The top-rated condo insurance agent in Newton, Massachusetts is Smoller Insurance Agency, rated 4.9 stars across 482 reviews. Other highly rated options include Kovalev Insurance Agency, Inc, Robert Slocum: Allstate Insurance, John P Nixon Insurance Agency Inc. This directory lists 13 condo insurance agents serving Newton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smoller Insurance Agency | 335 Boylston St | (617) 965-1830 |
| 2 | Kovalev Insurance Agency, Inc | 188 Needham St #220 | (617) 562-6060 |
| 3 | Robert Slocum: Allstate Insurance | 345 Boylston St Ste 200 | (617) 963-0033 |
| 4 | John P Nixon Insurance Agency Inc | 425 Newtonville Ave | (617) 969-3240 |
| 5 | Low Cost Auto Insurance Company Newton | 344 Watertown St | (612) 464-6764 |
| 6 | Aniko Insurance | 132 Adams St UNIT#1 | (617) 562-8899 |
| 7 | Anchor Insurance Group | 1359 Centre St | (800) 746-1426 |
| 8 | James A. Ryan Insurance Agency, LLC | 1379 Washington St | (617) 969-4140 |
| 9 | Homer T Brown Insurance Inc | 425 Newtonville Ave | (617) 964-3355 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 29 Crafts St | (800) 333-7234 |
Smoller Insurance Agency serves condo owners in Newton, MA, and the surrounding Middlesex County area. The company provides specialized insurance policies designed for individual condo unit owners. These policies cover interior structures, personal belongings, and liability protection that a master association policy does not include. Condo insurance agents in this region help clients understand coverage gaps between the building’s policy and their personal assets. The agency handles policy reviews to ensure adequate limits for loss assessments, as well as assistance with filing claims for damage to interior finishes and fixtures.
Kovalev Insurance Agency, Inc provides a range of condo insurance services in the Newton, MA area, including policy selection assistance and coverage reviews for unit owners. It offers support for managing policy updates and filing claims throughout the life of each plan. The agency helps clients assess their specific coverage needs for individual units within condominium associations. Its residential clients include single-family homes and apartments, and it also services commercial properties such as retail spaces and restaurants.
Robert Slocum: Allstate Insurance provides personalized coverage solutions for condo owners and property managers in Newton, Massachusetts, helping protect individual units and shared building assets. The agency works closely with clients to understand the unique needs of condominium living, including common area liability and special assessments. Policies can be tailored to cover interior improvements and personal belongings. Services also extend to homeowners and tenants seeking reliable protection for their residences. The agency likewise serves clients in nearby Needham and the greater Boston metro area.
Serving Newton and the surrounding communities of Middlesex County, John P Nixon Insurance Agency Inc handles condo insurance for local property owners. The agency covers policies that protect individual units, building common areas, and personal liability within condominium associations. Typical work involves reviewing existing master policies to ensure proper coverage alignment for unit owners. The company approaches each job by first evaluating the specific needs of the client and the governing documents, then matching those requirements to suitable insurance options.
Offering coverage tailored specifically for condominium associations and individual unit owners, Low Cost Auto Insurance Company Newton serves the Newton, MA area as a dedicated condo insurance agent. Its general service work includes securing master policies for shared building elements as well as personal liability and contents protection for unit owners. Typical clients benefit from guidance on how master HOA policies interact with their personal needs. The agency is often consulted to help owners properly cover potential gaps in protection before winter weather causes pipe bursts or roof damage.
Based in Newton, MA, Aniko Insurance provides condo insurance options that can be tailored to either a one-time policy purchase or an ongoing relationship for adjusting coverage each renewal. Their work focuses on helping local condo owners secure coverage for the building's interior structure as well as personal belongings and liability protection. These services are available on an as-needed basis, with clients able to initiate a single policy or arrange for periodic policy reviews when their situation changes.
As the New England winter recedes, condo owners in Newton begin preparing their properties for the challenges of spring rain and summer storms. Anchor Insurance Group, a local condo insurance agent, helps residents assess their current policies to ensure proper coverage for both personal belongings and common-area liability. The company reviews building-specific risks unique to Massachusetts multi-unit dwellings. The initial step in their service involves a thorough walk-through of the unit and shared spaces, identifying coverage gaps before any new policy is written.
James A. Ryan Insurance Agency, LLC works as an insurance agent for condominium owners in Newton, MA, helping clients secure coverage for their individual units. The agency specializes in condo insurance add-ons, such as protection for personal property, loss assessment, and liability beyond the master policy. This firm can also structure policies for commercial sectors, including offices, warehouses, and food service operations that require tailored business property coverage.
Gallagher Insurance, Risk Management & Consulting offers a full range of condo insurance coverage, including policies for individual unit owners and entire association master plans. Their service plans include personalized risk assessments and policy reviews to help ensure adequate protection for shared structures and personal property. They also assist with claims guidance throughout the process. The company services single-family homes, apartments, retail spaces, and restaurants in Newton, Massachusetts.
What Does a a Condo Insurance Agent in Newton Cost?
Condo insurance in Massachusetts typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors that affect cost include the unit location deductible amount coverage limits and the condo associations master policy type. Loss assessment coverage adds a small additional premium. This is general information not insurance advice.
About condo insurance agents in Newton
Condo insurance agents in Newton Massachusetts help owners understand the specific coverage needed under Massachusetts law. They explain how the master policy and your HO6 policy work together to protect your unit and personal property. Working with a local agent ensures you meet Newton condo association requirements and state regulations.
Frequently Asked Questions
What does a condo insurance agent in Newton do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior fixtures and liability. They review your condo associations master policy to identify gaps in coverage. Massachusetts law requires condo owners to carry insurance for improvements and betterments.
Do I need condo insurance if the association has a master policy?
Yes the master policy typically only covers the building structure and common areas. You need your own HO6 policy for your personal property interior upgrades and liability. Massachusetts courts have ruled that unit owners are responsible for damage within their unit even if caused by a common element.
How do I choose a condo insurance agent in Newton?
Look for an agent licensed in Massachusetts who understands condo association bylaws and master policies. Ask about their experience with HO6 policies and how they handle loss assessment coverage. A good agent will explain the difference between all in and bare walls master policies.