The top-rated condo insurance agent in Monroe, Connecticut is Darren Dyson, Koritko Insurance Group, Inc., rated 5.0 stars across 57 reviews. Other highly rated options include Shildneck & Associates Insurance Services, LLC, Fida Insurance Group, Angelovic Insurance Group LLC. This directory lists 12 condo insurance agents serving Monroe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Dyson, Koritko Insurance Group, Inc. | 731 Main St unit 124 | (203) 268-7224 |
| 2 | Shildneck & Associates Insurance Services, LLC | 500 Purdy Hill Rd STE 5 | (203) 590-3500 |
| 3 | Fida Insurance Group | 244 Monroe Turnpike | (203) 445-0031 |
| 4 | Angelovic Insurance Group LLC | MONROE PROFESSIONAL BUILDING, 450 Monroe Turnpike Suite 100 | (203) 459-8000 |
| 5 | Adam Miller Agency, LLC | 227 Monroe Turnpike 2nd floor | (203) 261-5090 |
| 6 | Lawrence McNellis: Allstate Insurance | 417 Main St | (203) 268-3300 |
| 7 | Jennifer Draney - State Farm Insurance Agent | 494 Main St #1 | (203) 261-7772 |
| 8 | Smith Brothers Insurance | 501 Main St #101 | (203) 268-9999 |
| 9 | Koritko Insurance Group Inc | 731 Main St | (203) 268-7224 |
| 10 | Berliner-Gelfand & Co., Inc. | 188 Main St | (203) 367-7704 |
Darren Dyson, Koritko Insurance Group, Inc. serves Monroe, Connecticut, and the surrounding area as a local condo insurance agent. This agency helps unit owners find coverage for their individual properties within a condominium association. A typical homeowner policy may not apply to these unique living situations, so specialized policies are necessary. Common coverages arranged here include protection for interior fixtures and personal belongings. The company also provides liability insurance for accidents occurring inside the owner's unit.
Shildneck & Associates Insurance Services, LLC provides comprehensive condo insurance solutions for property owners in Monroe, CT. Services include tailored policy reviews to ensure adequate coverage for interior structures and personal belongings, plus liability protection for common areas. They offer ongoing policy maintenance and annual plan evaluations to adapt to changing needs or property values. The agency also assists with loss prevention guidance and claims support. Its typical clients include single-family homes, apartments, retail, and restaurants.
Fida Insurance Group serves homeowners, businesses, and property managers seeking condo insurance in Monroe, Connecticut. The company helps clients evaluate the coverage needed for individual units and shared building assets, addressing the unique liability and dwelling protection requirements of condominium living. By guiding policyholders through common endorsements and available loss assessment provisions, the agency assists in developing a comprehensive condo insurance plan. Fida Insurance Group also extends its services to neighboring communities within the Fairfield County metro area, including Trumbull.
Angelovic Insurance Group LLC serves Monroe, Connecticut, and the surrounding communities in Fairfield County. The agency handles condo insurance coverage, including policies for individual unit owners within common-interest communities. Each client's specific risk factors and building association requirements are carefully assessed to recommend appropriate protection. When working on a typical assignment, the agency first reviews the master policy provided by the homeowners association to identify gaps in coverage before tailoring an individual plan accordingly.
Adam Miller Agency, LLC, located in Monroe, CT, specializes in condo insurance for local residents. One-time service options are available for single policy purchases, while recurring service options involve ongoing policy management and annual reviews. Coverage typically includes the interior structure, personal belongings, liability protection, and loss assessment for shared building areas. This agency provides policies and support on a scheduled basis for regular renewal cycles or as needed for claims and policy adjustments.
Lawrence McNellis: Allstate Insurance provides specialized condo insurance policies protecting unit interiors, personal property, and liability exposures unique to multi-family buildings. It also delivers general auto, home, and life insurance services to residents of Monroe, CT. The agency helps condominium owners address coverage gaps between their master association policy and personal belongings. Following a severe winter storm or Nor’easter, it assists with claims related to frozen pipes, roof damage, and temporary relocation needs common in this region.
As snow and ice storms test Monroe’s roofs each winter, Jennifer Draney - State Farm Insurance Agent provides condo owners with tailored policies that cover interior damage and loss assessments from the association. They focus on protecting shared-wall residences from risks like water backup and frozen pipes that are common in this region. Coverage options are explained clearly to match each unit’s unique exposures. The process begins with a personal consultation to review your space and recommend an appropriate plan.
Smith Brothers Insurance in Monroe, Connecticut helps condominium owners distinguish between a single policy that covers personal belongings and liability, and optional recurring endorsements that address specific gaps in the master condo association’s coverage. Their service focuses on tailoring protection for individual unit interiors, assessments, and loss assessments that can arise unexpectedly. This coverage typically requires an annual renewal. Services are available on a one-time quote basis for new clients and on a scheduled annual review cycle for existing policyholders.
Koritko Insurance Group Inc provides guidance for residents seeking protection for their condominium units and personal property in Monroe, Connecticut. They assist homeowners in understanding the specialized coverage often required by homeowners associations, including loss assessment and liability protection. The agency also helps secure additional endorsements for valuable contents or interior improvements. Their services extend to other commercial sectors, including offices, warehouses, and food service operations.
Berliner-Gelfand & Co., Inc. provides residential condo insurance services for property owners in Monroe. The agency also offers commercial coverage for associations and businesses operating within the local area. Serving Monroe and its surrounding communities, the firm helps clients understand policy details related to shared structures and individual units. Between regular visits, the company follows up to address coverage adjustments as property values or association requirements change over time.
What Does a a Condo Insurance Agent in Monroe Cost?
Typical condo insurance costs in Connecticut range from 300 to 800 dollars per year for an HO6 policy. Factors include your units square footage deductible and location in Monroe. Older condos or those with wood frame construction may cost more. This is general information not insurance advice.
About condo insurance agents in Monroe
Condo insurance agents in Monroe Connecticut help owners understand the difference between a master policy and an individual HO6 policy. Connecticut law requires condo associations to carry master insurance but owners must cover interior fixtures and personal liability. A local agent can explain how Monroe condos often have older buildings that need specific coverage for replacement cost.
Frequently Asked Questions
What does a condo insurance agent in Monroe do?
A condo insurance agent helps you find an HO6 policy that covers your personal property interior walls and liability. They review your condo associations master policy to identify gaps in coverage. In Connecticut agents must be licensed by the state insurance department.
Do I need condo insurance if the association has a master policy?
Yes. The master policy typically covers the building structure and common areas. You need your own HO6 policy for personal belongings improvements to your unit and liability. Connecticut law does not require owners to carry HO6 but most lenders do.
How does Connecticut law affect condo insurance in Monroe?
Connecticut General Statutes Section 47-74a requires condo associations to maintain property insurance on common elements. Owners are responsible for their unit interior. Monroe is in Fairfield County which may have higher wind and hail risk affecting premiums.
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