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HomeCondo Insurance AgentsIllinois › Rock Island

Find Condo Insurance Agents Near You in Rock Island, IL

Browse condo insurance agents serving Rock Island, Illinois. Updated 2026-07-14.

The top-rated condo insurance agent in Rock Island, Illinois is Jenn Merema - State Farm Insurance Agent, rated 5.0 stars across 431 reviews. Other highly rated options include Chris Elsberg - State Farm Insurance Agent, Modern Woodmen of America, Don Ayers & Son's Insurance. This directory lists 11 condo insurance agents serving Rock Island.

Showing 11 condo insurance agents in Rock Island, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jenn Merema - State Farm Insurance Agent4543 18th Ave(309) 794-1313
2Chris Elsberg - State Farm Insurance Agent855 46th Ave(309) 788-3060
3Modern Woodmen of America1701 1st Ave(800) 447-9811
4Don Ayers & Son's Insurance3129 11th St(309) 788-4546
5State Farm Insurance4543 18th Ave(309) 794-1313
6Farrar Insurance1712 18th Ave(309) 786-4463
7Michael Orth American Family Insurance2427 17th St(309) 788-7670
8Royal Neighbors of America230 16th St(309) 788-4561
9Illinois Casualty Company225 20th St(309) 793-1700
10Insurance King3101 11th St suite A(309) 981-0391
JM
4543 18th Ave
Jenn Merema - State Farm Insurance Agent
Condo Insurance Agent · Rock Island, IL

Jenn Merema - State Farm Insurance Agent serves the Rock Island, Illinois metro area and surrounding communities, specializing in condo insurance policies. The agency helps condominium owners secure coverage tailored to their specific needs, addressing gaps that standard homeowners policies may leave. As a local insurance agent, the office provides personalized guidance to ensure clients understand their protection options. Policies can include coverage for interior structures, personal property, and liability. The agency also assists with adjusting deductibles and adding loss assessment coverage for shared building elements.

CE
855 46th Ave
Chris Elsberg - State Farm Insurance Agent
Condo Insurance Agent · Rock Island, IL

Chris Elsberg - State Farm Insurance Agent in Rock Island, IL, provides a range of condo insurance services including coverage for personal property, liability, and building additions or alterations. The agency helps clients understand policy details with regular policy reviews to ensure adequate protection as needs change. Its maintenance plans focus on proactive risk management, such as advising on essential upkeep to prevent common claims. The agency services primarily condominiums and townhouses, along with single-family homes, apartments, retail, and local restaurants.

MW
1701 1st Ave
Modern Woodmen of America
Condo Insurance Agent · Rock Island, IL

Homeowners and property managers in Rock Island seeking condo insurance can turn to Modern Woodmen of America for coverage tailored to individual buildings and units. The agency provides policies that protect owners against common risks including fire damage, liability claims, and loss of personal property within a condominium complex. Serving both new buyers and existing condo owners, the office works with clients to assess their specific needs under a master policy. Modern Woodmen of America also serves policyholders in nearby Moline.

DA
3129 11th St
Don Ayers & Son's Insurance
Condo Insurance Agent · Rock Island, IL

Don Ayers & Son's Insurance in Rock Island, IL offers both one-time consultations and ongoing coverage management for condo owners. A single visit can clarify individual policy needs, while a recurring arrangement provides annual reviews of changing local building regulations and personal liability limits. Whether protecting interior fixtures, roofing structures, or common area assessments, the agents tailor a plan based on unit specifics. Services are available on a scheduled annual basis with additional as-needed support for policy adjustments.

SF
4543 18th Ave
State Farm Insurance
Condo Insurance Agent · Rock Island, IL

State Farm Insurance in Rock Island, Illinois, provides comprehensive condo insurance coverage tailored to protect individual units and shared building structures. The agency offers practical policy management and claims assistance to help clients maintain their properties in accordance with association requirements. Regular policy reviews and updates are available to ensure coverage evolves with changing needs. This Rock Island agency serves a variety of property types, including single-family residences, apartment complexes, retail spaces, and local restaurants.

FI
1712 18th Ave
Farrar Insurance
Condo Insurance Agent · Rock Island, IL

As a condo insurance agent in Rock Island, Illinois, Farrar Insurance specializes in tailoring individual unit policies that cover interior improvements and personal liability. Its general service work involves guiding condominium owners through the unique coverage gaps left by master building policies. Navigating the transition from a renter’s or homeowner’s policy to a condo-specific plan is a common seasonal concern the agency routinely helps clients address.

MO
2427 17th St
Michael Orth American Family Insurance
Condo Insurance Agent · Rock Island, IL

Michael Orth American Family Insurance in Rock Island, IL offers comprehensive insurance solutions for local property owners. It specializes in condo insurance, tailoring policies to cover individual unit interiors and shared structural liabilities. Additional protection for personal belongings and loss assessments can be included. For commercial operations, the agency serves offices seeking liability coverage, warehouses requiring property and inventory protection, and food service establishments needing equipment and business interruption policies.

RN
230 16th St
Royal Neighbors of America
Condo Insurance Agent · Rock Island, IL

Serving Rock Island and the surrounding communities in the Illinois Quad Cities area, Royal Neighbors of America handles condo insurance policies tailored for individual unit owners. It manages coverage for the interior structure, personal belongings, and liability protection that a condominium association’s master policy does not include. The company also assists clients with loss assessment coverage for shared building areas. To process a typical claim, Royal Neighbors of America first verifies the policy’s specific terms and then coordinates directly with the client to document damages and file necessary paperwork.

IC
225 20th St
Illinois Casualty Company
Condo Insurance Agent · Rock Island, IL

When winter storms and spring thaws cause leaks in condo roofs and balconies across Rock Island, Illinois Casualty Company provides guidance on the specific coverage gaps in association policies. This local agency focuses exclusively on the unique needs of condominium owners, helping them understand loss assessments and dwelling coverage limits. A first step is scheduling a walkthrough of the unit to document interior finishes and personal property for an accurate initial risk assessment.

IK
3101 11th St suite A
Insurance King
Condo Insurance Agent · Rock Island, IL

Homeowners and condo owners in Rock Island, Illinois turn to Insurance King for their condominium unit coverage needs. This agency helps secure policies that protect personal property, interior fixtures, and liability within individual units. As a dedicated condo insurance agent, it explains the differences between master policies and personal policies clearly. Clients also benefit from its strong familiarity with local buildings and association requirements. Insurance King additionally serves condominium owners living nearby in Moline and East Moline.

RI
4405 11th St
Riverscape Insurance
Condo Insurance Agent · Rock Island, IL
(309) 430-2222

What Does a a Condo Insurance Agent in Rock Island Cost?

Condo insurance in Illinois typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your unit value, deductible amount, and location near the Mississippi River can affect the price. Flood insurance is separate and may add 400 to 800 dollars per year. This is general information, not insurance advice.

About condo insurance agents in Rock Island

A condo insurance agent in Rock Island Illinois can help you secure an HO-6 policy that covers your personal property and interior improvements. Illinois law requires condo associations to carry master insurance, but individual unit owners still need their own policy for walls in and personal liability. Local agents understand the specific risks in the Quad Cities area.

Frequently Asked Questions

What does condo insurance cover in Illinois?

A standard HO-6 policy covers personal property, interior building improvements, and personal liability. Illinois law requires the condo association master policy to cover the original structure, so your policy fills gaps for your unit.

Do I need condo insurance in Rock Island?

Yes, most mortgage lenders require you to have an HO-6 policy. Even if you own your unit outright, insurance protects you from liability and damage to your belongings. Flood insurance may also be needed because Rock Island is near the Mississippi River.

How do I choose a condo insurance agent in Rock Island?

Look for an agent who is licensed in Illinois and experienced with condo associations. Ask about loss assessment coverage, which pays for shared expenses after a claim. Compare quotes from multiple agents to find the right fit.

Condo Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.