The top-rated condo insurance agent in Cicero, New York is Dan Tivnan - State Farm Insurance Agent, rated 5.0 stars across 784 reviews. Other highly rated options include Mike Baltrusitis - State Farm Insurance Agent, Brittany Krywosa at Comparion Insurance Agency, Tanner Insurance Agency, Inc (Cicero Office). This directory lists 20 condo insurance agents serving Cicero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Tivnan - State Farm Insurance Agent | 8131 Brewerton Rd | (315) 699-8000 |
| 2 | Mike Baltrusitis - State Farm Insurance Agent | 5720 S Bay Rd | (315) 458-3255 |
| 3 | Brittany Krywosa at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9516 |
| 4 | Tanner Insurance Agency, Inc (Cicero Office) | 8261 Brewerton Rd | (315) 752-5100 |
| 5 | Andrew Cambria - State Farm Insurance Agent | 6257 NY-31 Ste 2 | (315) 699-2631 |
| 6 | Jessica Schwenn at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9521 |
| 7 | Brittian Stock at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9011 |
| 8 | Comparion Insurance Agency | 7997 Brewerton Rd | (315) 468-4000 |
| 9 | Christine Crosby at Comparion Insurance Agency | 7997 Brewerton Rd | (518) 612-6095 |
| 10 | Cherie Jean at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-3450 |
Dan Tivnan - State Farm Insurance Agent serves the Cicero, New York area and surrounding Onondaga County communities, specializing in providing condo insurance coverage for local condominium owners. This agency helps policyholders secure protection for their individual units, personal property, and liability exposures that are not covered by a condominium association’s master policy. The team works with clients to structure policies that address deductibles and loss assessments. Among the services it handles in this area are personal liability coverage and loss assessment coverage.
Mike Baltrusitis - State Farm Insurance Agent provides a full range of condo insurance services, including coverage for personal property, liability protection, and loss assessment. The agency offers tailored policy reviews to help clients maintain adequate coverage limits. Its service plans include annual consultations to adjust policies as unit values change or renovations occur. The agency services single-family homes, apartments, retail, and restaurants in and around Cicero, New York.
Brittany Krywosa at Comparion Insurance Agency serves homeowners and condo owners in Cicero, New York, who require tailored coverage for their individual units and shared building structures. The agency assists clients in selecting policies that address personal liability, interior damage, and common area assessments. It helps navigate the specific requirements set by homeowners’ associations. The agency also provides support for residents seeking coverage in the greater Syracuse metropolitan area, including the neighboring community of Liverpool.
Tanner Insurance Agency, Inc (Cicero Office) serves the Cicero area and its surrounding Central New York communities, handling condo insurance policies tailored to individual unit ownership. It addresses specific concerns such as interior structural damage, personal liability, and loss assessments from the homeowners association. The agency works closely with clients to evaluate their policy limits and personal property coverage needs. To handle a typical job, it starts by identifying the specific risks unique to a condominium building and then adjusts the policy accordingly.
Andrew Cambria – State Farm Insurance Agent in Cicero, NY offers condo insurance with a clear choice between one-time policy purchases for immediate coverage and recurring service options for ongoing premium adjustments and policy reviews. Coverage typically protects interior structures, personal belongings, and liability within condo associations. For residents needing flexible protection, service for condominium insurance runs on an as-needed basis for policy changes or following a claim.
Specializing in condominium insurance packages that protect individual units and shared building assets, Jessica Schwenn at Comparion Insurance Agency serves property owners in Cicero, New York. The agency provides liability coverage for accidents within personal living spaces and structural protection for interior fixtures, addressing common claims involving water damage from plumbing failures or roof leaks during the Central New York winter season.
With snow and ice often accumulating in Central New York, a Cicero condo unit faces risks that standard renters policies do not cover. Brittian Stock at Comparion Insurance Agency provides coverage for shared-wall damage, assessments from a homeowners association, and loss of personal belongings after a winter storm leak. The agent evaluates a client’s policy limits and deductible preferences against local association rules. An initial phone call or property inspection is scheduled to review the unit’s condition and verify any recent renovations or updates.
As the autumn season brings increased wind and storm activity to the Syracuse region, Cicero residents seek dependable protection for their investment properties in local condo associations. Comparion Insurance Agency in Cicero addresses this need by providing condo insurance policies that safeguard both interior fixtures and shared common areas. An agent evaluates the unique coverage requirements of each condo unit, considering factors such as personal liability and building ordinance coverage. They begin the process by scheduling a thorough walkthrough of the unit to assess existing risk factors and recommend appropriate coverage limits.
Christine Crosby at Comparion Insurance Agency provides condo insurance to property owners in Cicero, New York. Her agency focuses on securing coverage for individual units, addressing building liability, and safeguarding personal belongings. Specialty add-ons such as loss assessment protection and coverage for improvements or upgrades are available to tailor each policy. This ensures that condo owners can adjust their protection based on specific needs within their associations. The agency can also assist with insurance for related commercial sectors, including offices, warehouses, and food service operations.
Serving residential condominium owners in Cicero, New York, Cherie Jean at Comparion Insurance Agency provides tailored coverage for individual units and common area liabilities. Commercial policies are also available to address local business exposures. The agency’s service area extends throughout Cicero and the surrounding Onondaga County communities. Cherie Jean works closely with clients to explain policy details and ensure adequate protection for assets. After issuing a policy, she schedules follow-up calls to review coverage needs between regular visits, adjusting limits as circumstances change.
What Does a a Condo Insurance Agent in Cicero Cost?
The average cost of a condo insurance policy in New York ranges from 300 to 600 dollars per year, depending on your unit size, location in Cicero, and coverage limits. Factors like your deductible, personal property value, and claims history also affect the premium. This is general information and not insurance advice.
About condo insurance agents in Cicero
Condo insurance agents in Cicero, New York help owners protect their units and personal property. New York law requires condo associations to carry master policies, but individual unit owners need their own HO-6 policy for interior coverage. Agents in Cicero can explain how local factors like lake effect snow and proximity to Oneida Lake affect your premium.
Frequently Asked Questions
What does a condo insurance policy in New York typically cover?
A standard HO-6 policy in New York covers your personal belongings, interior walls and fixtures, and liability protection. It also provides loss of use coverage if your unit becomes uninhabitable due to a covered event. You should also consider adding flood insurance, as standard policies do not cover flood damage.
Is condo insurance required by law in New York?
New York law does not require individual condo owners to carry insurance, but most mortgage lenders will require it. Additionally, your condo association bylaws may mandate that you carry a minimum amount of liability coverage. Check your governing documents for specific requirements.
How do New York insurance laws affect condo insurance claims?
New York has a statute of limitations of two years for filing a lawsuit on a property insurance claim. You must also report a claim to your insurer promptly. New York law requires insurers to acknowledge receipt of a claim within 15 business days and make a decision within 30 business days after receiving proof of loss.
Condo Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Clifton Park · Commack · Deer Park · East Meadow