The top-rated condo insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Milner Insurance Agency, Inc., Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc.. This directory lists 16 condo insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risman Insurance Agency | 689 Fellsway | (781) 396-2116 |
| 2 | Milner Insurance Agency, Inc. | 121 Mystic Ave Suite 2 Rear | (781) 391-9449 |
| 3 | Daniel N O'Rourke Insurance Inc | 429 High St | (781) 396-8244 |
| 4 | Bates Insurance Agency Inc. | 92 High St B1 | (781) 396-4985 |
| 5 | Pompeo & Sons Insurance Agency, Inc | 464 High St | (781) 391-1630 |
| 6 | Farnam Insurance, LLC - Home, Auto, Life, Business | 5 Forest St | (781) 395-4466 |
| 7 | Gilbert Insurance Agency | 402 Salem St | (781) 391-3240 |
| 8 | R J Quinn Insurance | City Building, 15 Main St | (781) 395-8400 |
| 9 | Francis C Vita Insurance Inc | 2 River St | (781) 396-4915 |
| 10 | Nobile Insurance Agency Medford | 39 Salem St | (781) 395-4200 |
Risman Insurance Agency serves the Medford, Massachusetts area as a dedicated provider of condo insurance services. The agency works with condominium owners to help them secure coverage tailored to their individual needs. Their team assists clients in understanding the distinctions between master policies and personal unit protection. They handle a range of factors specific to this region, including coverage for interior structures and personal liability. The agency offers guidance on loss assessment coverage and customizing policies to protect personal belongings and additional living expenses.
Milner Insurance Agency, Inc. provides condo insurance coverage and related policy options for property owners in Medford, MA. Its service package includes assistance with policy selection and routine maintenance of individual client accounts. The agency addresses coverage needs for personal property, liability, and common areas typically associated with condominium living. It services single-family homes, apartments, retail spaces, and restaurants.
Daniel N. O’Rourke Insurance Inc serves homeowners, business owners, and property managers seeking condo insurance in Medford, Massachusetts. The company provides policies that cover common condo exposures such as interior damage, personal liability, and loss of personal belongings. It works to align coverage limits with the master policy requirements of individual condo associations and building bylaws. In addition to Medford, the agency also serves clients in the neighboring community of Somerville and throughout the greater Boston metro area.
Bates Insurance Agency Inc. serves Medford, Massachusetts, and its surrounding communities, handling the specific insurance needs of condominium unit owners. The agency provides policies that cover interior structures, personal property, and liability protection, ensuring clients meet their association’s requirements. It also offers guidance on loss assessment coverage and special assessments. After evaluating each client’s individual building layout and personal exposure, it compares options from multiple carriers to find a custom plan that matches the owner’s budget and risk tolerance, then presents a clear explanation of coverage limits.
Pompeo & Sons Insurance Agency, Inc in Medford, MA helps clients understand whether a one-time purchase for individual unit coverage or a recurring policy with ongoing adjustment options best fits their needs. This condo insurance agent services area property owners by tailoring protection for interior structures, personal belongings, and liability exposures that standard master policies do not cover. Service appointments are available on either a scheduled basis for policy reviews or an as-needed basis for specific coverage questions.
Serving the Medford, Massachusetts area, Farnam Insurance, LLC - Home, Auto, Life, Business specializes in condo insurance coverage, from individual unit policies to master plan endorsements. The agency also handles related home, auto, life, and business policies for local residents. Condominium owners frequently need coverage for improvements, loss assessments, and personal property inside their units. The company can assist policyholders reviewing their coverage before a harsh New England winter to ensure internal pipe bursts or ice dam damage are adequately protected.
Gilbert Insurance Agency provides residential condo insurance services in Medford, Massachusetts, and also offers commercial coverage solutions for property owners in the surrounding area. Their work includes helping clients understand common policy requirements for shared buildings and individual units. After closing a policy or handling a claim, the agency follows up with clients between regular visits to review coverage needs and ensure continued protection.
As the Massachusetts winter freeze threatens pipes and ice dams in Medford condo buildings, R J Quinn Insurance helps owners address these property-specific risks. Their team works extensively with Medford condominium owners and trusts, structuring policies through a focus on coverage gaps that association master policies leave behind. Exterior building assessments, shared-walkway liability limits, and loss-assessment endorsements are reviewed closely during every new-client consultation. The process begins with an in-person inspection of the unit’s interior systems and individual dwelling features.
Nobile Insurance Agency Medford provides residential condo insurance services tailored to the specific needs of condominium owners in the Medford area. Commercial coverage is also available, and the agency extends its condominium insurance services throughout the greater Medford region. Policies address common area assessments, interior fixtures, and personal liability, ensuring property protection. These condo insurance agents understand local building requirements and zoning regulations. The agency consistently follows up after initial policy placement and offers repeat service between regular visits to adjust coverage as needed.
What Does a a Condo Insurance Agent in Medford Cost?
The cost of a condo insurance policy in Massachusetts typically ranges from 200 to 600 dollars per year for a standard unit. Factors include your coverage limits, deductible, location in Medford, and the age of the building. Older buildings or units with higher value finishes may cost more. This is general information and not insurance advice.
About condo insurance agents in Medford
Condo insurance agents in Medford Massachusetts help you understand the specific coverage needed for your unit. Massachusetts law requires condominium associations to carry a master policy, but individual unit owners still need their own HO-6 policy. A local agent can explain how these policies work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Medford do?
A condo insurance agent helps you find coverage for your personal property, interior walls, and liability. They review your association master policy to identify gaps and recommend appropriate limits for your HO-6 policy.
Is condo insurance required in Massachusetts?
Massachusetts does not legally require condo insurance for unit owners. However most mortgage lenders do require it. Even without a loan, an HO-6 policy is strongly recommended to cover your personal belongings and interior improvements.
How do I choose a condo insurance agent in Medford?
Look for an agent licensed in Massachusetts who has experience with condominium policies. Ask if they work with multiple insurance carriers so they can compare options for your specific unit type and location in Medford.