The top-rated condo insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 13 condo insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves Salem, Massachusetts and the surrounding Essex County area, providing specialized condo insurance agent services to local condominium owners. The agency helps clients secure coverage tailored to individual unit needs, including protection for interior structures and personal belongings. Because condo association master policies vary, the agency works to close gaps in coverage that may leave unit owners exposed to financial loss from events like fire or water damage. Among the specific services it handles are personal property insurance and loss assessment coverage for common area claims.
Farquhar and Black Insurance Agency provides a comprehensive range of condo insurance services, including building property coverage and personal liability protection, tailored to individual unit owners. It offers customized insurance plans designed to cover interior improvements and personal belongings against common perils. The agency also assists with loss assessment coverage and ensures policies align with homeowners association master requirements. In Salem, it serves clients owning single-family homes, apartments, retail spaces, and restaurants.
4 Insurance LLC in Salem, Massachusetts, serves condo owners and property managers seeking tailored insurance solutions. The agency helps clients protect their units and common areas from unforeseen events. It focuses on providing clear explanations of coverage options, ensuring that each policy meets individual needs. Working within the local market, this agent offers guidance on protecting personal belongings and liability risks. The company also extends its coverage assistance to homeowners in neighboring Beverly, helping residents across the North Shore secure reliable protection for their condominium investments.
For one-time clients, Quote Carma provides individual condo insurance policies tailored to a single purchase or refinance, while ongoing customers receive annual reviews and endorsements. Coverage typically addresses building property, personal liability, and loss assessment for common areas in Salem, MA multi-unit buildings. Policies help condo owners meet master association requirements and protect interior improvements. Service for client needs runs on a one-time, scheduled, or as-needed basis depending on the situation.
Ahmed Insurance Inc in Salem, MA specializes in helping condo owners secure tailored coverage for their specific unit and shared building structures. It also provides general advice on navigating homeowners association master policies and individual liability protection. The agency works closely with clients to assess dwelling coverage, personal property, and loss assessment needs. During the harsh winter months in Salem, it assists condo owners in addressing concerns related to frozen pipes, ice dam damage, and snow-related roof leaks.
John J. Walsh Insurance Agency, Inc. - Salem Office serves condominium owners in Salem and the surrounding North Shore communities of Massachusetts. The agency handles specialized condo insurance policies, which typically cover interior structural elements, personal belongings, and liability protection within a unit. To complete a typical job, the agent reviews the building’s master policy and the client’s individual needs, then compares coverage options from multiple carriers to recommend a tailored plan.
Condo owners along Salem’s historic streets often face aging buildings with shared utility lines and weather-worn roofs. Express Auto Insurance Agency Inc., located in Salem, MA, helps secure coverage for these unique risks, including liability for common areas and interior damage from leaking pipes overhead. Their processes are tailored to local association bylaws and the specific layout of each unit. The initial step is a straightforward walkthrough inspection of the property’s finishes, appliances, and surrounding structures to determine accurate replacement cost values.
William C Burke Jr Insurance helps clients protect their residential investments, with a specialized focus on condo insurance in Salem, MA. The agency offers tailored policies that address the unique needs of condominium owners, including coverage for individual units and shared building elements. It assists with common area liability protection and loss assessment coverage. The company also serves commercial sectors such as offices, warehouses, and food service businesses.
Relation Insurance Services in Salem, Massachusetts, provides condo insurance coverage tailored to protect individual unit owners against property damage and liability. Its general service work includes helping clients assess their personal policies to ensure adequate protection for interior finishes, appliances, and personal belongings. The company also advises on loss assessment coverage shared by the entire association. During New England’s winter months, it assists policyholders in understanding how their condo insurance can address burst pipe damage or ice dam-related claims that may affect their unit.
Culver Insurance provides residential condo insurance services for property owners in Salem, Massachusetts, and also offers commercial coverage to meet the needs of local business clients in the surrounding area. Their work as a condo insurance agent involves helping clients secure appropriate policies that protect individual units and shared building structures from common risks. They focus on delivering thorough service during initial consultations and remain available for follow-up requests or plan adjustments between regular policy review visits.
What Does a a Condo Insurance Agent in Salem Cost?
The cost of a condo insurance policy in Massachusetts typically ranges from 300 to 600 dollars per year for a standard unit. Factors like the unit location, coverage limits, and deductible amount affect the premium. High value units or those in flood zones may cost more. This is general information, not insurance advice.
About condo insurance agents in Salem
Condo insurance agents in Salem Massachusetts help you understand the specific coverage needed for your unit. Massachusetts law requires that condominium associations maintain a master policy, but individual unit owners still need their own HO6 policy to cover personal property and interior improvements. An agent can explain how your personal policy works with the association master policy.
Frequently Asked Questions
What does a condo insurance agent do in Salem Massachusetts?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior walls, and liability. They also explain how your coverage coordinates with the condo association master policy required under Massachusetts General Laws Chapter 183A.
Do I need my own condo insurance if the association has a master policy?
Yes. The association master policy typically covers the building structure and common areas, but it does not cover your personal property, upgrades, or liability. An agent can help you get a policy that fills these gaps.
How do I choose a condo insurance agent in Salem?
Look for an agent licensed in Massachusetts who has experience with condominium policies. Ask them to explain how they handle loss assessment coverage and the difference between bare walls and all-in policies.