The top-rated condo insurance agent in Johnston, Iowa is The Avanti Group - Bales Insurance Team, rated 5.0 stars across 211 reviews. Other highly rated options include Glenn A Waterhouse III - State Farm Insurance Agent, Justin Krogman - GEICO Insurance Agent, Heartland Retirement Group. This directory lists 18 condo insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Avanti Group - Bales Insurance Team | 5700 Merle Hay Rd | (515) 697-3864 |
| 2 | Glenn A Waterhouse III - State Farm Insurance Agent | 5441 NW 86th St #100 | (515) 223-5566 |
| 3 | Justin Krogman - GEICO Insurance Agent | 5525 Merle Hay Rd Suite 185 | (515) 318-6307 |
| 4 | Heartland Retirement Group | 9245 Northpark Dr | (515) 278-2077 |
| 5 | Farmers Insurance - Jocelyn Severin | 5435 NW 100th St Ste 103 | (515) 671-2711 |
| 6 | Fritz Insurance | 6165 NW 86th St | (515) 471-1301 |
| 7 | Shelter Insurance - Jennifer Conard | 5721 Merle Hay Rd Ste 16A | (515) 253-9400 |
| 8 | Health Insurance Advisor, LLC | 5870 Merle Hay Rd | (515) 225-9994 |
| 9 | Mathew Johnson Insurance Agency | 5335 Merle Hay Rd Ste 9 | (515) 278-2249 |
| 10 | Frank Stout Insurance | 6521 Merle Hay Rd | (515) 276-0914 |
The Avanti Group - Bales Insurance Team serves Johnston, Iowa, and the surrounding metro area, focusing on condo insurance for local homeowners. It provides coverage tailored to the unique needs of condominium owners, protecting individual units and personal property. The agency works to ensure policies align with each building’s master insurance requirements. It also helps clients understand the gap between their personal coverage and the condo association’s policy. Its services include advising on loss assessment coverage and liability protection for unit interiors.
Glenn A Waterhouse III - State Farm Insurance Agent provides a full range of condo insurance policies tailored to protect individual units and shared building structures in Johnston, Iowa. Services include coverage for personal property, liability, and loss of use. Policy maintenance includes regular reviews and updates to reflect changes in property value and local regulations. This agent also offers bundled discounts and guidance on common-area assessments. The properties it services include single-family homes, apartments, retail, and restaurants.
Justin Krogman - GEICO Insurance Agent in Johnston, IA serves homeowners, property managers, and condo unit owners seeking coverage for their individual properties. This agency helps clients understand how master policies interact with personal condo insurance, ensuring adequate protection for interior structures, personal belongings, and liability. Guided by the goal of simplifying insurance decisions, the agent walks customers through tailored policy options that match their specific needs. The agency also provides its condo insurance services to residents in the neighboring Urbandale area of the Des Moines metro.
Heartland Retirement Group serves Johnston, Iowa, and the surrounding Des Moines metro communities. It handles all aspects of condo insurance, from individual unit policies to master policy gap coverage. Each policy is tailored to address the specific liability and structural needs of a condominium owner. To handle a typical job, the agency begins with a full review of the homeowners association master policy, then fills any coverage gaps with a personalized individual plan.
Farmers Insurance - Jocelyn Severin offers condo owners a choice between a one-time policy review for current coverage or an ongoing service plan that adjusts to changing needs. Coverage under a standard policy typically protects the interior structure, personal belongings, and liability within the unit. The agency serves the Johnston, Iowa area and provides service on an as-needed basis, allowing clients to schedule appointments only when they require policy changes or have questions after a claim.
Fritz Insurance provides specialized coverage for condo owners in Johnston, Iowa, tailoring policies to protect individual units and shared structures. It works with clients to assess liability risks, interior damage, and personal belongings that standard association policies may leave uncovered. The agency guides condo owners through the practical aspects of insuring upgrades like flooring and cabinetry. Additionally, it helps address the specific need for higher water damage protection, which is common during Iowa's freeze-thaw cycles and spring thaws.
As winter in Johnston brings snow and ice, protecting a condo from burst pipes or roof damage becomes a priority. Shelter Insurance - Jennifer Conard works with local condo owners to tailor coverage that addresses these seasonal risks. In this area, policies often need to cover interior structures and personal liability not included in building master plans. An agent reviews the specific details of the unit and the homeowner association’s bylaws during an initial assessment to identify needed protections.
Health Insurance Advisor, LLC in Johnston, IA works with clients to secure coverage for residential condominiums, protecting both individual units and shared building structures. The agency specializes in tailoring policies that address gaps in master association plans, such as interior improvements or personal liability limits. This condo insurance agent serves a range of commercial sectors, including local offices, warehouse facilities, and food service establishments.
Mathew Johnson Insurance Agency offers residential condo insurance services to clients in Johnston, Iowa, while also providing commercial coverage options for area property owners. The agency serves the greater Johnston community with policies tailored for individual unit owners and condo associations. Clients receive assistance with protecting their personal belongings and liability exposure within shared building structures. After the initial policy setup, the agency remains available to adjust coverage as needed or answer questions between regular scheduled visits.
Frank Stout Insurance, based in Johnston, IA, is known for providing tailored condo insurance policies that protect individual units within a multi-family association. The agency serves local homeowners by covering personal property, liability, and interior structural damage not included under a master insurance policy. It helps clients navigate the specific deductibles and special assessments common in Iowa condominium associations. Add-on services include scheduled personal property coverage for high-value items like jewelry or electronics.
What Does a a Condo Insurance Agent in Johnston Cost?
Typical condo insurance premiums in Iowa range from 200 to 600 dollars per year for a standard policy. Factors include your unit value deductible chosen and location in Johnston. Loss assessment coverage adds 25 to 50 dollars annually. This is general information not insurance advice.
About condo insurance agents in Johnston
Condo insurance agents in Johnston Iowa help you secure an HO-6 policy that covers your personal property and interior fixtures. Iowa law does not require condo owners to carry insurance but your association bylaws may set minimum coverage levels. A local agent can explain how Iowa code chapter 499B affects your shared walls and common areas.
Frequently Asked Questions
What does a condo insurance agent in Johnston do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain what the master policy covers and what you need for your personal liability and loss assessment coverage.
Do I need condo insurance if the association has a master policy in Johnston?
Yes the master policy usually only covers the building structure and common areas. You need your own policy for personal property interior upgrades and liability. Iowa law does not mandate this but most lenders require it.
How is condo insurance different from renters insurance in Iowa?
Condo insurance includes loss assessment coverage for special assessments from your association. Renters insurance does not cover shared building structures. Iowa condo policies also cover your unit fixtures like cabinets and flooring.
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