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Find Condo Insurance Agents Near You in Elgin, IL

Browse condo insurance agents serving Elgin, Illinois. Updated 2026-07-14.

The top-rated condo insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,002 reviews. Other highly rated options include Illinois Vehicle Auto Insurance (Xpert), Accurate Auto Insurance, ADH Insurance Agency, Inc. This directory lists 20 condo insurance agents serving Elgin.

Showing 20 condo insurance agents in Elgin, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Sutton - State Farm Insurance Agent1380 Dundee Ave Suite D(847) 888-8858
2Illinois Vehicle Auto Insurance (Xpert)1073 N Liberty St(847) 468-0300
3Accurate Auto Insurance1098 Dundee Ave(847) 413-8900
4ADH Insurance Agency, Inc2521 Technology Dr # 204(847) 697-0104
5Insurance Navy Brokers1106 Dundee Ave(847) 416-0030
6Farmers Insurance - Chantal Ortiz Meza79 S Grove Ave(224) 242-8132
7Freeway Insurance5 Clock Tower Plaza(224) 856-4649
8Melissa Myers - State Farm Insurance Agent1350 E Chicago St Unit 8(847) 888-8050
9Jason Alicea American Family Insurance1070 Larkin Ave # 2E(847) 841-1444
10Pro Insurance Group2521 Technology Dr #201(833) 776-4671
JS
1380 Dundee Ave Suite D
John Sutton - State Farm Insurance Agent
Condo Insurance Agent · Elgin, IL
IV
1073 N Liberty St
Illinois Vehicle Auto Insurance (Xpert)
Condo Insurance Agent · Elgin, IL

Illinois Vehicle Auto Insurance (Xpert) serves Elgin and the surrounding Kane County area as a local condo insurance agent, helping unit owners secure appropriate coverage for their properties. Condo insurance policies in this region typically cover interior structures, personal belongings, and liability protection against common claims. The agency works with clients to find plans that fill gaps left by master building policies. This agent handles special assessments coverage and loss assessment protection for Elgin condo owners.

AA
1098 Dundee Ave
Accurate Auto Insurance
Condo Insurance Agent · Elgin, IL

Residents and owners of individual condominium units in Elgin, Illinois, rely on Accurate Auto Insurance for specialized condo insurance agent services. These policies often address interior structures and personal liability not covered by the building's master policy. The agency serves as a local resource for comparing coverage options tailored to Elgin condo associations and individual homeowners. It also extends its services to clients in the surrounding Fox Valley area, including South Elgin.

AI
2521 Technology Dr # 204
ADH Insurance Agency, Inc
Condo Insurance Agent · Elgin, IL

ADH Insurance Agency, Inc serves clients in Elgin, Illinois, and the surrounding communities. This condo insurance agent handles policies designed specifically for individual unit owners, covering interior structures, personal property, and liability. The agency works to match each policy with the homeowner association’s master coverage to avoid gaps or overlapping protection. For a typical job, the agent reviews the client’s current condo declaration and HOA master policy to recommend appropriate personal coverage limits and deductibles.

IN
1106 Dundee Ave
Insurance Navy Brokers
Condo Insurance Agent · Elgin, IL

Insurance Navy Brokers serves Elgin, Illinois and the surrounding communities with comprehensive condo insurance solutions. It handles individual unit policies, common area coverage, and personal property protection tailored for condominium owners in this region. The company also addresses liability exposures that arise from shared building structures and homeowners association requirements. For a typical job, it begins by reviewing the specific bylaws and master policy of the condo association to determine coverage gaps, then selects a policy that directly fills those missing protections.

FI
79 S Grove Ave
Farmers Insurance - Chantal Ortiz Meza
Condo Insurance Agent · Elgin, IL

Farmers Insurance - Chantal Ortiz Meza in Elgin, IL provides condo insurance, where a one-time policy purchase establishes permanent coverage while recurring service options include annual policy reviews and updates. Coverage typically protects interior structures, personal property, and liability within the condominium unit. As a local agent, this office assists clients in tailoring policies to meet homeowners’ association requirements and individual needs. Service for policy adjustments, claims support, and general inquiries runs on an as-needed basis.

FI
5 Clock Tower Plaza
Freeway Insurance
Condo Insurance Agent · Elgin, IL

Freeway Insurance in Elgin, Illinois offers both one-time policy setups for new condo owners and recurring annual policy reviews to adjust coverage. The typical services include building property protection for interior structures and personal liability coverage for common area incidents. This agency manages individual unit owner policies that address the gap between a master association plan and personal belongings. Service runs on either a one-time basis for initial policy enrollment or as-needed when coverage reviews or claims assistance are requested.

MM
1350 E Chicago St Unit 8
Melissa Myers - State Farm Insurance Agent
Condo Insurance Agent · Elgin, IL

Melissa Myers - State Farm Insurance Agent in Elgin, IL offers specialized condo insurance coverage, focusing on protecting personal property, interior structures, and liability risks that standard homeowners policies often exclude. The agency also provides general personal insurance services for condominium unit owners, addressing gaps in master policy coverage. During the winter months in Elgin, it helps clients understand how ice dams and frozen pipe claims affect their condo insurance deductibles and loss assessments.

JA
1070 Larkin Ave # 2E
Jason Alicea American Family Insurance
Condo Insurance Agent · Elgin, IL

As the chill of an Elgin winter approaches, safeguarding a condo against potential burst pipes or ice dam leaks becomes a seasonal priority. Jason Alicea American Family Insurance provides coverage designed specifically for the unique risks of condominium living in this area, from interior unit damage to liability not covered by the association's master policy. For a clear picture of your specific needs, they begin with a thorough walkthrough of your unit to assess interior risks before you finalize any policy details.

PI
2521 Technology Dr #201
Pro Insurance Group
Condo Insurance Agent · Elgin, IL

Pro Insurance Group serves clients in Elgin, Illinois by securing property coverage for condominium owners. The agency specializes in policies that address common area liabilities and interior structural protections often excluded by master associations. Professionals help navigate loss assessment endorsements and personal property valuations. Commercial clients requiring protection for offices, warehouses, and food service operations can also receive tailored assistance for their unique risk exposures.

LR
1231 Larkin Ave
Leo R. Cox Agency
Condo Insurance Agent · Elgin, IL
(847) 742-9713
lrcagency.net
KJ
19 S Spring St
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
Condo Insurance Agent · Elgin, IL
(847) 741-9393
kjhins.com
MI
300 S McLean Blvd Unit C
Magnum Insurance Agency
Condo Insurance Agent · Elgin, IL
(847) 608-7260
magnuminsurance.com/location/elgin
FI
829 Walnut Ave Ste B
Farmers Insurance - Elizabeth Estrada
Condo Insurance Agent · Elgin, IL
(847) 488-1600
agents.farmers.com/il/elgin/elizabeth-estrada
FI
2090 Larkin Ave Ste 2
Farmers Insurance - Anthony Eason
Condo Insurance Agent · Elgin, IL
(847) 888-8353
agents.farmers.com/il/elgin/anthony-eason
KM
1970 Larkin Ave STE 3
Kevin Malooly Agency LLC American Family Insurance
Condo Insurance Agent · Elgin, IL
(847) 888-2222
amfam.com/agents/illinois/elgin/kevin-malooly
VI
1331 Dundee Ave
Valentine Insurance Agency
Condo Insurance Agent · Elgin, IL
(847) 741-0083
valentine-ins.com
AI
Clock Tower Plaza, 91, 95 Clock Tower Plaza
Alteza Insurance
Condo Insurance Agent · Elgin, IL
(847) 742-8522
altezains.com
CI
2175 Point Blvd # 200
Condominium Insurance Specialist of America
Condo Insurance Agent · Elgin, IL
(847) 870-7000
cisainsurance.com
GI
2205 Point Blvd Suite 200
Gallagher Insurance, Risk Management & Consulting
Condo Insurance Agent · Elgin, IL
(847) 741-1000
assuredpartners.com/Elgin

What Does a a Condo Insurance Agent in Elgin Cost?

Condo insurance in Illinois typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like location in Elgin, building age, coverage limits, and deductible amounts affect the premium. Flood and earthquake endorsements add extra cost. This is general information not insurance advice.

About condo insurance agents in Elgin

Condo insurance agents in Elgin Illinois help unit owners protect their personal property and interior structures. Illinois law requires condo associations to carry a master policy but individual owners need their own HO-6 policy. A local agent can explain how the master policy and your personal coverage work together.

Frequently Asked Questions

What does a condo insurance agent in Elgin do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings and interior walls. They review your associations master policy to avoid gaps in coverage. Agents in Elgin are familiar with local building codes and common risks.

Is condo insurance required in Illinois?

Illinois law does not require condo owners to have insurance but most mortgage lenders do. Your condo associations bylaws may also require you to carry a minimum level of coverage. An agent can help you meet those requirements.

How does Illinois condo law affect my insurance?

The Illinois Condominium Property Act sets rules for master policies and unit owner responsibilities. Your personal HO-6 policy typically covers deductibles from the associations master policy. An agent can explain how the Act applies to your specific situation.

Condo Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.