The top-rated condo insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 491 reviews. Other highly rated options include Kyle Rourke - State Farm Insurance Agent, AAA Hackensack, JN Insurance Agency. This directory lists 15 condo insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 379 Main St 1st Floor | (551) 287-6993 |
| 2 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 3 | AAA Hackensack | 450 Hackensack Ave | (201) 261-7900 |
| 4 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 5 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 6 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 7 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 8 | Alfredo Caba | 235 Moore St Suite 101 | (201) 279-1231 |
| 9 | Americas Group | 235 Moore St Suite 101 | (201) 843-3791 |
| 10 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
Omar Juarbe - State Farm Insurance Agent serves Hackensack and the surrounding Bergen County area, specializing in condo insurance policies. The agency helps condominium owners understand their master policy coverage limits and secure individual protection for personal belongings and interior structures. It assists clients in finding appropriate liability limits and loss assessment coverage for their specific condominium association needs. This agency handles coverage for unit upgrades and perils such as fire, theft, and liability claims.
Kyle Rourke - State Farm Insurance Agent in Hackensack, New Jersey, offers a full range of condo insurance policies tailored to protect individual units and shared building elements. The agency helps clients understand coverage needs, including personal property, liability, and loss assessment protections for their condominium associations. Ongoing support and policy reviews are available to ensure adequate coverage as circumstances change over time. The company services single-family homes, apartments, retail properties, and restaurants throughout the local Hackensack area.
AAA Hackensack serves homeowners and property managers in Hackensack, New Jersey, by offering guidance on condo insurance policies that protect individual units and shared building structures. Its services include helping clients understand coverage needs for personal belongings and liability within homeowners association requirements. The company also assists with policy customization for various condo layouts common in the area. It provides similar insurance solutions for clients in neighboring Paramus and surrounding Bergen County communities.
Serving Hackensack, NJ, and its surrounding communities, JN Insurance Agency handles condo insurance for local homeowners. The company ensures policies align with individual building requirements and personal coverage needs. It offers guidance on standard protections like liability and loss assessment. To manage a typical job, the agency first reviews the specific condo association master policy, then customizes a plan that fills common gaps using industry-standard assessments.
Cosmo Insurance Agency serves Hackensack, New Jersey, and the surrounding communities in Bergen County, handling condo insurance for local residents. The company focuses on protecting unit owners against common perils like fire, theft, and water damage from internal sources. It also helps clients understand the coverage gap between their master policy and personal liability needs. For each job, the agency typically begins with a review of the existing building policy and then customizes a plan to fill any specific gaps in personal protection.
Graham Family Agency in Hackensack, New Jersey, provides both one-time condo insurance reviews for a single property evaluation and recurring service plans designed to maintain continuous coverage updates. Their policies typically protect individual unit interiors alongside common area liability and insurable improvements made by owners. Plans may also include loss assessment coverage for shared building expenses. Service for existing clients operates on either a scheduled annual basis or on an as-needed basis when policy adjustments are necessary.
Kusel Associates Insurance in Hackensack, New Jersey specializes in tailoring condo insurance policies that cover interior structures and personal liability for unit owners. It also provides guidance on selecting appropriate coverage limits and deductibles. The agency helps clients understand how master policies interact with individual needs, addressing gaps in protection. As winter approaches, it assists local condo owners with reviewing policies for potential freeze damage and burst pipe liabilities common in multi-unit buildings.
As the seasons shift in Hackensack, NJ, homeowners often review their condominium insurance coverage to account for changing weather risks. Alfredo Caba operates as a dedicated condo insurance agent, helping clients navigate the specific policy requirements for shared-wall residences. Typical consultations include comparing dwelling coverage for interior fixtures and personal liability protection. The company assists policyholders in understanding how master building policies interact with individual unit needs. Every first engagement with this agent begins with a detailed in-person or virtual walkthrough of the property to assess current structural and personal asset exposure.
Americas Group handles property and casualty insurance for clients in Hackensack and the surrounding region. The agency specializes in condo insurance, offering tailored policies that cover individual units, common area assessments, and personal liability protection. Additional coverage options can address water backup, loss assessment, and valuable personal property. Americas Group serves a range of commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Alex Vivien provides residential condo insurance services in Hackensack, New Jersey, covering individual unit owners and building policies. Commercial coverage is also available for condominium associations and other business properties within the surrounding area. The agency assists clients with policy reviews, claims guidance, and coverage adjustments. Customers can expect clear communication and follow-up to ensure their insurance needs are met between regular visits, with reminders for policy renewals and seasonal updates.
What Does a a Condo Insurance Agent in Hackensack Cost?
Typical condo insurance costs in New Jersey range from 200 to 500 dollars per year for a standard HO-6 policy. Factors like your unit location, coverage limits, deductible, and claims history affect the price. In Hackensack, flood insurance may add extra cost if you are in a flood zone. This is general information and not insurance advice.
About condo insurance agents in Hackensack
Condo insurance agents in Hackensack New Jersey help you protect your unit and personal belongings. New Jersey law requires condo associations to carry a master policy, but individual unit owners still need their own HO-6 policy for interior fixtures and liability. Local agents understand the specific risks in Bergen County, such as flooding and winter storm damage.
Frequently Asked Questions
What does a condo insurance agent in Hackensack do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior improvements, and liability. They explain how the association master policy works with your individual coverage. Agents also help you compare quotes from different insurers.
Is condo insurance required in New Jersey?
New Jersey does not have a state law requiring condo insurance, but most mortgage lenders and condo associations require it. The association master policy typically covers common areas and the building structure. You need your own policy for your unit interior and personal items.
How much condo insurance do I need in Hackensack?
You should get enough coverage to replace your personal belongings and interior fixtures. Many agents recommend at least 100,000 dollars in liability coverage. Your specific needs depend on your unit value and the association master policy limits.
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