The top-rated condo insurance agent in Kalispell, Montana is Jeremy Hicks - State Farm Insurance Agent, rated 5.0 stars across 702 reviews. Other highly rated options include Sandra Goode-Long - State Farm Insurance Agent, Flathead Insurance- Kalispell Montana Insurance, TJ Wendt - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Kalispell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeremy Hicks - State Farm Insurance Agent | 175 Hutton Ranch Rd #113 | (406) 752-3515 |
| 2 | Sandra Goode-Long - State Farm Insurance Agent | 475 N Main St | (406) 257-7714 |
| 3 | Flathead Insurance- Kalispell Montana Insurance | 2330 U.S. Hwy 2 E | (406) 752-8000 |
| 4 | TJ Wendt - State Farm Insurance Agent | 2129 US-2 | (406) 752-9300 |
| 5 | Dan Schneller - State Farm Insurance Agent | 974 N Meridian Rd | (406) 755-3122 |
| 6 | Grachek Insurance | 1147 S Main St | (406) 755-4000 |
| 7 | Tamarack Insurance | 185 Commons Loop Suite C | (406) 270-2463 |
| 8 | Bailey Insurance Services | 4 Meridian Ct | (406) 752-7676 |
| 9 | Farmers Insurance - Shaine Reece | 575 Sunset Blvd Suite 102 | (406) 752-9100 |
| 10 | Montana First Insurance, Inc. | 1088 N Meridian Rd | (406) 755-0719 |
Jeremy Hicks - State Farm Insurance Agent serves the Kalispell, Montana, area by offering local condo insurance solutions. This agency specializes in policies tailored for condominium owners, addressing the specific coverage needs of attached dwellings. Condo insurance typically protects personal property, interior structures not covered by the association’s master policy, and provides liability coverage. The agent works with clients to review individual loss assessment coverage and interior structural limits, helping ensure adequate protection for the homeowner’s unit.
Sandra Goode-Long - State Farm Insurance Agent offers a range of condo insurance services in Kalispell, MT, including personalized policy evaluations and claims assistance. The agency provides maintenance resources to help policyholders understand coverage for personal property and liability. Services focus on protecting individual units and shared building structures. These insurance plans are available for single-family homes, apartments, retail spaces, and restaurants.
Flathead Insurance- Kalispell Montana Insurance serves homeowners, condominium owners, and property managers in Kalispell, Montana seeking specialized condo insurance policies. The agency assists clients in securing coverage tailored for individual unit interiors and shared building structures typical of condo associations. It helps navigate common area liability and loss assessment protections often required by homeowners associations. Services include policy reviews to ensure adequate dwelling and personal property coverage for local condominium residents. The agency also extends its services to the neighboring Whitefish community.
Serving Kalispell, Montana, and the surrounding Flathead Valley communities, TJ Wendt - State Farm Insurance Agent handles condo insurance for local unit owners. This work typically involves policies that cover interior structures, personal property, and liability. When managing a typical job, the agent reviews each condo association's master policy to identify coverage gaps. The agency then tailors a personal policy to address those specific exposures, ensuring the owner is protected without unnecessary overlaps.
Dan Schneller, operating as a State Farm Insurance Agent in Kalispell, MT, offers both one-time policy consultations and recurring service for ongoing coverage needs. As a local condo insurance agent, they help secure policies that protect interior structures and personal belongings from common risks in the area. Their recurring service option includes scheduled annual reviews to adjust coverage as property values or personal circumstances change. Service for existing clients runs on a scheduled and as-needed basis to address any claims or modifications.
Grachek Insurance specializes in tailoring condo insurance policies to cover shared building structures and individual unit liabilities for Kalispell residents. It also provides general guidance on standard protections for personal property and loss-of-use coverage. The agency helps clients navigate specific requirements from homeowners associations while ensuring adequate loss assessment coverage exists. With winter's frozen pipes and spring's melting snow posing elevated water damage risks, the agency assists policyholders in reviewing their policies for sufficient sewer backup and flood endorsements before seasonal shifts occur.
As the snowpack begins to melt in the Flathead Valley, Kalispell condo owners often review their coverage for spring runoff damage. Tamarack Insurance acts as a local condo insurance agent, offering policies that address the specific needs of attached dwellings and shared common areas. Each policy can include coverage for individual interior fixtures and personal liability. The initial step involves a straightforward inspection of the building's exterior and interior to assess unique risk factors and structural boundaries.
Bailey Insurance Services provides comprehensive risk management solutions for property owners throughout the Kalispell area. As a specialized condo insurance agent, the company customizes policies to address the unique liability and coverage needs of condominium associations and individual unit holders. This includes advising on master policy gaps and personal contents protection. The agency can serve commercial sectors such as offices, warehouses, and food service operations.
Farmers Insurance - Shaine Reece provides residential condo insurance services in Kalispell, Montana, helping owners protect their individual units and personal belongings. Commercial coverage is also available for condominium associations or owners with business interests on the property. Their insurance service area includes Kalispell and the surrounding Flathead Valley region. They can help assess building and liability needs for condo living. Clients are encouraged to contact the agency between regular visits for follow-up questions, policy adjustments, or to schedule a review of changing coverage requirements.
Montana First Insurance, Inc. in Kalispell, MT is known as a local resource for protecting condo owners against common property risks. It offers coverage that can address interior damage from water leaks or fire, as well as liability for incidents occurring within a unit. A typical service range includes personal property coverage and loss-of-use provisions. For a specialty add-on, the company can arrange an endorsement for expanded assessments following a building-wide claim that exceeds the master policy limit.
What Does a a Condo Insurance Agent in Kalispell Cost?
Typical condo insurance in Montana costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors include the unit value, location in Kalispell, deductible amount, and additional coverages like flood or earthquake. Higher risk areas near lakes or forests may increase premiums. This is general information, not insurance advice.
About condo insurance agents in Kalispell
A condo insurance agent in Kalispell Montana helps you protect your unit and personal belongings. Montana law requires condominium associations to carry master policies, but individual unit owners need their own HO-6 policy for interior coverage. Local agents understand Flathead Valley risks like wildfire and winter storms.
Frequently Asked Questions
What does a condo insurance agent in Kalispell do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal property, and liability. They review your association master policy to identify gaps and recommend appropriate limits for your situation.
Is condo insurance required in Montana?
Montana law does not require individual condo insurance, but most lenders and associations mandate it. The Montana Condominium Act allows associations to require unit owners to carry liability and property coverage.
How does Montana law affect condo insurance?
Montana Code Annotated Title 70 Chapter 23 governs condominiums. Associations must carry master insurance for common areas. Unit owners are responsible for their own interior improvements and personal property under the HO-6 policy.
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