance - Sergio Solorzano offers personalized property protection and liability coverage for condo owners in Upland, CA. It provides specialized endorsements that address gaps in standard policies, such as loss assessment coverage and upgrades to interior finishes. The agency helps clients understand building ordinance requirements and individual unit responsibilities. Its services extend to commercial sectors including offices, warehouses, and food service operations, ensuring comprehensive risk management for diverse business properties in the local area.
What Does a a Condo Insurance Agent in Upland Cost?
The cost of a condo insurance policy in Upland typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. Factors include your unit location, coverage limits, deductible amount, and claims history. A higher deductible usually lowers your premium. This is general information, not insurance advice.
About condo insurance agents in Upland
A condo insurance agent in Upland, California helps you protect your unit and personal belongings. California law requires HOAs to carry a master policy, but you still need a separate HO-6 policy for interior fixtures and liability. An agent can explain how the master policy deductible applies to your individual unit.
Frequently Asked Questions
What does a condo insurance agent in Upland do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how your policy coordinates with the HOA master policy required by California Civil Code Section 4775.
Is condo insurance required in Upland California?
Yes, most HOAs in Upland require you to carry an HO-6 policy. California law does not mandate it for individual owners, but your HOA bylaws almost always require proof of coverage before you can move in.
How much condo insurance do I need in Upland?
You need enough coverage to rebuild your interior and replace your personal belongings. California law sets a minimum liability limit of 100,000 dollars for HO-6 policies, but many agents recommend 300,000 dollars or more for adequate protection.
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