ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeCondo Insurance AgentsMissouri › Florissant

Find Condo Insurance Agents Near You in Florissant, MO

Browse condo insurance agents serving Florissant, Missouri. Updated 2026-07-14.

The top-rated condo insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 337 reviews. Other highly rated options include John "Rock" Simmons - State Farm Insurance Agent, Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton. This directory lists 18 condo insurance agents serving Florissant.

Showing 18 condo insurance agents in Florissant, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alex Vogt - State Farm Insurance Agent301 Rue St. Francois St(314) 838-3494
2John "Rock" Simmons - State Farm Insurance Agent8139 N Lindbergh Blvd(314) 838-4009
3Dimitri Owens - State Farm Insurance Agent3533 Dunn Rd Suite 202(314) 831-9511
4Shelter Insurance - Chris Hamilton3837 Vaile Ave Apt E(314) 831-2226
5AAA Florissant Insurance and Member Services8194 N Lindbergh Blvd(314) 838-9900
6Darrell Ditto American Family Insurance925 N Hwy 67(314) 837-1384
7Miller Agency & Associates, LLC American Family Insurance572 N Hwy 67(314) 254-5166
8Jan Grafeman - State Farm Insurance AgentOffice Complex, 1 Grandview Plaza Shopping Center Suite 1(314) 837-5900
9The Milburn Agency100 St Francois St #207(314) 837-1078
10Alternatives Insurance39 St Anthony Ln(314) 831-3700
AV
301 Rue St. Francois St
Alex Vogt - State Farm Insurance Agent
Condo Insurance Agent · Florissant, MO

Alex Vogt - State Farm Insurance Agent serves the Florissant, MO, metro area and specializes in condo insurance policies. The agency helps condominium owners protect their personal property, interior fixtures, and liability within their units. Policies can cover assessments from the homeowners association for shared building repairs. Standard condo insurance also includes loss of use coverage if the unit becomes uninhabitable. The agency handles claims assistance and policy adjustments for local condo residents.

JR
8139 N Lindbergh Blvd
John "Rock" Simmons - State Farm Insurance Agent
Condo Insurance Agent · Florissant, MO

John "Rock" Simmons provides comprehensive condo insurance services for the Florissant, Missouri area, assisting clients in securing coverage tailored to their property and liability needs. He offers guidance on policy options and works alongside customers to review maintenance plans that protect their investment. His agency supports owners in understanding how building structures and personal belongings are covered under different policy forms. The office services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants in the local community.

DO
3533 Dunn Rd Suite 202
Dimitri Owens - State Farm Insurance Agent
Condo Insurance Agent · Florissant, MO

Homeowners and condominium association boards in Florissant, Missouri, turn to Dimitri Owens - State Farm Insurance Agent for tailored condo insurance coverage. The agency helps clients protect their individual units and personal belongings against common local risks, including weather damage and liability. Policies are designed to fill gaps left by a building’s master insurance policy. The office also serves property owners in nearby St. Louis County neighborhoods, such as Hazelwood and Ferguson, ensuring comprehensive protection across the greater North County area.

SI
3837 Vaile Ave Apt E
Shelter Insurance - Chris Hamilton
Condo Insurance Agent · Florissant, MO

Shelter Insurance - Chris Hamilton in Florissant, MO offers condo insurance policies designed to protect individual unit owners from property damage and personal liability. Service typically covers interior structures, personal belongings, and loss-of-use expenses. The agency provides both one-time policy setup and recurring coverage management, allowing clients to choose a single plan purchase or ongoing protection. Their service runs on a scheduled basis, with options for as-needed adjustments to match changing coverage requirements.

AF
8194 N Lindbergh Blvd
AAA Florissant Insurance and Member Services
Condo Insurance Agent · Florissant, MO

Serving Florissant, MO, and the surrounding St. Louis metro communities, AAA Florissant Insurance and Member Services handles condo insurance for local unit owners. It addresses the unique coverage needs of condominium policies, including interior structures and personal liability. The agency typically begins by reviewing the condo association’s master policy to identify gaps in individual coverage. It then tailors a policy to close those gaps, ensuring personal assets are protected while advising clients on deductible amounts and loss assessment coverage for shared property repairs.

DD
925 N Hwy 67
Darrell Ditto American Family Insurance
Condo Insurance Agent · Florissant, MO

Darrell Ditto American Family Insurance in Florissant, MO, specializes in condo insurance coverage that protects personal property, interior fixtures, and liability exposures within a condominium unit. The agency provides general insurance services to local residents, offering guidance on tailoring policies to individual building requirements and association master policies. It helps clients navigate risk assessments specific to shared structures and common areas in the region. During severe Midwest thunderstorm seasons, it assists with claims related to wind damage to windows and exterior walls not covered by the association.

MA
572 N Hwy 67
Miller Agency & Associates, LLC American Family Insurance
Condo Insurance Agent · Florissant, MO

As winter storms and spring rains sweep through Florissant, protecting a condo’s interior and shared structures becomes a priority. Miller Agency & Associates, LLC American Family Insurance assists local owners in securing coverage that addresses both individual unit risks and common area liabilities unique to condominium associations. Their guidance helps clarify policy gaps often found in master insurance plans. A typical first step involves a walk-through of the property to assess current protections and identify specific needs before recommending appropriate coverage options.

JG
Office Complex, 1 Grandview Plaza Shopping Center Suite 1
Jan Grafeman - State Farm Insurance Agent
Condo Insurance Agent · Florissant, MO

Jan Grafeman - State Farm Insurance Agent in Florissant, MO, helps clients protect their residential investments by offering a range of personal insurance solutions. A primary focus is on covering condominium units, including protection for interior structures, personal belongings, and liability risks that individual owners face. This specialty service addresses gaps left by a building's master policy. Such coverage is available for various commercial sectors, including professional offices, warehouse facilities, and food service operations that need tailored protections for their business premises.

MA
100 St Francois St #207
The Milburn Agency
Condo Insurance Agent · Florissant, MO

The Milburn Agency serves the Florissant, Missouri area with residential condo insurance, assisting owners in protecting personal property and liability within their units. Commercial coverage is also available for condominium associations and individual business properties in the region. The agency works closely with clients to review policy needs during each appointment, providing advice on appropriate levels of dwelling and contents protection. Detailed follow-up consultations are offered between regular visits to adjust coverage after renovations or personal milestones.

AI
39 St Anthony Ln
Alternatives Insurance
Condo Insurance Agent · Florissant, MO

Alternatives Insurance in Florissant, MO is known for tailoring condo insurance policies that address the unique needs of unit owners. The agency helps local clients navigate coverage for the building's master policy gaps, including interior improvements and personal liability. Understanding the area's seasonal weather patterns, it guides homeowners in selecting appropriate dwelling protection. A specialty service it can add on is loss assessment coverage for unexpectedly high charges from a condo association’s insurance deductible.

PM
717 Rue St. Francois St
Paul Manganelli Agency LLC American Family Insurance
Condo Insurance Agent · Florissant, MO
(314) 972-6000
amfam.com/agents/missouri/florissant/Paul-Manganelli
AI
1665 N Hwy 67
Able Insurance
Condo Insurance Agent · Florissant, MO
(314) 921-5900
TI
1650 Shackelford Rd Ste 1551
TwoGil Insurance Agency
Condo Insurance Agent · Florissant, MO
(314) 831-9933
twogilagency.com
PI
224 N Hwy 67 STE 260
Payne Insurance Agency, LLC
Condo Insurance Agent · Florissant, MO
(314) 227-0720
payneinsagency.com
NS
2412 N Hwy 67
New Solution Insurance Agency
Condo Insurance Agent · Florissant, MO
(314) 389-1004
newsolutioninsurance.com
IC
548 N Hwy 67
Insurance Complete Agency
Condo Insurance Agent · Florissant, MO
(314) 837-4343
BI
224 N Hwy 67 STE 123
Bradford Insurance Agency LLC
Condo Insurance Agent · Florissant, MO
(314) 830-2048
bradford-insurance.net
MA
100 St Francois St UNIT 102
Mid American Insurance Group
Condo Insurance Agent · Florissant, MO
(313) 631-0024
midamericaninsurancegroup.com

What Does a a Condo Insurance Agent in Florissant Cost?

The cost of a condo insurance policy in Florissant Missouri typically ranges from 300 to 800 dollars per year for standard coverage. Factors include the unit value, deductible amount, and location within the county. Older buildings or units with high-value upgrades may cost more. This is general information and not insurance advice.

About condo insurance agents in Florissant

A condo insurance agent in Florissant Missouri helps you understand the specific coverage needed for your unit. Missouri law requires condo associations to carry a master policy, but that policy does not cover your personal belongings or interior improvements. An agent can explain how an HO-6 policy fills those gaps and meets your mortgage requirements.

Frequently Asked Questions

What does a condo insurance agent in Florissant do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also review your associations master policy to avoid coverage gaps. Agents in Florissant know local building costs and common condo risks.

Do I need condo insurance if the association has a master policy?

Yes. Missouri law does not require unit owners to carry their own policy, but most lenders do. The master policy typically covers only the building structure and common areas. Your HO-6 policy covers your belongings, upgrades, and personal liability.

How does Missouri law affect my condo insurance needs?

Missouri follows a bare walls coverage standard for master policies. This means the association policy covers only the original structure. You are responsible for interior fixtures, flooring, and cabinets. An agent can help you estimate the replacement cost of your unit improvements.

Condo Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.