The top-rated condo insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 434 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Rick Weissenhofer - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Calder Agency: Allstate Insurance | 2765 Walter Payton Memorial Hwy | (630) 554-5252 |
| 2 | Janna Misek - State Farm Insurance Agent | 1136 Douglas Rd | (630) 554-1540 |
| 3 | Nicole Hupp: Allstate Insurance | 4589 IL-71 | (630) 833-8100 |
| 4 | Rick Weissenhofer - State Farm Insurance Agent | 2261 Orchard Rd | (630) 554-5277 |
| 5 | Holten Insurance Agency | By appointment only - meeting location provided upon scheduling, 4913 Seeley St | (630) 424-0200 |
| 6 | Zac Mcgrogan - State Farm Insurance Agent | 72 W Washington St | (630) 554-8800 |
| 7 | Christina Reynolds Insurance Corp American Family Insurance | 103 Franklin St | (630) 551-1784 |
| 8 | Tri-County Insurance Agency, Inc. "Bentley Agency" | 44 Monroe St | (815) 200-5528 |
| 9 | VERONICA CONTRERAS: Allstate Insurance | 3408 Orchard Rd | (630) 536-3090 |
| 10 | Hometowne Insurance | 4424 IL-71 | (630) 554-4040 |
The Calder Agency: Allstate Insurance serves Oswego and Kendall County as a local provider of condo insurance coverage. This agency helps condominium owners secure protection for their personal property and interior structures. Professionals here guide clients through policies that address shared building responsibilities and personal liability needs. A key focus is explaining how individual unit coverage aligns with master association policies. Specific services include personalized risk assessments for condo dwellers and assistance with loss assessment endorsements for common area damages.
Janna Misek - State Farm Insurance Agent in Oswego, IL, provides a range of condo insurance options tailored to individual policyholder needs. The agency helps clients select coverage that protects personal belongings and interior structures. It offers guidance on loss assessment and personal liability protection within annual maintenance plans. Service includes reviewing policy details to ensure appropriate coverage limits for each unit. The agency services single-family homes, apartments, and condo units, as well as retail businesses and local restaurants.
Homeowners, condo owners, and property managers in Oswego turn to Nicole Hupp of Allstate Insurance for their condo insurance needs. This agency works to help clients find coverage designed specifically for condominium ownership and communal living. Policies typically protect personal belongings, interior fixtures, and provide liability protection. Beyond individual owners, the agency also serves homeowner associations with master policy considerations. Located in Oswego, the agency extends its services to nearby Montgomery and the greater Aurora area within Kendall County.
Serving Oswego, Illinois, and surrounding communities, Rick Weissenhofer - State Farm Insurance Agent handles condo insurance needs for local homeowners. Coverage typically protects the interior structure, personal belongings, and liability within a unit. The agency addresses specific policy gaps between a master building policy and an individual owner’s requirements. When handling a typical condo insurance job, the agent first reviews the condominium association’s master policy to identify coverage deficiencies, then tailors a personal policy to fill those gaps accordingly.
Holten Insurance Agency in Oswego, IL offers condo insurance with a distinction between one-time policies for individual policy purchases and recurring options for ongoing annual coverage. Their focus is on protecting personal property, interior building structures, and liability within a condominium unit against common risks like fire, theft, and water damage. Service for securing a new policy or managing an existing one is provided on a one-time, scheduled, or as-needed basis depending on the client’s specific situation.
Zac Mcgrogan - State Farm Insurance Agent in Oswego, IL provides condo insurance with coverage tailored to individual unit owners and association requirements. The agency works with clients to protect personal property, interior structures, and liability exposures. It also assists with adapting policies to account for seasonal changes, such as increased risks from winter weather, frozen pipes, or heavy snow load on balconies and roofs that can cause damage in the area.
As the spring thaw arrives in Oswego, owners of lakefront and golf-course condos often review their coverage for storm and water damage. Christina Reynolds Insurance Corp American Family Insurance serves residents seeking specific condo insurance policies tailored to their association requirements and individual possessions. The agency provides practical guidance on distinguishing between personal unit coverage and master policy protections, helping clients fill gaps that could become costly. An initial consultation typically includes a review of current homeowners association documents and a walk-through assessment of each unit’s interior finishes and fixtures.
Tri-County Insurance Agency, Inc. "Bentley Agency" is located in Oswego, Illinois and provides standard insurance coverage for residential condominium units. The agency also offers specialized endorsements to protect interior improvements and personal property within association-governed buildings. Its policies can address water backup, loss assessment, and liability exposures unique to shared-wall property owners. The company can serve commercial real estate sectors including office complexes, warehouse facilities, and food service operations.
VERONICA CONTRERAS: Allstate Insurance in Oswego, IL, is known for providing condo insurance policies tailored to individual unit owners and association requirements. The agency helps clients secure coverage for personal property, liability protection, and interior structural elements not covered by master policies. It assists with assessing policy gaps, reviewing deductibles, and understanding local building regulations. A specialty service this agency can add on is equipment breakdown coverage for major home systems and appliances.
What Does a a Condo Insurance Agent in Oswego Cost?
Typical condo insurance costs in Oswego Illinois range from 200 to 600 dollars per year for an HO-6 policy. Factors include the unit value, deductible amount, and coverage limits you choose. Illinois insurance rates are regulated but vary by company. This is general information, not insurance advice.
About condo insurance agents in Oswego
Condo insurance agents in Oswego Illinois help you understand the coverage you need for your unit. Illinois law requires condo associations to carry a master policy, but that policy may not cover your personal belongings or interior improvements. A local agent can explain how an HO-6 policy fills those gaps and meets your mortgage lenders requirements.
Frequently Asked Questions
What does a condo insurance agent in Oswego do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and interior upgrades. They also review your associations master policy to identify gaps in coverage.
Is condo insurance required by law in Illinois?
Illinois does not require condo owners to carry insurance by state law, but most mortgage lenders do require an HO-6 policy. Your condo associations bylaws may also mandate minimum coverage levels.
How does Illinois master policy affect my condo insurance?
Illinois condo associations must carry a master policy that covers common areas and the buildings structure. Your HO-6 policy covers your personal belongings, interior walls, and fixtures not covered by the master policy.
Condo Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign