The top-rated condo insurance agent in Des Plaines, Illinois is Insurance Broker Hub, rated 5.0 stars across 424 reviews. Other highly rated options include Susan Palkovic - State Farm Insurance Agent, Guy Winters - State Farm Insurance Agent, United Auto Insurance. This directory lists 20 condo insurance agents serving Des Plaines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Broker Hub | 1400 E Touhy Ave | (833) 983-1631 |
| 2 | Susan Palkovic - State Farm Insurance Agent | 1322 Lee St | (847) 296-8400 |
| 3 | Guy Winters - State Farm Insurance Agent | 570 E Northwest Hwy | (847) 699-1300 |
| 4 | United Auto Insurance | 2340 S River Rd Suite 112 | (773) 202-5000 |
| 5 | Victor Fuentes Main Line Benefits | 1111 E Touhy Ave # 235 | (630) 309-9000 |
| 6 | America's Choice Insurance Agency | 2720 S River Rd #134 | (708) 453-4312 |
| 7 | Dave Miller - State Farm Insurance Agent | 950 Lee St #220 | (847) 298-5080 |
| 8 | Faller Insurance Agency | 2720 S River Rd Suite 132 | (847) 430-3342 |
| 9 | Essex Insurance Brokers LLC | 2340 S River Rd Suite 120C | (847) 954-2222 |
| 10 | Patrick Petrillo: Allstate Insurance | 1539 Market St | (847) 824-4158 |
Insurance Broker Hub serves Des Plaines and Cook County as a condo insurance agent. It assists condominium owners in this Illinois area with obtaining coverage for their individual units. These policies typically include interior structural protection and personal property coverage. The company helps clients navigate the relationship between their own policy and the association’s master plan. It also offers guidance on loss assessment coverage for common-area repairs that may be charged back to unit owners.
Susan Palkovic - State Farm Insurance Agent in Des Plaines, Illinois, provides a full range of condo insurance services, including protection for personal property, liability coverage, and loss assessment coverage. Policyholders are offered annual policy reviews to adjust coverage limits as needed. Assistance with filing claims and understanding policy deductibles is also provided. The agency focuses primarily on insuring single-family homes and apartments throughout the Des Plaines area, as well as select retail businesses and local restaurants.
Guy Winters - State Farm Insurance Agent serves homeowners, business owners, and property managers securing specialty coverage for condominium units in Des Plaines, Illinois. The agency helps clients understand common building master policies and then tailors individual condo insurance to fill gaps for personal liability, interior upgrades, and loss assessment protection. Policies also cover personal belongings against theft, fire, and water damage. The agency extends its personalized condo insurance consultation and support to customers throughout the greater North Shore and nearby Park Ridge.
United Auto Insurance serves Des Plaines, Illinois, and the surrounding communities in the greater Chicagoland area. The agency handles condo insurance for local condominium unit owners and association members. It provides coverage that protects individual interior structures, personal belongings, and liability exposures common in multi-unit buildings. The agent works closely with each client to assess the specific master policy details before recommending appropriate individual unit coverage. In handling a typical job, the agent reviews the client’s current policy and building documents to ensure all gaps in protection are addressed.
Victor Fuentes Main Line Benefits offers both single-policy filings and ongoing renewal management for condo insurance, allowing clients to choose between a one-time purchase or continuous coverage. The agency helps owners protect their personal liability, interior improvements, and loss assessment exposure under a master policy. Located in Des Plaines, IL, this condo insurance agent can arrange service on a one-time, scheduled, or as-needed basis to match individual policy needs.
America's Choice Insurance Agency in Des Plaines, Illinois, specializes in securing tailored condo insurance policies for individual unit owners. It assists clients in comparing coverage options that protect personal property, interior structures, and liability within the building. As a local agency, it helps clients understand how a master policy interacts with their own individual unit needs. During the winter season, it helps condominium owners address risks from frozen pipes or ice dams that can cause interior water damage.
Dave Miller - State Farm Insurance Agent in Des Plaines, IL, helps property owners secure coverage for their condominium units, including protection for personal belongings and interior structures not covered by the association’s master policy. The agency also offers specialized add-ons such as loss assessment coverage and liability protection for common-area incidents. These policies can serve a variety of commercial sectors, including offices, warehouses, and food service businesses seeking tailored insurance solutions.
Patrick Petrillo of Allstate Insurance in Des Plaines, IL offers residential condo insurance for homeowners in the area. The agency also provides commercial coverage for condominium associations and businesses within the local community. His team works with clients to protect individual units and shared spaces from common risks like fire or water damage. After a policy is in place, they follow up to discuss coverage updates or claims needs between regular service visits.
What Does a a Condo Insurance Agent in Des Plaines Cost?
Typical condo insurance costs in Des Plaines Illinois range from 200 to 600 dollars per year for a standard policy. Factors include your unit value, location, deductible amount, and coverage limits. Higher liability limits or additional endorsements for water backup or earthquake can increase the premium. This is general information and not insurance advice.
About condo insurance agents in Des Plaines
Condo insurance agents in Des Plaines Illinois help you understand the specific coverage needed for your unit. Illinois law requires condominium associations to carry master policies, but individual unit owners must insure their personal property and interior improvements. A local agent can explain how the Illinois Condominium Property Act affects your policy limits and deductibles.
Frequently Asked Questions
What does a condo insurance agent in Des Plaines do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and liability. They also explain how your policy works with the association master policy required by Illinois law.
Is condo insurance required in Illinois?
Illinois law does not require individual condo owners to carry insurance. However most mortgage lenders do require it. Your association bylaws may also require you to have a certain amount of liability coverage.
How does Illinois law affect my condo insurance?
Under the Illinois Condominium Property Act the association master policy covers common areas and original structures. Your individual policy covers improvements you made and your personal property. Your agent can help you match coverage to the association deductible.
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