The top-rated condo insurance agent in Quincy, Massachusetts is The Hanley Agency Inc: Allstate Insurance, rated 4.6 stars across 326 reviews. Other highly rated options include Chan Insurance Agency, Inc., Idealquote, Agnitti Insurance Agency, Inc.. This directory lists 19 condo insurance agents serving Quincy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Hanley Agency Inc: Allstate Insurance | 695 Adams St | (617) 500-4350 |
| 2 | Chan Insurance Agency, Inc. | 51 Hancock St | (617) 451-6733 |
| 3 | Idealquote | 440 Hancock St Ste 8 | (617) 600-7888 |
| 4 | Agnitti Insurance Agency, Inc. | 21 Franklin St | (617) 770-0123 |
| 5 | XP INSURANCE PARTNERSHIP | 1372 Hancock St # 302 | (781) 556-5034 |
| 6 | Albert J Marchionne Insurance | 11 Independence Ave | (617) 471-5010 |
| 7 | Imaginative Insurance Products | 511 Washington St | (617) 773-0205 |
| 8 | Quincy Mutual Fire Insurance Co | 57 Washington St | (617) 770-5100 |
| 9 | Atlantic Insurance Group | 245 Willard St STE: 200 | (617) 698-2200 |
| 10 | DPS Insurance Group | 400 Crown Colony Dr Suite 103 | (617) 479-5500 |
The Hanley Agency Inc: Allstate Insurance serves Quincy, Massachusetts, and the surrounding metro area as a dedicated condo insurance agent. This agency facilitates protection plans tailored for condominium unit owners and associations. They address insurance gaps between master policies and personal needs. Clients can find help with loss assessment coverage for shared spaces and personal property protection for individual units. The agency handles claims assistance and policy reviews for condominium-specific risks.
Chan Insurance Agency, Inc. provides a full range of condo insurance solutions for property owners in the Quincy, MA area. Its services include policy evaluation, personalized coverage selection, and claims assistance to protect individual units and shared building assets. The agency also offers ongoing policy maintenance and periodic coverage reviews to keep protection aligned with current property values. It serves residential properties such as single-family homes and apartments, as well as commercial spaces including retail stores and restaurants.
Serving Quincy, MA, and the surrounding South Shore communities, Idealquote handles all standard condo insurance policy needs for local unit owners. It manages the specific coverage gaps typically left by a building’s master policy, including personal liability protection and interior structural damage. The company helps clients understand the required amounts for loss assessment coverage and special assessments. To complete a typical job, Idealquote reviews a client’s existing policy and their association’s bylaws side by side before matching coverage to those specific documents.
Agnitti Insurance Agency, Inc. in Quincy, MA helps condo owners distinguish between one-time policy purchases and ongoing coverage adjustments needed as property values or association rules change. The agency provides professional guidance on standard master policy gaps, personal liability protections, and interior finishings coverage. Assurance of proper policy limits and deductibles is central to protecting individual unit investments. Their service is available on an as-needed basis for policy reviews, renewals, or new purchase inquiries.
XP Insurance Partnership specializes in condo insurance coverage for Quincy residents, offering policies tailored to the unique needs of individual unit owners and homeowners associations. It provides general insurance services, helping clients safeguard their property and personal belongings against common risks. As the New England winter approaches, the company assists with reviewing policies to ensure adequate protection for potential ice dam and frozen pipe damage.
As winter storms and coastal winds bring heavy rain and snow to Quincy, securing proper condo coverage becomes essential for unit owners. Albert J Marchionne Insurance addresses these seasonal risks by specializing in policies that protect interior structures and personal belongings beyond what master building insurance covers. They also help clients navigate complex condo association bylaws to avoid gaps in coverage. Their process begins with a thorough inspection and a detailed assessment of your unit's specific exposures.
Imaginative Insurance Products works with condominium unit owners in Quincy, Massachusetts, to secure coverage for their individual spaces and personal belongings. For those requiring additional protection, the agency can arrange specialty endorsements such as coverage for expensive jewelry or water backup damage, which are common concerns in condominium living. Beyond standard residential policies, this firm serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Quincy Mutual Fire Insurance Co serves homeowners and condo owners throughout Quincy, Massachusetts, providing property insurance policies tailored to protect individual units and shared building elements. The agency helps clients navigate coverage options for common areas, personal liability, and interior improvements within condominium associations. Services include policy reviews, risk assessments, and claims assistance for residential unit owners. The company also extends its condominium insurance services to homeowners in the neighboring community of Milton, Massachusetts, offering similar specialized coverage solutions.
Atlantic Insurance Group, based in Quincy, MA, is known for connecting local condo owners with tailored insurance coverage. The company serves the greater South Shore area, helping clients navigate the specific requirements of condo association master policies. It assesses individual needs for interior protection, personal liability, and loss assessment coverage to ensure proper alignment. Beyond standard policies, the agency can add on specialized coverage for valuable personal belongings or additional water backup protection for basements and lower-level units.
What Does a a Condo Insurance Agent in Quincy Cost?
A typical condo insurance policy in Quincy Massachusetts costs between 200 and 600 dollars per year for standard coverage. Factors include the unit value, deductible amount, and location near the coast. Policies with higher liability limits or flood endorsements will cost more. This is general information and not insurance advice.
About condo insurance agents in Quincy
Condo insurance agents in Quincy Massachusetts help unit owners secure HO-6 policies that cover personal property and interior improvements. Massachusetts law requires condo associations to carry a master policy but individual owners need their own coverage for deductibles and liability. A local agent can explain how the Quincy bylaw on rental units may affect your policy needs.
Frequently Asked Questions
What does a condo insurance agent in Quincy do?
A condo insurance agent helps you choose an HO-6 policy that covers personal property, interior upgrades, and loss assessment. They also explain how the master policy of your Quincy condo association affects your individual coverage needs.
Is condo insurance required by law in Massachusetts?
Massachusetts law does not require individual condo insurance but most lenders will require it for a mortgage. Your condo association may also require you to carry a minimum amount of liability coverage in its bylaws.
How does Massachusetts master policy affect my condo insurance?
Massachusetts condo associations typically buy a master policy that covers the building structure and common areas. Your individual HO-6 policy covers everything inside your unit walls plus personal liability and loss assessment fees.