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HomeCondo Insurance AgentsFlorida › Clearwater

Find Condo Insurance Agents Near You in Clearwater, FL

Browse condo insurance agents serving Clearwater, Florida. Updated 2026-07-14.

The top-rated condo insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 575 reviews. Other highly rated options include Acceptance Insurance, Freeway Insurance, Achieva Insurance Agency. This directory lists 21 condo insurance agents serving Clearwater.

Showing 21 condo insurance agents in Clearwater, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Florida Strategic Insurance5830 142nd Ave N(727) 546-6000
2Acceptance Insurance1670 S Missouri Ave(727) 203-7021
3Freeway Insurance1993 Drew St(727) 203-7001
4Achieva Insurance Agency4590 Ulmerton Rd Suite 208(888) 351-4672
5GreatFlorida Insurance: Jeff Callahan1700 McMullen Booth Rd Ste D2(727) 315-0805
6Island Insurance Specialists Inc29170 US Hwy 19 N(727) 754-5036
7Bay Area Insurance Shop, Inc.1452 Court St(727) 446-4416
8The Turner Insurance Advisor Group aka Turner Insurance2121 NE Coachman Rd(727) 442-0012
9Arrington Insurance of Florida1934 Soule Rd(727) 595-8405
10Gotta Havit Auto Insurance918 S Missouri Ave(727) 446-7735
FS
5830 142nd Ave N
Florida Strategic Insurance
Condo Insurance Agent · Clearwater, FL

Florida Strategic Insurance serves the Clearwater, Florida area as a condo insurance agent. They help unit owners navigate the specific coverage needs required by local homeowners associations and condominium bylaws. Their work focuses on protecting interior fixtures, personal property, and liability exposures unique to shared-wall living in this coastal region. The agency also assists clients in understanding the gap between master policy coverage and personal responsibility. Services include tailoring HO-6 policies and advising on flood insurance solutions for Clearwater condominium residents.

AI
1670 S Missouri Ave
Acceptance Insurance
Condo Insurance Agent · Clearwater, FL

Acceptance Insurance provides residential condominium insurance solutions to property owners in Clearwater, Florida, as well as commercial coverage for association complexes and shared building structures. Serving the broader Tampa Bay area, the agency helps condominium unit owners protect personal assets and interior upgrades against common local weather risks. By focusing on policy clarity and efficient claims support, this Clearwater-based office remains a consistent resource for ongoing coverage adjustments and renewal assistance between regular visits.

FI
1993 Drew St
Freeway Insurance
Condo Insurance Agent · Clearwater, FL

Freeway Insurance in Clearwater, Florida, is known for providing tailored insurance solutions for condo owners in the surrounding area. The agency routinely structures policies to cover interior fixtures, personal belongings, and loss assessments from the condo association. It works with clients through each policy term, helping align coverage with changing local building regulation requirements or personal asset changes. It can add on coverage for flood damage or additional protection for high-value items such as jewelry or fine art.

AI
4590 Ulmerton Rd Suite 208
Achieva Insurance Agency
Condo Insurance Agent · Clearwater, FL

Achieva Insurance Agency provides a full range of condo insurance services tailored to individual policy needs, including proactive policy reviews and personalized coverage adjustments. It delivers comprehensive client support through dedicated account management and annual plan evaluations to maintain proper protection levels. The agency serves various property types in Clearwater, Florida, including single-family homes, apartments, retail locations, and restaurants.

GI
1700 McMullen Booth Rd Ste D2
GreatFlorida Insurance: Jeff Callahan
Condo Insurance Agent · Clearwater, FL

GreatFlorida Insurance: Jeff Callahan serves condo unit owners, homeowners, and property managers in the Clearwater, FL area with tailored insurance coverage solutions. The agency helps clients navigate the specific requirements of HOA master policies and personal unit protection, ensuring appropriate liability and contents coverage. Policies are designed to fill gaps often left by broader building insurance plans, addressing hurricane exposure, flood risks, and personal property losses common to coastal Florida condominiums. In addition to Clearwater, the agency also provides its services to clients throughout the nearby communities of Largo and Belleair Bluffs.

II
29170 US Hwy 19 N
Island Insurance Specialists Inc
Condo Insurance Agent · Clearwater, FL

Island Insurance Specialists Inc serves Clearwater, Florida, and the surrounding communities, specializing in condo insurance policies. The company handles coverage for individual unit owners and association needs, addressing liabilities and property protection. To handle a typical job, the agency first reviews the specific policy requirements of the condo complex, then tailors coverage options to match the homeowner’s circumstance while ensuring compliance with local association bylaws.

BA
1452 Court St
Bay Area Insurance Shop, Inc.
Condo Insurance Agent · Clearwater, FL

Bay Area Insurance Shop, Inc. offers tailored condo insurance policies that address the specific needs of unit owners in Clearwater, Florida. It works closely with clients to explain coverage for interior structures, personal property, and liability, then helps select a plan that aligns with individual building requirements. The company guides policyholders through local regulations and typical association master policy details. When hurricane season approaches, it assists with reviewing windstorm deductibles and ensuring adequate flood protection, providing clarity on what each policy truly covers.

TI
2121 NE Coachman Rd
The Turner Insurance Advisor Group aka Turner Insurance
Condo Insurance Agent · Clearwater, FL

For clients in Clearwater, Turner Insurance Advisor Group, also known as Turner Insurance, differentiates between one-time policy purchases and recurring service plans tailored for ongoing coverage. Their work as a condo insurance agent involves helping owners protect their unit from common perils in this coastal area. Coverage focuses on interior structures, personal property, and liability exposures specific to condominium associations. Appointments can be arranged for a single policy setup or on a recurring, as-needed basis to adjust coverage after life changes.

AI
1934 Soule Rd
Arrington Insurance of Florida
Condo Insurance Agent · Clearwater, FL

Arrington Insurance of Florida provides comprehensive coverage options tailored to the unique needs of Clearwater condominium owners. They begin with standard protection for individual units and personal belongings, routinely extending policies to include critical gap coverage for shared structures and association master deductibles. Additional offerings may address water damage, loss assessment liabilities, and theft. Their policies serve residential condos, mixed-use buildings with ground-floor offices, warehouse operations, and food service establishments located within condo complexes.

GH
918 S Missouri Ave
Gotta Havit Auto Insurance
Condo Insurance Agent · Clearwater, FL

With hurricane season approaching in Clearwater, many condo owners review their insurance coverage against storm damage and liability. Gotta Havit Auto Insurance helps residents navigate the specific condo insurance requirements common in this coastal community. The agency explains how master policies interact with individual unit coverage and assesses flood risks particular to Clearwater properties. Their process typically begins by scheduling an inspection to document the unit’s current condition and identify any exposure gaps before offering coverage options tailored to the building’s age and location.

DI
25191 US Hwy 19 N B
Dimmitt Insurance
Condo Insurance Agent · Clearwater, FL
(866) 763-6627
dimmittinsurance.com
II
1831 N Belcher Rd. STE A1
Impel Insurance, LLC
Condo Insurance Agent · Clearwater, FL
(727) 223-3765
impelinsurance.com
GI
1468 Gulf to Bay Blvd
GreatFlorida Insurance: Mike Lazanis
Condo Insurance Agent · Clearwater, FL
(727) 441-9080
clearwater2.greatflorida.com
SS
1345 S Missouri Ave
Single Source Insurance
Condo Insurance Agent · Clearwater, FL
(727) 298-0302
singlesourceme.com
SI
1465 S Ft Harrison Ave #104
Simmons Insurance Inc
Condo Insurance Agent · Clearwater, FL
(727) 216-1111
simmonsinsuranceinc.com
CI
24600 US Hwy 19 N
Community Insurance Services
Condo Insurance Agent · Clearwater, FL
(727) 849-7564
cisagencyfl.com
GA
1200 S Highland Ave
Gator Auto Insurance of South Clearwater
Condo Insurance Agent · Clearwater, FL
(727) 447-8408
gatorautoins.com
FA
1955 Drew St
Fox Agency Inc
Condo Insurance Agent · Clearwater, FL
(727) 447-8585
foxinsurancefl.com
AI
1212 Cleveland St
Auto Insurance Plus
Condo Insurance Agent · Clearwater, FL
(727) 446-9116
autoinsureplus.com
KP
28463 US Hwy 19 N #102
KEY PALM INSURANCE
Condo Insurance Agent · Clearwater, FL
(727) 796-1312
keypalminsurance.com
FA
3165 N McMullen Booth Rd Building G-2
The Fessler Agency, Inc.
Condo Insurance Agent · Clearwater, FL
(727) 726-3377
fessleragency.com

What Does a a Condo Insurance Agent in Clearwater Cost?

Typical condo insurance costs in Florida range from 300 to 800 dollars per year for an HO6 policy, though this can be higher for units in high-risk flood or wind areas. Factors like coverage limits, deductible amounts, and the age of the building affect the premium. This is general information, not insurance advice.

About condo insurance agents in Clearwater

Condo insurance agents in Clearwater help owners secure HO6 policies that cover personal property and interior walls. Florida law requires condo associations to insure the building structure, but individual unit owners need their own policy for upgrades and liability. Local agents understand Clearwater flood zones and windstorm coverage needs.

Frequently Asked Questions

What does a condo insurance agent in Clearwater do?

A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior improvements, and liability. They also explain how your policy coordinates with the condo associations master insurance policy.

Do I need flood insurance for my Clearwater condo?

Flood insurance is not required by Florida law for condos, but it is often required by lenders if your unit is in a flood zone. Clearwater is a coastal area, so many agents recommend a separate flood policy through the National Flood Insurance Program.

What is the difference between an HO6 policy and a condo association master policy?

The condo association master policy covers the building structure and common areas. Your HO6 policy covers your personal property, interior walls, fixtures, and liability. Florida law requires the association to insure the building, but you are responsible for your unit contents.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.