The top-rated condo insurance agent in New Bedford, Massachusetts is Humphrey Covill & Coleman Insurance Agency, Inc, rated 4.9 stars across 237 reviews. Other highly rated options include Paul & Dixon Insurance, Point Insurance - New Bedford, Neto Insurance Agency. This directory lists 21 condo insurance agents serving New Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Humphrey Covill & Coleman Insurance Agency, Inc | 195 Kempton St | (508) 997-3321 |
| 2 | Paul & Dixon Insurance | 388 County St | (508) 996-8593 |
| 3 | Point Insurance - New Bedford | 157 Popes Island | (833) 280-6080 |
| 4 | Neto Insurance Agency | 96 Rockdale Ave | (508) 999-1236 |
| 5 | Tetrault Insurance Agency, Inc | 4317 Acushnet Ave | (508) 995-8365 |
| 6 | Philip G David & Son Insurance Agency | 877 Mt Pleasant St | (508) 995-5580 |
| 7 | McKay Insurance Agency | 3393 Acushnet Ave | (508) 998-0002 |
| 8 | Patriot Growth Insurance Services (FBinsure) - New Bedford | 3263 Acushnet Ave | (800) 287-1467 |
| 9 | Pacheco Insurance Agency, Inc | 1847 Acushnet Ave | (508) 999-4941 |
| 10 | Bosworth Insurance | 962 Kempton St | (508) 997-9312 |
Humphrey Covill & Coleman Insurance Agency, Inc serves the New Bedford, Massachusetts area as a local condo insurance agent. This agency helps condominium owners secure policies that protect their individual units and personal belongings. It also assists with coverage for common area assessments and liability exposures that arise within a condo association. Working with this firm provides clients access to tailored condo insurance solutions for New Bedford properties. The agency handles specific services like loss assessment endorsements and personal liability protection for unit owners.
Paul & Dixon Insurance specializes in condo insurance coverage for New Bedford owners, offering policies that protect individual units and personal property. The agency also handles general homeowners and rental dwelling policies in the local area. It helps clients navigate the specific insurance requirements set by condo associations. During the winter months in New Bedford, Paul & Dixon Insurance assists with claims related to frozen pipes or roof ice dams that frequently damage condo interiors.
Point Insurance - New Bedford serves homeowners and condominium unit owners in the area, providing tailored coverage for individual condo policies that complement master association plans. Their services focus on protecting personal property, interior structures, and liability within the shared living environment. As a local condo insurance agent, they help clients navigate the specific requirements of New Bedford’s diverse residential buildings. The agency additionally serves clients in the neighboring community of Fall River and the surrounding South Coast metro region.
Serving New Bedford and the surrounding SouthCoast communities, Neto Insurance Agency handles condo insurance coverage for local property owners. It addresses common risks associated with shared-wall living, including damage to interior structures and personal liability. The agency works with clients to review their master policy deductibles and personal property limits. To handle a typical job, it assesses each condo owner’s specific exposures and then presents policy options that fill gaps left by the association’s coverage.
For clients who require only a single policy review or purchase, Tetrault Insurance Agency, Inc offers one-time service, while those needing annual updates and adjustments can opt for a recurring service plan. Condo insurance coverage typically protects against property damage, personal liability, and loss of use, tailored to a policyholder’s specific unit and shared building risks in New Bedford, MA. Service runs on either a one-time, scheduled, or as-needed basis, depending on each client’s preference.
As coastal storms and winter nor'easters threaten the New Bedford region each year, Philip G David & Son Insurance Agency provides condo owners with specialized coverage for shared building structures and personal property. The agency carefully explains how master policies interact with individual unit protection. It reviews interior water damage risks and liability exposures common to attached housing complexes. An initial assessment of the client’s current declaration page and any unit upgrades is scheduled before offering a coverage consultation and risk evaluation.
McKay Insurance Agency provides coverage solutions tailored to the unique needs of New Bedford residents. It specializes in condo insurance, addressing the specific liability and building property requirements that come with shared-ownership housing. Every policy is designed to protect personal belongings and interior finishes within a unit. Additional general work includes risk assessments to ensure compliance with local association rules. The agency can also service commercial sectors such as offices, warehouses, and food service businesses.
Patriot Growth Insurance Services (FBinsure) in New Bedford, MA, provides residential condo insurance for local homeowners, as well as commercial coverage for small businesses and associations throughout the area. Their agents work with carriers that bundle common area liability with individual unit policies, simplifying protection for shared buildings. Clients can expect follow-up communication to adjust coverage when renewing policies between regular annual visits, ensuring protection keeps pace with property changes.
What Does a a Condo Insurance Agent in New Bedford Cost?
Typical condo insurance premiums in Massachusetts range from 200 to 600 dollars per year for a standard HO6 policy. Factors like unit size, building age, and location in New Bedford can raise or lower this amount. Flood insurance is separate and may cost 500 to 1500 dollars annually if required. This is general information and not insurance advice.
About condo insurance agents in New Bedford
Condo insurance agents in New Bedford help you understand the coverage needed for your unit under Massachusetts law. They can explain the difference between the master policy and your personal HO6 policy. Local agents are familiar with coastal risks and older building types common in the area.
Frequently Asked Questions
What does a condo insurance agent in New Bedford do?
A condo insurance agent reviews your condo associations master policy and helps you buy an HO6 policy to cover gaps. This includes interior walls, personal property, and liability. Massachusetts does not require HO6 insurance by law but most lenders do.
How is condo insurance different from homeowners insurance in Massachusetts?
Condo insurance covers only the interior of your unit while homeowners insurance covers the entire structure. Massachusetts law requires condo associations to carry a master policy for common areas. Your agent will help match your HO6 coverage to the master policy terms.
What factors affect condo insurance cost in New Bedford?
Costs depend on your unit location, building age, coverage limits, and deductible choice. New Bedford properties near the water may have higher wind or flood risk. Your agent can explain how these factors apply to your specific unit.