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HomeCondo Insurance AgentsIowa › Council Bluffs

Find Condo Insurance Agents Near You in Council Bluffs, IA

Browse condo insurance agents serving Council Bluffs, Iowa. Updated 2026-07-14.

The top-rated condo insurance agent in Council Bluffs, Iowa is Greg Duncan - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Tracy Hough - State Farm Insurance Agent, Smith Davis Insurance, Duane Villatoro - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Council Bluffs.

Showing 20 condo insurance agents in Council Bluffs, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greg Duncan - State Farm Insurance Agent1705 McPherson Ave Ste 400(712) 352-3500
2Tracy Hough - State Farm Insurance Agent928 Valley View Dr Ste 4(712) 325-1916
3Smith Davis Insurance532 1st Ave # 101(712) 322-1600
4Duane Villatoro - State Farm Insurance Agent265 W Broadway(712) 256-9777
5JESSICA STEVENSON: Allstate Insurance1534 Avenue J(712) 890-3072
6Derek Kinder - State Farm Insurance Agent600 E Pierce St(712) 328-3243
7Damien Shull - State Farm Insurance Agent1417 1/2 W Broadway(712) 323-2880
8Plunkett Agency INC. American Family Insurance127 S 35th St(712) 322-6633
9NavSav Insurance - Council Bluffs100 E Broadway #100(712) 328-0305
10Judd Knispel - State Farm Insurance Agent1860 Madison Ave Ste 2(712) 325-0256
GD
1705 McPherson Ave Ste 400
Greg Duncan - State Farm Insurance Agent
Condo Insurance Agent · Council Bluffs, IA

Greg Duncan - State Farm Insurance Agent serves the Council Bluffs, Iowa, metro area and provides condo insurance solutions tailored to local homeowners. Its main services include helping residents protect their personal property, cover liability risks associated with shared building structures, and manage potential financial losses from common condo exposures. The agency works to find suitable policy options that address building ordinance or law requirements often needed for insurance in this region. It also assists with claims reporting and customer support for condo policies.

TH
928 Valley View Dr Ste 4
Tracy Hough - State Farm Insurance Agent
Condo Insurance Agent · Council Bluffs, IA

Tracy Hough - State Farm Insurance Agent in Council Bluffs, IA, offers comprehensive condo insurance services, including protection for personal property, liability coverage, and loss assessment for common areas. Service plans are designed to help clients review their policies annually, ensuring coverage matches current needs and potential risks. The agency also assists with deductible planning and filing claims. Its property coverage addresses single-family homes, apartment units, retail spaces, and select restaurants within the local area.

SD
532 1st Ave # 101
Smith Davis Insurance
Condo Insurance Agent · Council Bluffs, IA

Smith Davis Insurance serves condominium owners in Council Bluffs, Iowa, helping them protect their units with proper coverage. Their services include assessing individual policy needs, explaining common area master policy gaps, and advising on personal property and liability protection. Condo insurance agents in this area assist clients in understanding HOA requirements and securing appropriate endorsements. They also serve property owners in nearby Carter Lake, offering similar guidance for condo insurance to clients throughout the metropolitan region.

DV
265 W Broadway
Duane Villatoro - State Farm Insurance Agent
Condo Insurance Agent · Council Bluffs, IA

Duane Villatoro - State Farm Insurance Agent serves Council Bluffs, Iowa, and the surrounding communities. The agency focuses on securing condominium units with tailored coverage that protects personal property and interior structures. It addresses common needs such as liability protection and loss assessment coverage. For a typical job, the agent reviews the specific terms of the condo association’s master policy before recommending an individual policy to fill any coverage gaps.

JS
1534 Avenue J
JESSICA STEVENSON: Allstate Insurance
Condo Insurance Agent · Council Bluffs, IA

For clients deciding between a single, one-time policy review and an ongoing scheduled service plan, Jessica Stevenson of Allstate Insurance in Council Bluffs, IA, provides the expertise to tailor coverage to each condominium owner’s needs. This local agency helps secure protection for the unit’s interior structure, personal belongings, and liability, bridging gaps between individual policies and the association’s master plan. Service runs on a one-time, as-needed basis, with appointments available upon request for new or revised policy consultations.

DK
600 E Pierce St
Derek Kinder - State Farm Insurance Agent
Condo Insurance Agent · Council Bluffs, IA

Based in Council Bluffs, IA, Derek Kinder - State Farm Insurance Agent offers tailored condo insurance policies that protect personal belongings and interior structures. The agency also provides general insurance services, including personalized coverage reviews and claims support for local residents. This helps policyholders understand what their master policy covers versus what additional protection they need. Condo owners in the area often seek help from this location before winter, ensuring roofs and plumbing are covered against potential freeze-related damage.

DS
1417 1/2 W Broadway
Damien Shull - State Farm Insurance Agent
Condo Insurance Agent · Council Bluffs, IA

Spring flooding along the Missouri River can threaten many Council Bluffs condos, so Damien Shull - State Farm Insurance Agent reviews coverage details annually with each policyholder. As a local condo insurance agent, they help residents understand what their master association policy covers and which interior exposures remain their own responsibility. This service protects personal belongings and liability from common water-related or accidental damages within the unit. Every discussion begins with a straightforward walk-through of the building and the unit itself.

PA
127 S 35th St
Plunkett Agency INC. American Family Insurance
Condo Insurance Agent · Council Bluffs, IA

Plunkett Agency INC. American Family Insurance provides condo insurance services for property owners in Council Bluffs. They specialize in tailoring coverage that addresses common condo-related needs, such as interior structural protection and personal liability. They can also arrange for additional endorsements to cover valuable personal items. Their commercial insurance offerings extend to various business sectors, including local offices, warehouses, and food service operations.

NI
100 E Broadway #100
NavSav Insurance - Council Bluffs
Condo Insurance Agent · Council Bluffs, IA

NavSav Insurance - Council Bluffs offers condo insurance services to residential clients in the Council Bluffs area, along with commercial coverage for local businesses and associations. Their work helps protect individual unit owners from common risks such as water damage and liability within shared complexes. Service extends throughout the surrounding region, providing local access to policy reviews and claims assistance. The company typically follows up after claim resolution or policy updates to maintain reliable coverage between regular visits.

JK
1860 Madison Ave Ste 2
Judd Knispel - State Farm Insurance Agent
Condo Insurance Agent · Council Bluffs, IA
AI
123 S 4th St
Armour Insurance
Condo Insurance Agent · Council Bluffs, IA
(712) 323-4959
insarmour.com
CI
103 North Ave #9
Campbell Insurance Agency Inc.
Condo Insurance Agent · Council Bluffs, IA
(712) 328-3975
campbellinsure.com
BK
229 S Main St
Brocker, Karns & Karns Insurance
Condo Insurance Agent · Council Bluffs, IA
(712) 322-1228
brockerkarns.com
NF
1851 Madison Ave #550
New Freedom Insurance
Condo Insurance Agent · Council Bluffs, IA
(712) 256-8522
newfreedominsurance.com
JD
1705 McPherson Ave Gl100
John Dresher Agency, Inc American Family Insurance
Condo Insurance Agent · Council Bluffs, IA
(712) 325-4910
amfam.com/agents/iowa/council-bluffs/john-dresher
AI
1702 W Broadway #11
Anchor Insurance Agency,Inc.
Condo Insurance Agent · Council Bluffs, IA
(712) 256-1074
anchorinsur.com
FI
719 S Main St
Farmers Insurance - Paula Sass
Condo Insurance Agent · Council Bluffs, IA
(712) 322-5555
agents.farmers.com/ia/council-bluffs/paula-sass
HI
1840 Madison Ave #5
Hometown Insurance Group
Condo Insurance Agent · Council Bluffs, IA
(712) 206-3399
VI
2040 W Broadway
Veridian Insurance
Condo Insurance Agent · Council Bluffs, IA
(855) 828-1019
veridiancu.org/insurance
EI
146 Vine St
Eickholt Insurance Agency
Condo Insurance Agent · Council Bluffs, IA
(712) 256-0246
eickholtinsurance.com

What Does a a Condo Insurance Agent in Council Bluffs Cost?

The cost of a condo insurance policy in Council Bluffs Iowa typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your unit value, location, deductible, and coverage limits. Loss assessment coverage and flood or sewer backup endorsements add to the premium. This is general information and not insurance advice.

About condo insurance agents in Council Bluffs

Condo insurance agents in Council Bluffs Iowa help you understand the unique coverage needs for condominium owners. In Iowa, your condo association master policy typically covers the building structure, so you need a personal policy for your interior improvements and personal property. A local agent can explain how Iowa law affects your liability and loss assessment coverage.

Frequently Asked Questions

What does a condo insurance agent in Council Bluffs do?

A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls and fixtures, and liability. They also explain how your policy works with the association master policy required by Iowa law.

Do I need condo insurance in Iowa if the association has a master policy?

Yes. The association master policy usually covers the building shell and common areas. Your personal HO-6 policy covers your interior upgrades, personal property, and liability. Iowa law does not require you to have a personal policy, but most lenders do require it.

How does Iowa law affect condo insurance coverage?

Iowa follows a bare walls coverage standard for master policies, meaning the association covers only the original structure. You are responsible for improvements and betterments inside your unit. An agent can help you set appropriate coverage limits.

Condo Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.