The top-rated condo insurance agent in North Andover, Massachusetts is AAA North Andover, rated 4.5 stars across 218 reviews. Other highly rated options include MTM Insurance Associates, LLC, MTMBrainerd INC., Benefit Advisors Group. This directory lists 17 condo insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA North Andover | 75 Turnpike St | (978) 681-9200 |
| 2 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 3 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 4 | Benefit Advisors Group | 800 Turnpike St #300 | (978) 494-6611 |
| 5 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 6 | Kurt Wicks: Allstate Insurance | 1211 Osgood St Ste 3a | (978) 984-5640 |
| 7 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 8 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 9 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
| 10 | MP Roberts Insurance Agency | 1060 Osgood St | (978) 683-8073 |
AAA North Andover serves Essex County and the surrounding North Andover, MA area as a condo insurance agent. The company assists local condo owners in obtaining coverage that protects personal belongings and interior structures. Policies typically address liability protection for common-area incidents and coverage for individual unit improvements. The firm helps clients understand how master policies interact with individual plans. It handles both standard condo insurance policies and specialized endorsements for high-value unit contents within this region.
MTM Insurance Associates, LLC provides coverage options for condo owners, specializing in policies that protect individual units and personal belongings. The company offers personalized consultations to explain common maintenance plans that help owners manage shared building responsibilities. It serves clients throughout North Andover, Massachusetts, and the surrounding area. The firm assists with insurance needs for single-family homes, apartments, retail spaces, and restaurants.
MTMBrainerd INC. serves homeowners, property managers, and condo association boards in North Andover, Massachusetts, offering guidance on insurance policies tailored for condominium units and common areas. The agency helps clients evaluate coverage options, ensuring their property investments are protected against regional weather risks and liability exposures common to shared housing communities. By clarifying the distinctions between individual unit policies and master association plans, it assists owners in maintaining proper insurance compliance. Its service area additionally extends to the neighboring community of Lawrence and the greater Merrimack Valley region.
Benefit Advisors Group serves North Andover and the surrounding Merrimack Valley communities, handling condo insurance policies that protect individual unit owners from liability and property damage. The agency arranges coverage for a client’s interior fixtures, personal belongings, and any building improvements they have made. A typical job begins with a review of the homeowner association’s master policy to identify gaps in protection. From there, the agent customizes a policy to match each owner’s specific risk exposures and budget preferences.
Durso & Jankowski Insurance, based in North Andover, MA, offers condominium insurance policies that differ between a single-policy purchase for a specific term and renewable coverage that continues from year to year. Their policies provide protection for a unit owner's personal property, interior structural improvements, and liability exposure within the building. Property coverage addresses damage from common perils affecting the condo itself. Service for policy adjustments and inquiries is available on an as-needed basis, with appointments arranged when the client requires assistance.
Kurt Wicks: Allstate Insurance in North Andover, MA, offers specialized guidance on condo insurance policies, helping unit owners understand the coverage gaps in their association’s master policy. The agency works to tailor individual protection for personal property, liability, and interior structural improvements. In this lakeside and commuter region, it is especially helpful to address coverage concerns before the winter freeze when potential pipe bursts could affect upstairs units and increase loss assessment responsibilities.
As fall storms approach North Andover, homeowners often worry about wind and hail damage to their condo roofs and siding. Perry Insurance Agency, LLC. helps local condo owners ensure their policies properly address these common seasonal risks. The agency also reviews the complex’s master policy to identify gaps that individual unit coverage must fill. To start this process, an appointment is scheduled for a walkthrough of the unit’s interior and exterior to assess current conditions and coverage needs.
MacDonald & Pangione Insurance Agency works with property owners to secure coverage for individual units and shared building elements. Its specialty add-ons includes protecting against common condo risks such as water damage, liability claims from common areas, and loss assessment exposures. The agency also offers tailored policies for commercial sectors in North Andover, including small retail offices, warehousing spaces, and food service operations.
Prime Insurance Services, Inc. is known for providing condo insurance in North Andover, MA, serving owners with protection for personal property, liability, and shared building structures. The agency offers consultations to help clients understand policy nuances, including master policy coverage gaps. As a specialty add-on, it can provide loss assessment coverage for special assessments levied by homeowners associations.
MP Roberts Insurance Agency, based in North Andover, MA, provides residential condo insurance for local property owners and renters seeking coverage for their units and personal belongings. The agency also writes commercial policies for condominium associations in the surrounding area. Agents work closely with clients in North Andover and neighboring communities to assess individual building and liability needs. Following each policy review, they reach out to confirm renewals and offer adjustments before the next scheduled visit.
What Does a a Condo Insurance Agent in North Andover Cost?
Condo insurance in Massachusetts typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect cost include your deductible amount coverage limits location and the age of the building. Older buildings in North Andover may have higher premiums due to plumbing or electrical risks. This is general information and not insurance advice.
About condo insurance agents in North Andover
Condo insurance agents in North Andover help unit owners protect their personal property and interior structures. Massachusetts law requires condo associations to carry a master policy but unit owners need their own HO-6 policy for coverage gaps. A local agent can explain how North Andover building codes and association bylaws affect your policy limits.
Frequently Asked Questions
What does a condo insurance agent in North Andover do?
A condo insurance agent helps you find an HO-6 policy that covers personal belongings interior improvements and liability. They review your association master policy to identify what is not covered so you can fill those gaps. Agents also advise on loss assessment coverage which is important in Massachusetts.
Is condo insurance required in Massachusetts?
Massachusetts does not have a state law requiring condo insurance for unit owners. However most lenders and condo associations require you to carry an HO-6 policy. The policy must meet minimum coverage amounts set by your association or mortgage company.
How do I choose a condo insurance agent in North Andover?
Look for an agent licensed in Massachusetts who has experience with condominium policies. Ask about their familiarity with local associations and building codes. Compare quotes from multiple agents to find coverage that fits your needs.