The top-rated condo insurance agent in Boca Raton, Florida is Nsure.com, rated 4.7 stars across 6,064 reviews. Other highly rated options include The Baldwin Group (formerly Foundation Insurance of Florida), Behar Insurance, Keystone Insurance Group, Inc. This directory lists 26 condo insurance agents serving Boca Raton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nsure.com | 6501 Congress Ave Ste 300 | (561) 288-9700 |
| 2 | The Baldwin Group (formerly Foundation Insurance of Florida) | 6413 Congress Ave #260 | (561) 994-9333 |
| 3 | Behar Insurance | 7781 NW Beacon Square Blvd Unit 102-C | (561) 510-1442 |
| 4 | Keystone Insurance Group, Inc | 21301 Powerline Rd #312 | (561) 852-1445 |
| 5 | The Sena Group | 6501 Congress Ave Suite 100 | (561) 391-4661 |
| 6 | Top Coverage Insurance Agency - HQ | 2263 NW 2nd Ave Suite 212 | (305) 690-1849 |
| 7 | A Security Insurance Agency | 23257 FL-7 #201 | (561) 487-5115 |
| 8 | NSI Insurance Boca | 7900 Glades Rd #220 | (561) 451-1550 |
| 9 | The Gordon Agency Inc. - Car Insurance, Auto Insurance, Home Owners Insurance & More | 1825 Corporate Blvd NW STE 110 | (561) 988-3330 |
| 10 | Fiorentino Insurance Group | 7251 W Palmetto Park Rd #306 | (561) 368-4704 |
Nsure.com serves the Boca Raton, Florida area as a condo insurance agent, offering specialized coverage tailored to individual unit owners. It helps clients protect their personal property, interior structures, and liability within a condominium association. Policies are designed to fill gaps left by the master building plan. The company handles loss assessment coverage for common area damage and provides personal property protection for belongings within the unit.
The Baldwin Group, based in Boca Raton, Florida, provides a full range of condo insurance agent services, including policy comparisons, coverage consultations, and claims assistance. It offers both initial and annual policy reviews to help ensure condominium owners maintain appropriate protection as their needs change. The company services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Behar Insurance serves condo unit owners and homeowners associations in Boca Raton, Florida, with tailored condo insurance policies. The company helps clients understand master policy gaps so individuals can secure proper interior coverage for fixtures and personal belongings. Renters and seasonal property owners also rely on the agency for appropriate liability protection and loss assessment endorsements. Whether dwelling as primary residents or owning investment condos, policyholders access guidance toward balanced deductibles and contents limits. The agency additionally extends its services to clients in neighboring Delray Beach.
Keystone Insurance Group, Inc serves Boca Raton, Florida, and the surrounding communities with tailored condo insurance coverage. The agency handles policies that protect individual unit interiors, personal property, and liability exposures unique to condominium living. For a typical job, it assesses the master policy coverage provided by the association, then fills gaps by recommending appropriate additional limits and deductibles for the condo owner.
Unlike one-time rental insurance policies that cover a single location, recurring homeowner and condo insurance policies maintain continuous protection through periodic renewals. For condominium owners in Boca Raton, interior coverage typically complements the master policy, protecting fixtures, personal belongings, and liability. The Sena Group offers tailored policies addressing these complex building requirements. Service arrangements can be scheduled for annual renewal reviews, handled on an as-needed basis for policy adjustments, or arranged as a one-time consultation for a new purchase.
As seasonal storms approach in Boca Raton, unit owners often review their coverage for wind and flood protection. Top Coverage Insurance Agency - HQ guides condominium residents through the nuances of master-policy gaps and individual contents insurance. Agents explain how loss assessments and deductible choices affect monthly premiums. They help policyholders match Florida’s specific condo requirements without overextending budgets. A standard work begins with gathering the association’s declarations page and personal unit details, then providing an assessment of current coverage versus potential liability exposure.
A Security Insurance Agency specializes in providing tailored condo insurance policies in Boca Raton, Florida. It works closely with individual unit owners and associations to assess liability, property, and loss assessment needs. The agency focuses on matching coverage to local building regulations and community requirements. It assists clients in navigating coverage gaps often exclusive to South Florida's unique climate conditions, such as those related to hurricane deductibles and seasonal storm preparedness.
NSI Insurance Boca in Boca Raton, FL, works with clients to arrange comprehensive condo insurance coverage. The company assists property owners in tailoring policies that address specific residential needs, including interior build-outs and liability protection. Standard plans often account for shared building structures and common area exposures. Beyond standard residential work, NSI Insurance Boca can serve commercial sectors such as offices, warehouses, and food service operations.
The Gordon Agency Inc. in Boca Raton, Florida, helps clients secure residential condo insurance to protect their individual units and personal belongings. The agency also offers commercial coverage for building complexes and associations within the surrounding area, ensuring proper liability and property protection. By understanding local weather risks and building regulations, the agency provides tailored policies for condominium owners. Clients are encouraged to follow up between regular policy visits to make necessary coverage adjustments as personal circumstances or community rules change.
What Does a a Condo Insurance Agent in Boca Raton Cost?
Typical condo insurance costs in Boca Raton range from 300 to 800 dollars per year for an HO-6 policy. Factors include your unit value location and the deductible you choose. Higher risk areas near the coast may see higher premiums. This is general information not insurance advice.
About condo insurance agents in Boca Raton
Condo insurance agents in Boca Raton Florida help unit owners secure HO-6 policies that cover personal property and interior walls. Florida law requires condo associations to carry a master policy but that policy often does not cover your personal belongings or upgrades. A local agent can explain the difference between bare walls and all-in coverage to match your specific needs.
Frequently Asked Questions
What does a condo insurance agent in Boca Raton do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property liability and interior improvements. They review your associations master policy to identify gaps in coverage. They also advise on Florida specific requirements like loss assessment coverage.
Do I need condo insurance if my association has a master policy in Florida?
Yes. Florida law does not require you to have an HO-6 policy but your lender will require it if you have a mortgage. The master policy typically covers only the building structure and common areas. Your personal property and interior upgrades are your responsibility.
How does Florida statute 718.111 affect my condo insurance?
Florida statute 718.111 requires condo associations to maintain property insurance on the building. This law does not cover your personal unit contents. You need an individual policy to protect your belongings and to cover the deductible if the association files a claim.
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