The top-rated condo insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Randy Fenley - State Farm Insurance Agent, Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc. This directory lists 20 condo insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Randy Fenley - State Farm Insurance Agent | 2750 S 26th St Ste A | (701) 772-5684 |
| 3 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 4 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 5 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 6 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 7 | Dj Colter Agency Inc American Family Insurance | 1725 32nd Ave S STE C | (701) 775-5568 |
| 8 | Dobmeier Inc. | 409 Gateway Dr | (701) 775-6836 |
| 9 | Logan Karsky - State Farm Insurance Agent | 2211 S Washington St Suite A | (701) 203-0210 |
| 10 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, ND area by providing condo insurance policies to local residents. This agency works with condominium owners to secure coverage that protects their personal belongings and interior structures. Condo insurance typically includes liability protection and loss assessment coverage for shared building components. The office helps customers understand how a master policy and an individual unit policy work together. It handles personalized consultations for policy adjustments and submissions for claims related to condo property damage or personal liability in North Dakota.
Randy Fenley’s State Farm Insurance Agency in Grand Forks, ND, provides a full range of condo insurance services, including policy reviews, coverage adjustments, and claims assistance for local condo owners. It also offers service plans to help clients regularly assess their protection needs and update policies as necessary. The agency particularly focuses on ensuring the specific requirements of condominium ownership are met, adapting coverage to individual needs. It serves single-family homes, apartments, retail spaces, and restaurants throughout the Grand Forks area.
Homeowners, condo owners, and property managers in Grand Forks, North Dakota, turn to this agency for tailored condo insurance policies. It helps clients cover their units, personal belongings, and shared building structures against common local risks such as winter storms. The agent works to explain coverage limits and deductibles clearly so residents understand their protection needs. This agency also serves customers in the nearby community of East Grand Forks across the Minnesota border, offering similar personalized consultations for their condominium insurance requirements.
Insurance Brokers of MN Inc specializes in providing condo insurance policies tailored to the unique needs of unit owners in Grand Forks. It assists clients with coverage for personal property, interior structural improvements, and liability protection within the building. The agency advises residents on how common area deductibles from their association may affect personal claim responsibility. As winter nears, it helps owners add coverage for frozen pipe damage or sewer backup threats common in the region.
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl in Grand Forks, ND offers both one-time policy reviews and ongoing coverage management for condo owners. Their focus is on protecting individual units and common-area liability. Service is tailored to each client, ensuring policies meet changing needs without over-insuring. Coverage details are explained clearly before commitments are made. Support is available on a scheduled or as-needed basis.
When spring thaw and sudden storms threaten the rooftops of Grand Forks condos, Insure Forward helps owners secure specialized coverage for shared building structures and interior unit modifications. Their service focuses on matching policy limits to the specific bylaws of each homeowners' association, accounting for joint liability and common-area deductions. Recognizing that first-time condo buyers often overlook gaps in master policy protection, the agent conducts a thorough inspection of the owner's personal property and liability risks before recommending any specific insurance plan.
Dj Colter Agency Inc American Family Insurance serves Grand Forks, North Dakota, and the surrounding Red River Valley communities. It handles the specialized needs of condo owners, covering interior structures, personal property, and liability exposures. Condo insurance in this region must account for shared building elements and individual unit modifications. The agency approaches each client’s policy by first reviewing their association’s master plan, then tailoring coverage to close gaps between that plan and the unit owner’s possessions and personal liability risks.
Dobmeier Inc. provides property coverage solutions for condominium owners in the Grand Forks area. The agency specializes in tailoring policies to address the unique needs of condo living while offering additional protection for personal liability and interior fixtures. Clients also receive guidance on building ordinance coverages and loss assessment endorsements. The company serves a variety of commercial sectors throughout the region, including residential offices, warehouse facilities, and food service operations.
Logan Karsky - State Farm Insurance Agent assists residents in Grand Forks, North Dakota, with securing condo insurance tailored to individual unit ownership needs. The agency also provides commercial coverage for local business properties and serves the wider Grand Forks area with attentive, location-specific guidance. Services focus on protecting personal belongings and interior structures from common regional risks. Clients can rely on the agent for straightforward follow-up after policy changes or claims, ensuring long-term support between regular visits to maintain appropriate coverage.
Vaaler Insurance, a Marsh & McLennan Agency LLC Company, is known for providing condo insurance coverage in Grand Forks, North Dakota. The agency works with local condominium owners to select policies that protect against common property risks and liability concerns in the region. Its service range includes evaluating association master policies to fill individual coverage gaps. The firm can add on specialty loss assessment coverage to safeguard unit owners against unexpected special charges from the condo board.
What Does a a Condo Insurance Agent in Grand Forks Cost?
Condo insurance in North Dakota typically costs between 200 and 600 dollars per year for a standard policy. Factors like your unit value, deductible, and flood zone affect the price. An agent can give you a specific quote based on your situation. This is general information and not insurance advice.
About condo insurance agents in Grand Forks
A condo insurance agent in Grand Forks North Dakota helps you find a policy that covers your unit and personal belongings. North Dakota law requires condo associations to carry master policies, but you still need your own HO-6 policy for interior walls and personal liability. Local agents understand the flood risks near the Red River and can guide you on additional coverage options.
Frequently Asked Questions
What does a condo insurance agent in Grand Forks do?
A condo insurance agent helps you compare policies from different companies. They explain what your association master policy covers and what you need to add. They also assist with claims and policy changes.
Is condo insurance required in North Dakota?
North Dakota law does not require you to have condo insurance. However your mortgage lender and condo association may require it. Most associations require proof of liability and loss assessment coverage.
How do I choose a condo insurance agent in Grand Forks?
Look for an agent who is licensed in North Dakota and experienced with condo policies. Ask about their knowledge of Red River flood insurance and local building costs. Read online reviews and check their office location.
Condo Insurance Agents in Other North Dakota Cities
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