ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Condo Insurance Agents Near You in Waterford, CT

Browse condo insurance agents serving Waterford, Connecticut. Updated 2026-07-14.

The top-rated condo insurance agent in Waterford, Connecticut is AAA Waterford, rated 4.5 stars across 514 reviews. Other highly rated options include Acrisure Waterford, CT (SAVA Insurance Group), Mark Nickerson - GEICO Insurance Agent, Insurance Near Me CT. This directory lists 10 condo insurance agents serving Waterford.

Showing 10 condo insurance agents in Waterford, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Waterford117 Boston Post Rd(860) 701-7000
2Acrisure Waterford, CT (SAVA Insurance Group)750 Broad St(860) 437-7282
3Mark Nickerson - GEICO Insurance Agent711 Broad St(860) 865-2060
4Insurance Near Me CT711 Broad St Ext(860) 440-6000
5Smith Brothers Insurance LLC26 Clark Ln(860) 442-1396
6Nickerson Agency711 Broad St Ext(860) 440-6363
7Joe Pangelinan753 Broad St Ext(860) 443-4663
8Bouvier Insurance, A HUB International Company: Waterford1020 Hartford Turnpike(860) 859-9821
9Swanson Insurance210 Boston Post Rd(860) 443-1500
10Beecher Carlson Insurance Services914 Hartford Turnpike(860) 440-9779
AW
117 Boston Post Rd
AAA Waterford
Condo Insurance Agent · Waterford, CT

AAA Waterford serves New London County and Waterford, Connecticut as a local condo insurance agent. It assists condo owners in securing specialized coverage for their individual units and shared building elements. Policies often address interior property protection, personal liability, and loss assessment assessments from the condo association. The company regularly works with clients to tailor coverage to specific HOA requirements in this coastal region. It handles common-area liability and special unit upgrades insurance for Waterford condominiums.

AW
750 Broad St
Acrisure Waterford, CT (SAVA Insurance Group)
Condo Insurance Agent · Waterford, CT

Acrisure Waterford, CT (SAVA Insurance Group) serves local homeowners, condo associations, and property managers seeking coverage for individually owned units and shared building liabilities. The agency specializes in condo insurance policies that protect personal property, interior fixtures, and loss assessments common in multi-unit residences. Policies address risks such as fire, water damage, and theft while meeting lender or association requirements. Clients often require tailored limits for improvements and additional living expenses. Beyond Waterford, the agency also works with clients in the neighboring community of New London.

MN
711 Broad St
Mark Nickerson - GEICO Insurance Agent
Condo Insurance Agent · Waterford, CT

Mark Nickerson - GEICO Insurance Agent in Waterford, CT, provides a complete range of condo insurance services, including customized coverage evaluations and policy updates. It offers ongoing maintenance plans that review policy details annually to ensure proper protection for personal property and liability. The agency assists clients with claims guidance and risk management advice. It services single-family homes, apartments, retail establishments, and restaurants.

IN
711 Broad St Ext
Insurance Near Me CT
Condo Insurance Agent · Waterford, CT

Serving Waterford and the surrounding southeastern Connecticut communities, Insurance Near Me CT handles condo insurance needs for local condo owners and associations. The agency specializes in policies that cover interior fixtures, personal liability, and loss assessments common to shared living arrangements. It also addresses specific regional risks such as coastal weather and seasonal occupancy changes. For each client, the agent reviews current unit coverage, recommends appropriate policy limits, and compares options from multiple carriers to match the policy to the property and budget.

SB
26 Clark Ln
Smith Brothers Insurance LLC
Condo Insurance Agent · Waterford, CT

Smith Brothers Insurance LLC in Waterford, CT differentiates between one-time policy evaluations and recurring service plans for ongoing coverage needs. As a condo insurance agent, the company assists clients with protecting personal property and unit improvements against common regional perils. Coverage considerations typically include loss assessment and liability protection for shared building spaces. Service is arranged on an as-needed basis, with no predetermined schedule for annual reviews or policy adjustments.

NA
711 Broad St Ext
Nickerson Agency
Condo Insurance Agent · Waterford, CT

Nickerson Agency offers specialized condo insurance solutions tailored to the unique needs of Waterford condominium owners. It helps clients understand the coverage provided by their condo association’s master policy and the gap for interior structures and personal property. The company also addresses typical exposures like loss assessment and liability from shared amenities. During coastal storm seasons, it assists homeowners in reviewing their policies to ensure adequate protection against potential wind and flood damage common to the area.

JP
753 Broad St Ext
Joe Pangelinan
Condo Insurance Agent · Waterford, CT

Joe Pangelinan in Waterford, Connecticut guides property owners through the process of securing insurance for their individual condo units. The agency focuses on the specialized coverage needs of condominium associations and unit holders, such as protecting interior fixtures, personal liability, and loss assessments. These policies fill important gaps left by master association plans. Commercial sectors served by the agency include condominium offices, on-site warehouses, and any food service operations located within condo complex common areas.

BI
1020 Hartford Turnpike
Bouvier Insurance, A HUB International Company: Waterford
Condo Insurance Agent · Waterford, CT

As autumn winds and coastal storms affect Waterford condos, Bouvier Insurance, A HUB International Company: Waterford helps owners protect their units against sudden damage and liability claims. They focus specifically on condo policies that cover interior structures, personal property, and loss assessments from the association. After reviewing building age and local flood zones, they recommend appropriate coverage limits and deductibles. An agent then schedules a walk-through of the unit to verify existing safety features and identify potential hazards before completing the initial policy assessment.

SI
210 Boston Post Rd
Swanson Insurance
Condo Insurance Agent · Waterford, CT

Swanson Insurance provides residential condo insurance services to property owners in Waterford, Connecticut. The agency also offers commercial coverage for local condominium associations and buildings throughout the surrounding region. Agents work with clients to structure policies that address common area liabilities and individual unit protection. After the initial policy is placed, the team follows up to review coverage needs before each renewal period and can adjust plans between regular visits when circumstances change.

BC
914 Hartford Turnpike
Beecher Carlson Insurance Services
Condo Insurance Agent · Waterford, CT

Beecher Carlson Insurance Services in Waterford, CT is known for its focus on providing tailored condo insurance coverage that addresses the specific needs of multi-unit dwelling policyholders. Its service range includes helping unit owners protect personal property, liability, and interior structural improvements not covered by the master policy. The firm can also add on loss assessment coverage to safeguard residents against special assessments levied by their condo association for common area damages.

What Does a a Condo Insurance Agent in Waterford Cost?

Typical condo insurance in Connecticut costs between $300 and $600 per year for a standard HO6 policy. Waterford coastal properties may see higher rates due to wind exposure. Deductibles often range from $500 to $2,500. Actual costs depend on your unit value, location, and coverage choices. This is general information, not insurance advice.

About condo insurance agents in Waterford

Condo insurance agents in Waterford Connecticut help owners find HO6 policies that cover personal property and interior walls. Connecticut law requires condo associations to carry a master policy, but that policy does not cover your belongings or upgrades. A local agent can explain how to fill coverage gaps specific to Waterford condos.

Frequently Asked Questions

What does a condo insurance policy cover in Waterford Connecticut?

A standard HO6 policy covers personal property, interior fixtures, and liability. It also provides loss assessment coverage if the condo association charges you for a shared loss. Connecticut law does not require you to buy condo insurance, but your mortgage lender will likely require it.

How do I find a condo insurance agent in Waterford?

You can search online for licensed agents in Waterford or ask your real estate agent for referrals. The Connecticut Insurance Department website has a list of licensed producers. Make sure the agent has experience with condo HO6 policies and understands local master policy types.

What factors affect condo insurance cost in Waterford?

Costs depend on your unit location, building age, coverage limits, and deductible. Waterford proximity to the coast may increase wind and flood risk premiums. Your credit score and claims history also affect the rate. An agent can compare quotes from multiple carriers.

Condo Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.