The top-rated condo insurance agent in Lanham, Maryland is Globe Life American Income Division: Olusegun Organization, rated 4.9 stars across 2,385 reviews. Other highly rated options include Esther Smith - State Farm Insurance Agent, James Allen - State Farm Insurance Agent, Tianya Edgerton - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Lanham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Olusegun Organization | 7401 Forbes Blvd Suite B-1 | (301) 664-2103 |
| 2 | Esther Smith - State Farm Insurance Agent | 9801 Greenbelt Rd Ste 211 | (301) 794-8600 |
| 3 | James Allen - State Farm Insurance Agent | 10104 Senate Dr Ste 270 | (301) 306-2000 |
| 4 | Tianya Edgerton - State Farm Insurance Agent | 4601 Presidents Dr #365 | (240) 667-7435 |
| 5 | Rich Tusing - State Farm Insurance Agent | 9418 Annapolis Rd # 105 | (301) 429-3600 |
| 6 | Michael Terry: Allstate Insurance | 9470 Annapolis Rd #113 | (301) 731-1790 |
| 7 | Spartan Insurance | 7404 Executive Pl # 400 | (202) 367-6483 |
| 8 | Keyma Fludd: Allstate Insurance | 4601 Presidents Dr Ste 100 | (301) 789-2304 |
| 9 | B&M Insurance Group | 7375 Executive Pl Ste 202A | (301) 615-0700 |
| 10 | Dmv Insurance Agency, Inc. | 8855 Annapolis Rd #200 | (301) 841-6264 |
The Globe Life American Income Division: Olusegun Organization serves Lanham and surrounding Prince George’s County as a dedicated condo insurance agent. This office helps condominium owners secure vital coverage that protects individual units from common perils like fire, theft, and water damage. Policies are written to meet both personal needs and community association requirements. In addition to standard dwelling coverage, the agency handles loss assessment endorsements to shield owners from shared-ownership property claims and liability.
Esther Smith - State Farm Insurance Agent provides comprehensive condo insurance services in Lanham, MD, including policy customization for individual unit owners. Service plans cover standard hazard protection, personal liability coverage, and optional endorsements for valuable items or additional living expenses. Clients can schedule annual policy reviews to adjust coverage based on changing needs or property assessments. The agency services single-family homes, apartments, retail spaces, and local restaurants.
James Allen - State Farm Insurance Agent in Lanham, MD, serves condo owners, homebuyers, and property managers seeking tailored coverage for their units. The agency provides guidance on protecting personal belongings, liability, and common-area assessments. They also assist clients in understanding policy options to match their specific living situations. This office helps customers secure protection for their condominium investments and offers its services to residents in neighboring communities throughout the Washington, D.C., metropolitan area, including Bowie.
Tianya Edgerton - State Farm Insurance Agent serves Lanham, Maryland, and the surrounding communities throughout Prince George’s County. This agency handles condo insurance policies tailored to the unique needs of condominium unit owners in the area. It focuses on securing coverage for personal liability, interior structural improvements, and loss-of-use expenses following a covered event. To handle a typical job, the agent first reviews the client’s existing master policy and HOA requirements, then works to identify any gaps in protection and recommend a supplementary policy to address those specific risks.
Rich Tusing - State Farm Insurance Agent in Lanham, MD, offers condo insurance as either a one-time policy or an ongoing service plan tailored to the policyholder’s needs. Condo coverage typically protects interior walls, personal belongings, and liability, while the building’s master policy covers common areas and external structures. This local agent provides personalized guidance to ensure each condo owner understands deductible options and loss assessment coverage. Service runs on a one-time, scheduled, or as-needed basis depending on the policy type and client preferences.
Michael Terry: Allstate Insurance in Lanham, MD, provides specialized condo insurance coverage tailored to protect individual units and shared building liability. It also offers standard personal policies including auto, home, and renters insurance for area residents. The agency helps condo owners evaluate master policy gaps to ensure contents and interior structures are fully protected. During winter months, it assists clients in addressing potential risks like frozen pipe damage that standard policies may not fully cover.
When winter storms or summer thunderstorms threaten Lanham properties, protecting a condo from water damage and liability claims becomes a priority. Spartan Insurance assists local unit owners by reviewing association master policies and identifying coverage gaps that could leave personal belongings exposed. Their agents focus on tailoring individual policies to match each condo’s unique layout and local risk factors like aging infrastructure or nearby wooded areas. An initial consultation typically begins with an on-site or virtual inspection of the unit to assess current coverage needs.
Keyma Fludd Allstate Insurance provides comprehensive protection for Lanham area homeowners, with a specialty in condo insurance policies tailored to individual unit owners and association requirements. The agency guides clients through the coverage options that protect personal belongings and interior structures not covered by master policies. It serves a variety of commercial sectors, including local offices, warehouses, and food service establishments needing liability and property coverage.
B&M Insurance Group, based in Lanham, MD, is known for providing tailored condo insurance policies that protect unit owners against common liabilities and structural damage. Its service range addresses coverage for personal property, interior improvements, and loss assessment fees commonly faced by condominium residents in the Maryland area. The agency works with clients to evaluate their individual risks and match them with suitable plans that meet legal requirements. As a specialty service, it can also addon flood insurance to protect belongings from water damage not covered in standard condo policies.
Dmv Insurance Agency, Inc. in Lanham, MD provides residential condo insurance service for individual unit owners in the surrounding area. The agency also handles commercial coverage options for condo associations and property managers. Their work focuses on matching local policy structures to the specific needs of each client, including common area liabilities and building coverage. After a policy is placed, the agency follows up to review any changes in coverage needs before a regular visit begins, ensuring consistent protection between scheduled renewals.
What Does a a Condo Insurance Agent in Lanham Cost?
Condo insurance in Maryland typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Costs depend on your unit value location and chosen deductibles. Higher coverage limits and lower deductibles increase the premium. This is general information and not insurance advice.
About condo insurance agents in Lanham
Condo insurance agents in Lanham Maryland help you secure coverage for your unit and personal property. Maryland law requires condo associations to carry a master policy but individual unit owners need their own HO-6 policy for interior walls fixtures and belongings. A local agent can explain how the master policy and your personal policy work together.
Frequently Asked Questions
What does a condo insurance policy cover in Maryland?
A standard HO-6 policy covers your personal property interior walls and fixtures. It also provides liability protection and loss of use coverage. The master policy from your condo association typically covers the building exterior and common areas.
Do I need condo insurance if the association has a master policy?
Yes. The master policy usually does not cover your personal belongings or interior upgrades. You also need personal liability coverage. Maryland law does not require you to have HO-6 insurance but your lender will likely require it.
How do I choose a condo insurance agent in Lanham?
Look for an agent who understands Maryland condo laws and the specific master policy for your building. Ask about coverage limits deductibles and any exclusions. Compare quotes from multiple agents to find a policy that fits your needs.
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