The top-rated condo insurance agent in Ventura, California is Salena Bracamontes - State Farm Insurance Agent, rated 5.0 stars across 551 reviews. Other highly rated options include AAA Ventura Insurance and Member Services, Ken Caparoni - State Farm Insurance Agent, Irene V Henry - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salena Bracamontes - State Farm Insurance Agent | 10235 Telephone Rd D | (805) 647-7600 |
| 2 | AAA Ventura Insurance and Member Services | 1501 S Victoria Ave | (805) 644-7171 |
| 3 | Ken Caparoni - State Farm Insurance Agent | 1583 Spinnaker Dr Ste 210 | (805) 653-5033 |
| 4 | Irene V Henry - State Farm Insurance Agent | 1445 Donlon St STE 8 | (805) 650-9900 |
| 5 | Dena Rogers - State Farm Insurance Agent | 970 S Petit Ave UNIT 14 | (805) 642-9715 |
| 6 | John E. Peakes Insurance Agency, Inc. | 1445 Donlon St STE 6 | (866) 690-4787 |
| 7 | Farmers Insurance - Gloria Kilmer | 1445 Donlon St STE 11 | (805) 642-1350 |
| 8 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 9 | Stephanie Sipe - State Farm Insurance Agent | 7880 Telegraph Rd c | (805) 941-3300 |
| 10 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
Salena Bracamontes - State Farm Insurance Agent serves the Ventura, California area and greater Ventura County, offering condo insurance coverage to local homeowners. The agency provides personalized consultations to help condominium owners understand their specific policy needs. Services include tailoring individual unit policies to address gaps in a building’s master insurance plan. Salena Bracamontes helps clients with claims assistance and policy adjustments for their Ventura condo units.
AAA Ventura Insurance and Member Services offers a full selection of condo insurance policies tailored to individual unit owners. Its service and maintenance plans include personalized coverage reviews and periodic policy updates to reflect changes in association requirements. The agency assists with loss assessment protection and personal liability adjustments, ensuring each policy remains aligned with evolving needs. It services single-family homes, apartments, retail spaces, and restaurants in Ventura, CA.
Homeowners, property managers, and small business owners in Ventura look to Ken Caparoni - State Farm Insurance Agent for their condo insurance needs. Agency offers essential coverage protecting interior structures and personal belongings against common local risks. Policy guidance includes liability protection and loss-of-use provisions tailored for condominium associations and individual unit owners. The team works to compare deductible options and endorsements. This Ventura office also serves homeowners in nearby Oxnard.
Serving Ventura and the surrounding communities, Irene V Henry - State Farm Insurance Agent handles condominium insurance needs for local unit owners. This agency offers policies that typically cover personal property, interior structure improvements, and liability protection within association frameworks. For each condominium job, the agency begins by reviewing the homeowner association's master policy and the client’s existing coverage to evaluate gaps. It then tailors a policy to address personal assets and deductibles, aiming to ensure consistent financial protection for the unit owner.
Dena Rogers - State Farm Insurance Agent in Ventura, CA, provides condo insurance tailored to individual owner needs. While a one-time policy may suit a single transaction, recurring service ensures coverage evolves with changing property values and bylaw updates. A local agent typically reviews building master policies to close gaps in interior protection. Liability coverage for slip-and-fall incidents and loss assessment endorsements for shared area repairs are standard offerings. Dena’s service operates on an ongoing, as-needed basis with scheduled annual reviews to adjust deductibles and contents limits.
John E. Peakes Insurance Agency, Inc. provides a full selection of condo insurance services in the Ventura, California area. It offers risk assessment consultations and helps clients choose appropriate coverage for their individual condominium units. The agency also assists with policy reviews and claims support. Standard service includes annual plan evaluations to adjust for changing local regulations. This agency handles coverage needs for single-family homes, apartments, small retail shops, and restaurants.
For Ventura condo owners, Farmers Insurance - Gloria Kilmer offers tailored coverage that protects individual units and shared building structures, alongside standard personal liability and contents protection. It also provides comprehensive assistance for common risks like theft, water damage from neighboring units, and loss of use. The agency helps policyholders prepare for seasonal wildfire threats in the Ventura area by reviewing adequate dwelling limits and additional living expense coverage.
Forward Insurance Agency provides comprehensive coverage solutions for condominium unit owners and associations in Ventura, CA. Its expertise includes protecting personal property and interior structures beyond master policies, with endorsements for water backup and liability gaps. The company also assists businesses in the area, serving commercial sectors such as office spaces, warehouses, and food service establishments with tailored policies.
As the Santa Ana winds pick up in Ventura, condo owners often worry about fire risk and structural damage. Stephanie Sipe’s State Farm agency offers personalized condo insurance policies that cover common exposures in local multi-unit buildings, such as shared-wall liability, water backup, and loss of personal property. Each policy is tailored to the specific bylaws of the homeowner association. Before providing a final quote, the agent or a designated representative completes a brief property inspection to verify unit upgrades and safety features.
Best Access Insurance provides residential condo insurance services in Ventura, California, and also offers commercial coverage for local businesses in the surrounding area. As a dedicated condo insurance agent, the company helps owners navigate policy options that protect individual units and shared building structures. Clients can call on this agency for follow-up support or to adjust their coverage between regular policy renewal visits.
What Does a a Condo Insurance Agent in Ventura Cost?
Condo insurance in California typically costs between 300 and 800 dollars per year for a standard HO-6 policy. Factors include your unit value location in Ventura and chosen deductibles. Earthquake and flood endorsements add 200 to 600 dollars annually. This is general information not insurance advice.
About condo insurance agents in Ventura
Condo insurance agents in Ventura California help owners protect their unit and personal property. California law requires condo associations to carry a master policy but owners need their own HO-6 policy for interior walls fixtures and liability. A local agent can explain how Ventura wildfire risks and earthquake exposure affect your coverage options.
Frequently Asked Questions
What does a condo insurance agent in Ventura do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property interior improvements and liability. They also explain how your policy coordinates with the condo associations master policy and California loss assessment coverage.
Is condo insurance required by law in California?
California law does not require condo owners to carry insurance but most mortgage lenders do require an HO-6 policy. Additionally your condo associations bylaws may mandate minimum liability and dwelling coverage amounts.
How does California wildfire risk affect condo insurance in Ventura?
Ventura is in a high wildfire risk area so insurers may require brush clearance or fire-resistant materials. Some carriers limit new policies in fire zones. An agent can help you find admitted carriers that still write in Ventura County.
Condo Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bellflower · Benicia · Berkeley · Beverly Hills