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Find Condo Insurance Agents in Lake St Louis, MO

Compare condo insurance agents in Lake St Louis. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Lake St Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 14 condo insurance agents in Lake St Louis, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Amy Edmonds
1311 Hrc Plaza Dr, Lake St Louis, MO 63367
(314) 327-6377 agents.farmers.com
Spectrum Insurance Solutions
1194 Lake St Louis Blvd Suite 211, Lake St Louis, MO 63367
(855) 747-2013 spectrumstl.com
Mike McMullen - COUNTRY Financial Agent
206 Centre On The Lk, Lake St Louis, MO 63367
(636) 922-7789 agents.countryfinancial.com
Lee Lester - State Farm Insurance Agent
8641 State Rte N, Lake St Louis, MO 63367
(636) 561-4699 leelestersf.com
Andrew Hill's Insurance Services
128 Sunglow Dr, Lake St Louis, MO 63367
(314) 518-7471 andrewhillsinsuranceservices.com
Oscar Marroquin: Allstate Insurance
181 Civic Center Dr, Lake St Louis, MO 63367
(636) 625-3039 agents.allstate.com
Dan Day - State Farm Insurance Agent
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 978-8858 dandayinsuranceagency.com
Jennifer Hutcheson & Associates LLC American Family Insurance
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 947-4080 amfam.com
Farmers Insurance - Jeremiah Essmyer
950 Bent Oak Ct, Lake St Louis, MO 63367
(636) 283-2072 agents.farmers.com
Stuckey & Company
3401 Technology Dr suite 180, Lake St Louis, MO 63367
(800) 828-3452 stuckey.com
Farmers Insurance - Rick Smith
1000 Lake St Louis Blvd #22, Lake St Louis, MO 63367
(636) 561-4577 agents.farmers.com
Bill Crets Insurance Agency
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 561-3700 stlouischurchinsurance.com
Gillespie Agency, LLC
1200 Lake St Louis Blvd #328, Lake St Louis, MO 63367
(636) 344-0686
The Insurance Angels
1000 Lake St Louis Blvd, Lake St Louis, MO 63367
(636) 243-1200

Condo insurance agents in Lake St Louis help unit owners understand the specific coverage needed under Missouri law. Missouri requires condominium associations to maintain a master policy, but individual owners need their own HO-6 policy for personal property and interior walls. An agent can explain how these policies work together to protect your investment.

What Does a Condo Insurance Agent in Lake St Louis Cost?

Typical condo insurance premiums in Missouri range from 200 to 600 dollars per year for a standard HO-6 policy. Factors affecting cost include your deductible amount, coverage limits, and the age of your building. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Lake St Louis do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior improvements. They also explain how your policy coordinates with the association master policy required by Missouri law.
Is condo insurance required in Missouri?
Missouri does not state law require individual condo insurance, but most lenders and associations do require it. An agent can help you meet these requirements and avoid gaps in coverage.
What coverage limits should I consider for my Lake St Louis condo?
You should consider enough personal property coverage to replace your belongings and liability coverage of at least 100000 dollars. An agent can review your association bylaws to recommend appropriate limits.