The top-rated condo insurance agent in Hingham, Massachusetts is AW Family Insurance, rated 5.0 stars across 183 reviews. Other highly rated options include Craig Hildreth Insurance Agency, McGunnigle Insurance Inc, Blue Cross Blue Shield of Massachusetts. This directory lists 13 condo insurance agents serving Hingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AW Family Insurance | 99 Derby St Suite 200 | (781) 556-1032 |
| 2 | Craig Hildreth Insurance Agency | 18 Shipyard Dr #2a | (781) 385-5073 |
| 3 | McGunnigle Insurance Inc | 342 Rockland St | (781) 740-4600 |
| 4 | Blue Cross Blue Shield of Massachusetts | 25 Technology Pl | (617) 246-5000 |
| 5 | Child-Genovese Insurance Agency Inc | 99 South St | (781) 749-7566 |
| 6 | John J Lamb Insurance Agency Inc. | 24 North St | (781) 749-6960 |
| 7 | Walter J May Insurance Inc | 188 Whiting St | (781) 749-4310 |
| 8 | BasicWise Insurance Agency | 99 Derby St | (339) 204-4977 |
| 9 | Horace Mann Insurance Co | 37 Derby St b4 | (781) 740-8444 |
| 10 | Insurance South Shore | 188 Whiting St | (781) 740-5421 |
AW Family Insurance serves the greater Hingham, MA, area as a dedicated condo insurance agent. The agency helps condominium owners secure coverage for their individual units and personal belongings. Policies typically address interior walls, fixtures, and liability protection beyond what a master association provides. Navigating the specific master policy gaps and Hingham’s coastal weather risks requires local knowledge. AW Family Insurance assists with condo loss assessment coverage and special assessment protection to help ensure complete property protection.
Serving homeowners and property managers in Hingham, Massachusetts, Craig Hildreth Insurance Agency provides specialized condo insurance policies designed to protect individual units and common areas. It addresses coverage gaps often left by master building policies, including interior fixtures and personal liability. The agency customizes plans to fit each client's specific risks, helping ensure financial security for their investment. It also serves clients throughout the neighboring South Shore communities, including nearby Cohasset.
McGunnigle Insurance Inc serves Hingham and the surrounding South Shore communities of Massachusetts. It handles the specific needs of condo owners, offering coverage for interior structures, personal property, and liability. This agent works closely with building association master policies to ensure there are no gaps in individual unit protection. A typical job begins by reviewing the client’s by-laws to determine required coverages, then helps the client understand endorsements for water backup or loss assessment.
Blue Cross Blue Shield of Massachusetts in Hingham offers a full range of condo insurance agent services, including policy selection for unit owners and building master coverage. It assists clients with evaluating protection for personal property, liability, and common area risks. Service support involves reviewing existing plans to identify gaps and recommending adjustments that align with neighborhood building regulations. Maintenance guidance includes helping condo associations understand required coverage levels. The company services single-family homes, apartments, retail properties, and restaurants.
Child-Genovese Insurance Agency Inc in Hingham, MA, distinguishes between one-time policy reviews for a new condo owner and recurring annual check-ins that adjust coverage as property values shift. Broad coverage options typically include dwelling protection for the unit’s interior structures, personal liability, and loss-of-use reimbursement during repairs. They help clients navigate master policy gaps to secure appropriate personal property and assessment coverage. Service runs on a one-time or as-needed basis, depending on whether the client requests a single consultation or ongoing policy adjustments throughout the year.
John J Lamb Insurance Agency Inc. in Hingham, MA, offers specialty services for securing condo insurance policies tailored to individual unit needs. It generally works with local property owners to obtain coverage for personal belongings, interior structures, and liability protection. The agency helps clients navigate the specific insurance requirements set by condo associations and lenders. As coastal weather events become more frequent, it assists homeowners in reviewing their wind and flood exposure to ensure adequate protection before storm seasons arrive.
As coastal weather shifts from quiet spring mornings to the gusty nor’easters that sweep across Hingham Harbor, property owners often review their coverage for wind and water damage. Walter J May Insurance Inc offers tailored condo insurance solutions that address shared-wall liabilities, loss assessment needs, and personal property protection relevant to South Shore living. A typical first step for area residents is a personal assets interview to identify policy gaps and ensure adequate building-systems coverage.
BasicWise Insurance Agency works with property owners in Hingham, Massachusetts, to arrange coverage for condominium units. Its services include structuring master policy gap protection and personal interior policies for individual unit owners, as well as liability coverage options suited to shared residential buildings. Through this specialty focus, the agency can address the distinct exposures found in vacation, investor-owned, and owner-occupied condo settings. It serves local offices, warehouses, and food service establishments that hold condominium investments.
Horace Mann Insurance Co provides residential condo insurance services from its location in Hingham, Massachusetts. The agency also assists clients with commercial coverage needs throughout the South Shore area. Agents work with policyholders to find suitable plans for individual condominium units and common property interests. The office encourages returning customers to schedule follow-up appointments between their regular policy reviews to adjust coverage as their living situations change.
What Does a a Condo Insurance Agent in Hingham Cost?
The cost of a condo insurance agent in Massachusetts typically ranges from 300 to 600 dollars per year for an HO6 policy, depending on coverage limits and location in Hingham. Factors like the age of the building, your deductible choice, and the value of personal property also affect the premium. This is general information and not insurance advice.
About condo insurance agents in Hingham
Condo insurance agents in Hingham Massachusetts help owners understand the unique needs of condominium coverage. Massachusetts law requires condo associations to carry a master policy, but individual unit owners still need their own HO6 policy for interior fixtures and personal liability. A local agent can explain how the master policy deductible affects your personal coverage.
Frequently Asked Questions
What does a condo insurance agent in Hingham do?
A condo insurance agent helps you find an HO6 policy that covers your personal property, interior walls, and liability. They also review your association master policy to identify gaps in coverage.
Is condo insurance required in Massachusetts?
Massachusetts law does not require individual condo owners to carry insurance, but most mortgage lenders do require an HO6 policy. Your condo association may also mandate minimum coverage in its bylaws.
How does a master policy affect my condo insurance in Hingham?
The master policy covers the building structure and common areas. Your HO6 policy covers everything inside your unit from the drywall inward. If the master policy has a high deductible, your policy may need to cover that deductible amount.