The top-rated condo insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 condo insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 7 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 8 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 9 | Pinnacle Employee Benefits | 710 31st Ave SW STE 3 | (701) 858-0058 |
| 10 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
Jessica Aardahl - State Farm Insurance Agent serves Minot, ND, providing local condo insurance solutions. The agency helps condo owners protect their personal property and liability within their individual units as part of a homeowners association. Policies address interior structures, personal belongings, and additional living expenses after covered losses. The office also assists with coverage for special assessments and loss assessments that may arise from shared area damages.
Paul Siebert - State Farm Insurance Agent in Minot, ND provides a full range of condo insurance policies tailored to protect unit owners and their personal belongings. Its service plans include assistance with policy reviews, claims filing, and coverage adjustments to meet changing local needs. The agent offers guidance on loss assessment and liability protection common to condo associations in the area. It services single-family homes, apartments, retail, and restaurants with appropriate insurance solutions.
Serving Minot and the surrounding communities of North Dakota, Michael A Lucy Agency Inc American Family Insurance handles the specific coverage needs of condo owners. This includes protection for interior structures, personal property, and liability within a condominium association’s master policy framework. Because each condo unit holds unique risks, the agency carefully reviews the homeowner’s association policy to identify coverage gaps. To build a tailored plan, the agent discusses the client’s lifestyle, individual unit features, and personal belongings to address their particular exposures.
Kim Albert Agency: Allstate Insurance serves condo owners, homeowner associations, and multifamily property managers in Minot, North Dakota. The agency provides standard condo insurance policies that cover interior structures, personal belongings, and liability protection. It also offers options for loss assessment coverage, which helps unit owners pay shared expenses from common-area damage. Policies can be tailored for full-time residents or landlords renting out units. The agency additionally serves communities in Burlington, located just south of the Minot metropolitan area.
At Michael E Braun - State Farm Insurance Agent in Minot, ND, policies for condo insurance differ between one-time coverage solutions and recurring service plans that renew annually. Coverage typically protects interior structures, personal property, and liability within the condominium unit. Service for existing clients operates on a scheduled renewal basis, while new policy setup is handled as a one-time transaction. Ongoing customer support and policy adjustments are available on an as-needed basis throughout the year.
When the harsh Minot winter threatens aging roofs and frozen pipes, Farmers Insurance - Miranda Schuler provides a responsive local resource for securing a condo insurance policy tailored to the unit owner’s needs. This agency specializes in matching Minot residents with coverage that addresses shared building liability and interior personal property. Discussing typical seasonal risks like ice dams or hail damage helps define appropriate policy limits. Each consultation begins by scheduling a personal review of the current building’s condominium bylaws and insurance requirements.
Donovan Insurance Agency LLP in Minot, ND provides condo insurance tailored to the unique coverage needs of unit owners, covering interior structures and personal property. The agency also assists clients in navigating master policy gaps and selecting appropriate liability protection. During Minot’s harsh winter months, it helps ensure policies address potential damage from frozen pipes or ice dams that can threaten condominium units.
Heritage Insurance Services provides general coverage advice and consultation for property owners in the Minot, North Dakota area. The agency specializes in tailoring additional endorsements for condo unit owners, such as loss assessment and interior improvements. Their work routinely involves evaluating local building codes and HOA master policy gaps. Heritage Insurance Services can serve a variety of commercial sectors, including office complexes, warehouses, and food service establishments.
Pinnacle Employee Benefits provides residential condo insurance services to clients in and around Minot, North Dakota. The company also handles commercial coverage needs for local business properties and associations. These services assist condo owners in protecting their units from common regional risks such as winter storms and liability concerns. Clients receive ongoing support, with the agency regularly following up between scheduled visits to adjust coverage as needs change over time.
Farmers Insurance - Kellen Latendresse is a condo insurance agent in Minot, ND, known for offering coverage tailored to condominium owners. The agency provides policies that protect personal property and interior structures not covered by an association's master plan. Services extend to liability protection for accidents occurring within the unit. A specialty service is loss assessment coverage, which helps with costs from shared property damage assessments by the homeowners association.
What Does a a Condo Insurance Agent in Minot Cost?
Typical condo insurance in North Dakota costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors include your unit value location and deductible amount. Policies in Minot may cost more due to flood risk and winter weather. This is general information not insurance advice.
About condo insurance agents in Minot
A condo insurance agent in Minot North Dakota helps you protect your unit and personal belongings. North Dakota law requires condo associations to carry a master policy, but you still need your own HO-6 policy for interior walls fixtures and liability. Local agents understand the risks of Minot winters and flooding from the Souris River.
Frequently Asked Questions
What does a condo insurance agent in Minot do?
A condo insurance agent in Minot helps you find an HO-6 policy that covers your personal property liability and interior improvements. They explain how your policy works with your associations master policy.
Is condo insurance required in North Dakota?
North Dakota law does not require you to buy condo insurance but your lenders and condo association may require it. Most associations require you to have liability coverage and loss assessment coverage.
How does North Dakota law affect my condo insurance?
North Dakota Century Code Chapter 26.1 governs insurance policies. Your policy must meet minimum standards for property and liability coverage. Agents can explain how state law affects your deductible and loss assessment coverage.
Condo Insurance Agents in Other North Dakota Cities
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