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Find Condo Insurance Agents Near You in Decatur, IL

Looking for a condo insurance agent in Decatur? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 condo insurance agents in Decatur, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melanie Schelling - State Farm Insurance Agent
3350 N Water St B, Decatur, IL 62526
(217) 876-8800 melanieschelling.com
Acceptance Insurance
1301 W King St Ste B, Decatur, IL 62522
(217) 666-6001 locations.acceptance.com
Al Schelling - State Farm Insurance Agent
2398 E Wood St, Decatur, IL 62521
(217) 428-6742 alschelling.com
Freeway Insurance
3184 N Water St, Decatur, IL 62526
(217) 666-6011 locations.freeway.com
Insurance King
255 E Grand Ave, Decatur, IL 62521
(217) 428-4800 insuranceking.com
Patrick J Delatte Agency Inc. American Family Insurance
125 1st Dr, Decatur, IL 62521
(217) 422-3200 amfam.com
Mike Mandrell - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 877-6453 mikemandrell.com
Richland Insurance Services, Inc
636 W Imboden Dr, Decatur, IL 62521
(217) 424-6024 richlandins.com
Farmers Insurance - Robert Frazier
100 E Washington St Ste 100a, Decatur, IL 62523
(217) 872-7272 agents.farmers.com
Sams/Hockaday & Associates
122 W Prairie Ave #201, Decatur, IL 62523
(217) 423-8000 samshockaday.com
Dansig Insurance Risk Advisors
111 E Decatur St, Decatur, IL 62521
(217) 423-3311 dansig.com
Insurance Solutions
3133 N Woodford St, Decatur, IL 62526
(217) 872-5220 facebook.com
Agency One Insurance & Real Estate
500 W Main St, Decatur, IL 62522
(217) 422-9700 a1insurance.com
Dustin Hiser: Allstate Insurance
1070 W South Side Dr, Decatur, IL 62521
(217) 875-4300 agents.allstate.com
Farmers Insurance - Andrew Walk
100 E Washington St #100, Decatur, IL 62523
(217) 428-8844 agents.farmers.com
Downs Insurance Inc
1950 N Water St B, Decatur, IL 62526
(217) 422-2202
Mutual Trust Insurance Agency
333 E Pershing Rd, Decatur, IL 62526
(217) 335-4136
Atteberry Oldweiler Insurance
120 E Cerro Gordo St, Decatur, IL 62523
(217) 422-6544 erieinsurance.com
Winston Taylor Insurance
1138 IL-48, Decatur, IL 62522
(217) 422-1441
Curt Grant - COUNTRY Financial Agent
1641 S Taylorville Rd, Decatur, IL 62521
(217) 872-6020 agents.countryfinancial.com

Condo insurance agents in Decatur Illinois help owners protect their personal property and interior fixtures. Illinois law requires condo associations to carry master policies but owners need individual HO-6 coverage for their unit. A local agent can explain how Decatur weather risks like hail and wind affect your policy options.

What Does a Condo Insurance Agent in Decatur Cost?

Condo insurance in Decatur Illinois typically costs between 300 and 600 dollars per year for a standard policy. Higher coverage limits or added endorsements for water backup and earthquake can increase the premium. Factors like unit size location and deductible choice also affect price. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does condo insurance cover in Decatur Illinois?
Condo insurance typically covers personal belongings interior walls and improvements. It also provides liability protection and loss assessment coverage for special assessments from the association. Illinois law does not mandate condo insurance but most lenders require it.
How is condo insurance different from a homeowners policy in Illinois?
Condo insurance covers only the interior of your unit while homeowners insurance covers the entire structure. Illinois condo owners rely on the association master policy for exterior and common areas. Your HO-6 policy fills gaps in the master policy.
What factors affect condo insurance cost in Decatur?
Costs depend on your units value deductible amount and coverage limits. Location in Decatur near flood zones or fire stations also matters. Your claims history and credit score can influence the premium.