The top-rated condo insurance agent in Deer Park, New York is Paul D'Arienzo - State Farm Insurance Agent, rated 4.8 stars across 148 reviews. Other highly rated options include Lake Insurance, Bruna Caravousanos: Allstate Insurance, Bob McMahon - State Farm Insurance Agent. This directory lists 13 condo insurance agents serving Deer Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul D'Arienzo - State Farm Insurance Agent | 2144 Deer Park Ave | (631) 522-1804 |
| 2 | Lake Insurance | 1755 Deer Park Ave | (855) 525-3467 |
| 3 | Bruna Caravousanos: Allstate Insurance | 375 Commack Rd Ste 206 | (631) 254-9400 |
| 4 | Bob McMahon - State Farm Insurance Agent | 1641 Deer Park Ave Suite 5 (Rear building | (631) 243-3636 |
| 5 | Michael P. Gianfrancesco: Allstate Insurance | 253 Half Hollow Rd | (631) 242-0888 |
| 6 | Deborah Morson - State Farm Insurance Agent | 147 Lake Ave | (631) 667-8647 |
| 7 | Humana in Deer Park | 668 Nicolls Rd | (888) 217-3598 |
| 8 | SMR INSURANCE AGENCY INC | 375 Carlls Path #303 | (516) 426-9180 |
| 9 | Jay Tee Insurance | 1891 Deer Park Ave | (631) 242-3900 |
| 10 | Allstate Insurance Agent: Douglas J. Butler | 375 Commack Rd fl 2 | (631) 254-9400 |
Paul D'Arienzo - State Farm Insurance Agent serves the Deer Park, New York area, providing condo insurance coverage for local homeowners. This agency helps condominium owners understand how their personal policies interact with their association's master plan. Policies are tailored to protect individual units, personal belongings, and liability exposures within a shared building structure. Common coverages include loss assessment protection for unexpected special assessments from the condo board. The agency also handles contents coverage for personal property and interior structural damage not covered by the complex's master policy.
Lake Insurance provides a full range of condo insurance services for property owners in Deer Park, NY. It offers tailored coverage solutions to protect individual units against common risks such as fire, water damage, and liability. The agency helps clients understand the scope of their master policy and fill any coverage gaps with personalized plans. It services primarily single-family homes, apartments, retail spaces, and restaurants within the local area.
Bruna Caravousanos: Allstate Insurance serves homeowners, renters, and property managers in Deer Park, New York, with condo insurance policies tailored to protect individual units and shared building assets. The agency assists clients in evaluating coverage options for personal property, liability, and loss assessment. Residents and property owners in this Long Island area can rely on expert guidance for understanding their condo association’s master policy and securing supplemental protection. The agency also serves nearby communities such as Dix Hills and Brentwood.
Bob McMahon - State Farm Insurance Agent in Deer Park, NY, handles condo insurance. A one-time service option helps clients who need a single policy purchase or a quick policy change, while scheduled recurring service is for those who prefer ongoing policy reviews and annual updates. Coverage includes protection for condo interiors, personal belongings, liability, and loss-of-use expenses. Service availability depends on client needs; it runs on both a one-time for new policies and a scheduled basis for annual policy renewals.
Michael P. Gianfrancesco: Allstate Insurance serves Deer Park and the surrounding Long Island communities, handling all aspects of condo insurance for local unit owners. The agency helps clients protect their personal belongings and interior structures against common perils like fire, theft, and water damage. It also addresses liability coverage needs that arise from incidents occurring within a unit. For a typical job, the agent reviews the specific master policy provided by the condo association to recommend a personal policy that fills critical coverage gaps.
Deborah Morson - State Farm Insurance Agent in Deer Park, NY specializes in tailoring condo insurance policies to protect interior structures, personal belongings, and liability coverage within a unit. Beyond condos, the agency offers general home and renters insurance solutions to residents. It helps clients navigate coverage gaps that may exist between a master policy and individual needs. During the winter season, it assists condo owners with understanding protection against freezing pipes and ice dam damage.
For Deer Park condo owners preparing for seasonal storms or winter plumbing issues, Humana in Deer Park provides professional condo insurance agent services tailored to the local area. Coverage analysis includes building bylaws, loss assessment, and personal liability protection matching community requirements. The team helps residents understand their master policy limits before selecting supplemental individual plans. A thorough initial assessment of existing coverage and potential gaps begins every new client relationship.
SMR Insurance Agency Inc provides comprehensive insurance solutions for property owners in the Deer Park area, specializing in tailored condo insurance policies that protect individual units and shared building elements. These policies typically cover interior structures, personal belongings, and liability for common areas. The agency also offers customizable endorsements to address gaps often found in master association policies. Beyond residential condos, SMR Insurance Agency Inc can assist with insurance needs for commercial sectors, including offices, warehouses, and food service establishments.
Jay Tee Insurance is the Condo Insurance Agent in Deer Park, New York, recognized for providing essential coverage tailored to condominium owners. It focuses on protecting individual units and personal property against common perils like fire, theft, and water damage. The agent also addresses liability exposures and coverage gaps left by the condo association’s master policy. Additional services include helping clients secure loss assessment coverage, which protects them when the association’s deductible for a shared loss must be split among unit owners.
Allstate Insurance Agent Douglas J. Butler provides residential condo insurance for clients in Deer Park, New York, and also offers commercial coverage for local property owners within the surrounding area. Policies can be arranged to protect individual units against common risks like fire, theft, or liability. The office assists with initial policy setup and is available to follow up or arrange repeat service between regular visits for any coverage adjustments or questions.
What Does a a Condo Insurance Agent in Deer Park Cost?
The cost for a condo insurance policy in Deer Park, New York typically ranges from 300 to 600 dollars per year for a standard HO-6 policy. Factors like the unit value, location, and chosen deductibles affect the price. This is general information and not insurance advice.
About condo insurance agents in Deer Park
A condo insurance agent in Deer Park, New York helps you find a policy that meets the unique requirements of your condominium association. New York law requires condo owners to carry a minimum amount of liability coverage, often set by the condo board. An agent can explain the difference between a master policy and your individual HO-6 policy.
Frequently Asked Questions
What does a condo insurance agent in Deer Park do?
A condo insurance agent in Deer Park helps you compare policies from different insurers to find the right coverage for your unit. They explain New York specific requirements like loss assessment coverage and liability limits. They also help you understand what the condo associations master policy covers.
Is condo insurance required by law in New York?
New York law does not mandate condo insurance for individual owners. However, most condo associations in Deer Park require owners to carry an HO-6 policy as part of the bylaws. Lenders also typically require insurance if you have a mortgage on the unit.
How much liability coverage do I need for my Deer Park condo?
New York condo associations often set a minimum liability limit, usually between 100,000 and 300,000 dollars. Your agent can help you choose a limit that protects your assets. Consider adding an umbrella policy for extra protection.
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