The top-rated condo insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 571 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 13 condo insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 7 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 8 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 9 | MEDICARE ADVISORS INSURANCE GROUP LLC | 3 Broad St | (877) 255-0284 |
| 10 | Global Insurance Agency | 514 Westfield Ave #1 | (908) 469-8441 |
Cuartas Insurance Agency provides essential coverage for condominium owners in Elizabeth, New Jersey. The company specializes in policies that address the unique gaps between a condo association's master plan and individual unit liability. Its work commonly includes protection for interior structures, personal property, and loss assessments. Beyond standard condo insurance, the firm can tailor added coverages for specific commercial sectors. These commercial sectors include office spaces, warehouses, and food service operations, each requiring distinct risk management solutions.
UPIX Insurance provides a full range of condo insurance services in Elizabeth, NJ, including coverage for unit interiors, personal property, and liability. Their service approach includes assisting clients with policy reviews to match building association requirements. They also offer ongoing maintenance to help ensure coverage keeps pace with renovations or losses. The company regularly services single-family homes, apartments, retail storefronts, and local restaurants throughout the area.
Angel Rodriguez of State Farm Insurance serves condo associations, homeowners, and property managers in Elizabeth, New Jersey, arranging tailored coverage for individual unit owners and building common areas. Policy options typically protect personal belongings, liability, and structural improvements within each unit. The agency also focuses on risk management advice suited to multi-unit properties in the area. Its client base extends to communities throughout Union County, including the neighboring city of Linden.
For a single property, a one-time policy review can clarify current coverage needs, while an ongoing scheduled service allows for annual adjustments as building values shift. Condo insurance typically covers interior structures, personal liability, and loss-of-use expenses, complementing the master policy held by the homeowners’ association. Serving Elizabeth, New Jersey, Zenith Agency LLC assists clients in selecting appropriate individual protection. Their service runs on either a one-time consultation or as-needed basis, depending on the policyholder’s preference for ongoing or occasional contact.
Dave Carrubba - State Farm Insurance Agent serves Elizabeth, New Jersey, and its surrounding communities, handling all types of condo insurance policies. The agency works with unit owners to build tailored coverage that protects personal property and interior structures without duplicating master policy provisions. For a typical job, the agent first reviews the client’s current master policy and personal needs, then compares multiple available options to balance adequate protection with a reasonable monthly premium.
InsureOne Insurance specializes in tailoring condo insurance policies to meet the specific coverage needs of unit owners in Elizabeth, New Jersey. The agency assists clients with common concerns such as protecting interior fixtures, personal liability, and loss assessment coverage. Its general service work involves reviewing individual master policy details to recommend appropriate supplemental plans. When seasonal storms or winter pipe bursts threaten properties in the area, InsureOne helps policyholders quickly adjust their coverage to address immediate repair costs and temporary housing needs.
As the changing seasons in Elizabeth bring fluctuating weather, residents look for reliable protection for their condominium investments. RCX Insurance Agency offers guidance on condo insurance policies tailored to the specific coverage needs of local unit owners. They help clients understand their master policy limitations and the importance of interior liability and belongings coverage. The process begins with a no-pressure initial consultation to assess each individual’s property and personal risk. An inspection of the unit or a review of the building’s existing declaration is the standard first step.
New Century Insurance Agency Brokerage, based in Elizabeth, New Jersey, provides condo insurance coverage for individual unit owners. It specializes in adding loss assessment protection and personal property endorsements to standard policies. The agency serves condominium associations as well as individual policyholders, ensuring compliance with local bylaw requirements. Its commercial sectors include office buildings, warehouses, and food service establishments that share premises with residential units.
MEDICARE ADVISORS INSURANCE GROUP LLC in Elizabeth, NJ, is known for connecting condo owners with appropriate property insurance policies that cover personal liability and interior structures. Its service range includes assisting clients in selecting coverage for fixtures, personal property, and loss assessment protection required by many homeowners associations. Understanding local building regulations and flood risks is a routine part of its work. The agency can also add on coverage for temporary living expenses if a unit becomes uninhabitable after a covered incident.
Global Insurance Agency in Elizabeth, NJ, primarily serves residents seeking coverage for their individual condo units, protecting personal property and interior structures. The agency also handles commercial coverage for condo associations and complexes within the local area, addressing liability and common-area risks. Their work focuses on matching policies to specific building regulations and individual needs. Clients can expect consistent follow-up after policy issuance and repeat service between regular visits to update coverage when building rules change or personal assets are acquired.
What Does a a Condo Insurance Agent in Elizabeth Cost?
Condo insurance in New Jersey typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include your unit location, coverage limits, deductible amount, and claims history. This is general information and not insurance advice.
About condo insurance agents in Elizabeth
Condo insurance agents in Elizabeth, New Jersey help owners protect their unit and personal belongings. New Jersey law requires condo associations to carry a master policy, but individual unit owners still need their own HO-6 policy for interior fixtures and liability. An agent can explain how these policies work together and find coverage that fits your budget.
Frequently Asked Questions
What does a condo insurance agent in Elizabeth do?
A condo insurance agent helps you choose a policy that covers your personal property, interior walls, and liability. They also explain how your coverage interacts with the condo associations master policy in New Jersey.
Is condo insurance required in New Jersey?
New Jersey law does not require individual condo owners to carry insurance, but most mortgage lenders do require it. Many condo associations also require owners to have a minimum level of liability coverage.
How does New Jersey master policy affect my condo insurance?
The master policy covers the building structure and common areas. Your individual HO-6 policy covers everything inside your unit, such as cabinets, flooring, and fixtures. An agent can help you determine if your master policy uses an all-in or bare walls coverage approach.
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