The top-rated condo insurance agent in Great Falls, Montana is Todd Neighbor at Comparion Insurance Agency, rated 5.0 stars across 69 reviews. Other highly rated options include State Farm Insurance Agent, Balthazar Insurance Agency, Tammy J Quintrell-Stubbs: Allstate Insurance. This directory lists 20 condo insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Neighbor at Comparion Insurance Agency | 1703 2nd Ave N | (406) 217-1442 |
| 2 | State Farm Insurance Agent | 2817 10th Ave S | (406) 453-6010 |
| 3 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 4 | Tammy J Quintrell-Stubbs: Allstate Insurance | 518 9th St S | (406) 453-9460 |
| 5 | Advanced Agency Alliance | South Side of Building, 408 9th St S | (406) 727-0230 |
| 6 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 7 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 8 | Marsh McLennan Agency | 405 3rd St NW 3rd floor | (406) 761-1160 |
| 9 | Farmers Insurance - Pamela Nommensen | 2922 10th Ave S | (406) 452-8588 |
| 10 | Reilly Insurance Agency FARMERS UNION INSURANCE | 314 Central Ave | (406) 952-4343 |
Todd Neighbor at Comparion Insurance Agency provides a range of condo insurance services tailored to the Great Falls area, including customized policies that protect against common regional risks such as hail and frozen pipes. Its service plans focus on offering clear policy explanations and responsive claims assistance to ensure clients understand their coverage. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
State Farm Insurance Agent serves the Great Falls, Montana metro area, providing condo insurance policies tailored to local property needs. This agency helps condominium owners secure coverage that protects their individual units, personal belongings, and liability within shared buildings. Policies address common concerns such as damage from interior water leaks and theft. The agency also assists with adjusting coverage limits to match current home values and deductibles. It handles specific services like loss assessment coverage for common area repairs and personal property replacement cost options.
Balthazar Insurance Agency specializes in condo insurance policies tailored for attached and detached units. It offers customized coverage that protects interior structures, personal property, and personal liability within a homeowners association framework. As a local condo insurance agent in Great Falls, MT, the agency guides clients through the unique needs of shared ownership and typically addresses gaps between individual policies and master association plans. It helps owners prepare for risks like roof leaks from winter ice dams or sudden plumbing failures common during Montana spring thaws.
Tammy J Quintrell-Stubbs: Allstate Insurance serves homeowners and property managers in Great Falls, Montana, who need condo insurance to protect their individual units and shared building structures. The agency helps clients understand the coverage gaps between a personal policy and the condo association’s master policy, ensuring adequate protection for their belongings and liability. It also assists renters with contents coverage and small claims support. The company extends its services to neighboring Black Eagle and the surrounding Cascade County area.
Advanced Agency Alliance serves Great Falls and the surrounding communities in Montana, handling condo insurance policies for local condominium owners. The agency addresses coverage needs such as shared building structures and personal property protection. For each client, the agent reviews the specific condo association master policy and cross-references it with the owner's individual unit and personal liability exposures to identify potential gaps in protection. This approach ensures tailored recommendations based on the unique details of the condominium complex and the policyholder's assets.
As winter snow begins to melt in Great Falls, many condo owners start assessing potential water damage from ice dams or roof leaks. Mike Smith, representing Smith Family Insurance Agency, addresses these concerns by reviewing existing condo association policies and individual unit coverage for structural perils. He assists clients in Great Falls with finding appropriate protection for personal belongings and liability within their buildings. His process involves scheduling a walk-through to evaluate the specific interior boundaries and shared elements covered by the master policy.
Cogswell Insurance Agency in Great Falls, MT assists clients in distinguishing between a one-time purchase of condo insurance, which covers a single policy period, and ongoing policy service that offers annual adjustments to coverage. This agency helps protect condominium owners against common perils such as fire, theft, and liability, while also addressing potential gaps left by the master association policy. Service runs on a scheduled basis, typically aligning with policy renewal cycles each year.
Marsh McLennan Agency provides insurance guidance for condominium associations in Great Falls, MT. Its expertise includes coverage for shared structures, common areas, and liability protection. The firm also helps clients secure added policies for property damage, loss of income, and directors’ coverage. Services are tailored for owners and boards managing residential condo buildings. Beyond this specialty, the agency can serve commercial sectors such as offices, warehouses, and food service operations.
Farmers Insurance - Pamela Nommensen provides residential condo insurance services for property owners in Great Falls, Montana. Commercial coverage is also available for condominium associations and investors in the surrounding area. The agency assists clients with policy options tailored to individual building structures and liability needs. Ongoing follow-up between regular visits helps ensure coverage remains current as property values and regulations change, allowing for simple adjustments when policy renewal time arrives.
What Does a a Condo Insurance Agent in Great Falls Cost?
Condo insurance in Montana typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors include your unit value, deductible choice, and location in Great Falls. Flood and earthquake endorsements add extra cost. This is general information, not insurance advice.
About condo insurance agents in Great Falls
Condo insurance agents in Great Falls Montana help owners protect their unit and personal property. Montana law requires the condo association to insure common areas, but you need your own HO-6 policy for interior fixtures and liability. A local agent can explain how your policy works with the master policy.
Frequently Asked Questions
What does a condo insurance agent in Great Falls do?
A condo insurance agent helps you buy an HO-6 policy that covers your unit interior, personal belongings, and liability. They also advise on loss assessment coverage for shared building repairs.
Is condo insurance required in Montana?
Montana law does not require condo insurance by statute, but most lenders and condo associations require it. Your mortgage lender will demand proof of coverage for the loan amount.
How much coverage do I need for a condo in Great Falls?
You need enough coverage to rebuild your unit interior and replace your belongings. Also consider loss assessment coverage for shared property damage. An agent can help calculate the right amounts based on your condo value.