The top-rated condo insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, Jeslling Montalvan - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC. This directory lists 38 condo insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | Jeslling Montalvan - State Farm Insurance Agent | 12121 Heritage Park Cir | (240) 669-4924 |
| 4 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 5 | Carmen Moya - State Farm Insurance Agent | 16 University Blvd E Suite B | (301) 960-1898 |
| 6 | Cindi Scafide - State Farm Insurance Agent | 8403 Colesville Rd #1100 | (301) 588-1497 |
| 7 | United America Financial | 512 E Randolph Rd Suite D, E, F, G, H, I, J | (888) 213-5522 |
| 8 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 9 | Tawana Mensah - State Farm Insurance Agent | 10801 Lockwood Dr Ste 270 | (301) 949-3131 |
| 10 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
Universal Insurance Group serves the Silver Spring, Maryland area as a local condo insurance agent. It provides policies designed specifically for individual condo unit owners, covering interior structures and personal property. The agency also helps clients understand their master policy coverage and any gaps that need filling. These services include offering protection for personal liability within the unit and securing loss assessment coverage for shared building expenses.
Chris Aguirre - State Farm Insurance Agent offers a comprehensive range of services tailored to condominium association and unit owner needs, including individual condo policies and master coverage supplements. Service plans focus on reviewing policy terms and helping clients adjust endorsements as building regulations change. Located in Silver Spring, Maryland, the agency provides ongoing support for claims filing and coverage modifications. It services single-family homes, apartments, retail spaces, and restaurants, ensuring property-specific liability and structural protections.
Jeslling Montalvan - State Farm Insurance Agent serves condo owners, homeowners, and property managers in Silver Spring, Maryland, offering personalized condo insurance policies to protect individual units and shared building elements. The team helps clients understand complex master policy coverage gaps and tailors plans for personal liability, belongings, and loss assessments. Each policy is designed to fit varying budgets and property values. The agency also assists residents in nearby Takoma Park and throughout the greater Washington, D.C. metro area.
ZELAYA INSURANCE AND BUSINESS SERVICES LLC serves Silver Spring and the surrounding communities of Montgomery County with condo insurance solutions. The agency handles policies tailored specifically for condominium unit owners, covering interior elements and personal belongings typically not included in a master association policy. Each job is approached by first evaluating the individual’s specific unit layout and association requirements. Then, the agent compares coverage options from multiple carriers to align deductibles and liability limits with the client’s financial comfort level during the policy selection process.
Carmen Moya - State Farm Insurance Agent in Silver Spring, MD, provides condo insurance services that emphasize the distinction between a one-time policy purchase and recurring coverage options. Ongoing protection addresses the evolving needs of condo owners, including interior structural elements and personal liability not always covered by a master policy. Policies are tailored to reflect unit specifics and local risk factors. Service is available on both a one-time consultation and an as-scheduled policy review basis, accommodating clients who prefer either single needs or continuous support.
Serving as a condo insurance agent in Silver Spring, Cindi Scafide - State Farm Insurance Agent specializes in helping condominium owners protect their personal property and interior fixtures against damage or theft. The agency also assists with liability coverage for incidents occurring within a unit. General services include reviewing existing policies to identify coverage gaps and explaining how individual unit coverage relates to the master association policy. As winter arrives, the agent helps clients understand how to address frozen pipe damage and related water loss claims.
When local weather shifts, condo insurance needs can shift, too. United America Financial in Silver Spring, MD helps condominium owners in the area compare current coverage limits to potential property-loss risks. This agency evaluates individual policy details, such as dwelling and personal liability amounts, against building-specific bylaw requirements and inflation. As a local condo insurance agent, it works in direct conversations to identify likely gaps in general unit-owner policies. The first concrete step begins with scheduling a property- and policy-inspection appointment at the client’s unit.
Ashley Deadwyler-Jones - State Farm Insurance Agent in Silver Spring, MD assists clients with protecting their homes and personal property. The agency also offers specialized condo insurance policies that cover individual units and shared building elements. Business is managed through direct consultations to match coverage with specific needs. This agent serves commercial sectors needing property protection, including offices, warehouses, and food service operations.
Tawana Mensah - State Farm Insurance Agent provides residential condo insurance services in Silver Spring, Maryland. The agency also assists with commercial coverage for local businesses and properties within the same service area. Policies are designed to protect condominium units and their contents against common risks. Following the initial consultation and policy setup, the office offers follow-up service to review coverage needs during regular periods between visits.
What Does a a Condo Insurance Agent in Silver Spring Cost?
Typical condo insurance costs in Maryland range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your unit size, location in Silver Spring, deductible choice, and coverage limits. Higher risk areas or added endorsements like water backup coverage may increase premiums. This is general information and not insurance advice.
About condo insurance agents in Silver Spring
Condo insurance agents in Silver Spring Maryland help you understand the unique coverage needs for your unit. Maryland law requires condo associations to carry master policies, but individual unit owners still need personal coverage for interior fixtures and personal property. A local agent can explain how the Maryland Condominium Act affects your insurance decisions.
Frequently Asked Questions
What does a condo insurance agent in Silver Spring do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your coverage coordinates with the condo association master policy.
Is condo insurance required in Maryland?
Maryland law does not require individual unit owners to carry condo insurance. However most mortgage lenders and condo associations do require it. Your agent can help you meet these requirements.
How is Silver Spring condo insurance different from other areas?
Silver Spring is in Montgomery County which has specific building codes and flood zone considerations. An agent familiar with the area can address local risks like water damage from shared plumbing systems.
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