The top-rated condo insurance agent in Albany, Oregon is Marisa Luna - State Farm Insurance Agent, rated 5.0 stars across 266 reviews. Other highly rated options include Suzanne Bodlovic - State Farm Insurance Agent, Alex Serra - State Farm Insurance Agent, Corwin Insurance Agency. This directory lists 20 condo insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marisa Luna - State Farm Insurance Agent | 629 NW Hickory St Suite 110 | (541) 967-9100 |
| 2 | Suzanne Bodlovic - State Farm Insurance Agent | 904 Pacific Blvd SE | (541) 926-5501 |
| 3 | Alex Serra - State Farm Insurance Agent | 1113 SE 9th Ave | (541) 926-8787 |
| 4 | Corwin Insurance Agency | 2231 Santiam Hwy SE | (541) 928-6196 |
| 5 | Rhodes-Warden Insurance Agency | 1129 Hill St SE | (541) 967-8062 |
| 6 | Jessie Carlson - State Farm Insurance Agent | 2350 14th Ave SE | (541) 926-6665 |
| 7 | LeDoux Insurance | 1550 SE 9th Ave | (541) 683-5112 |
| 8 | Michelle Morford - COUNTRY Financial Representative | 1821 14th Ave SE | (541) 928-1929 |
| 9 | Bob Symons Insurance | 440 SE 1st Ave #4 | (541) 928-3149 |
| 10 | The RBI Agency LLC | 1207 SE 9th Ave | (541) 738-1500 |
Marisa Luna - State Farm Insurance Agent in Albany, OR, provides condo insurance services tailored to local needs. Policies typically cover personal property, liability protection, and loss of use, with options to adjust deductibles and coverage limits. Customers can discuss maintenance plans for their units and schedule regular policy reviews to ensure adequate protection as circumstances change. This agent services single-family homes, apartment condos, retail property units, and restaurant condominium spaces.
Suzanne Bodlovic - State Farm Insurance Agent serves the Albany, Oregon area as a condo insurance agent. The company offers policies designed specifically to protect condominium owners from common property and liability risks. Coverage typically includes interior structural damage, personal belongings, and loss of use in the event of a covered incident. They also provide assistance in understanding how a condominium association’s master policy interacts with an individual unit owner’s needs. Specific services handled include personal property protection and liability coverage.
Alex Serra - State Farm Insurance Agent in Albany, OR, serves homeowners, property managers, and business owners who require tailored coverage for condominium units. The agency helps clients secure policies that protect interior structures and personal belongings, while also offering liability protection for common areas and rental properties. Clients receive guidance in comparing deductibles and assessing special loss assessments. The agency also provides service to communities in and around Lebanon and Tangent, ensuring that condo owners throughout the wider Linn County area have access to reliable insurance guidance.
Corwin Insurance Agency serves Albany, Oregon, and the surrounding mid-Willamette Valley communities. They handle a range of residential insurance needs specifically for condominium owners, including coverage for interiors, personal property, and liability exposures common to attached housing. The agency addresses individual unit policies and works to understand the master association policy that applies to each property. To manage a typical job, they review the client’s current unit coverage and association requirements with the goal of providing a policy that aligns with personal exposure.
Rhodes-Warden Insurance Agency in Albany, Oregon offers both one-time policy reviews and recurring service plans for condo insurance needs. Coverage generally protects the interior structure, personal belongings, and liability for unit owners, filling gaps left by the building’s master policy. Common options include loss assessment, personal property replacement cost, and additional living expenses. Claims handling and risk consultations are available. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference and policy lifecycle.
Jessie Carlson - State Farm Insurance Agent in Albany, OR, specializes in condo insurance coverage tailored to the unique needs of condominium owners. The agency assists clients in protecting personal belongings, liability exposures, and interior structural improvements not covered by the association’s master policy. General insurance services include helping customers review policy options and understand coverage limits to ensure adequate protection. During the busy spring season, the agent helps new condo buyers navigate the key coverage requirements their mortgage lender or homeowner association may mandate.
LeDoux Insurance serves condo owners and property managers throughout the Albany, Oregon area, offering specialized coverage for individual units and common areas. Their policies address the unique needs of condominium living, including dwelling protection, personal property coverage, and liability insurance. They work with clients to understand HOA master policy requirements and fill potential gaps. In addition to serving Albany, the agency also serves surrounding communities such as Corvallis.
After a winter storm damages an Albany condo complex, owners and associations often need tailored coverage advice, and Michelle Morford - COUNTRY Financial Representative provides property-specific guidance for this Insurance category. Policies generally protect interior structures and personal belongings beyond the master association plan. This agent works with condo unit owners to review current HO-6 coverage gaps, ensuring appropriate deductibles for roof or appliance claims. The process typically begins with a personal appointment to inspect the unit’s unique layout and valuation.
Bob Symons Insurance provides comprehensive condo coverage options in Albany, Oregon, focusing on protecting individual units from structural damage and personal liability. Specialty add-ons such as loss assessment protection and coverage for upgrades are available to enhance standard policies. The agency serves residential complexes and also assists businesses with adaptable insurance solutions for commercial sectors, including offices, warehouses, and food service operations.
The RBI Agency LLC in Albany provides residential condo insurance services, protecting individual units and shared building structures. Commercial coverage is also available for local condominium associations and investment properties. The agency serves Albany and its surrounding Oregon communities, working with various carriers to find suitable policies. Clients receive clear explanations of coverage details and can schedule follow-up appointments between regular renewals to review any changes in their condo insurance needs.
What Does a a Condo Insurance Agent in Albany Cost?
Typical condo insurance costs in Oregon range from 200 to 600 dollars per year for standard HO6 policies. Factors like unit size, deductible amount, and coverage for upgrades can raise or lower this range. This is general information and not insurance advice.
About condo insurance agents in Albany
A condo insurance agent in Albany Oregon helps you secure a policy that covers your personal property and interior structures. Oregon law requires condo associations to carry a master policy but that policy does not cover your belongings or upgrades. An agent can explain how the Oregon Condominium Act affects your individual coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Albany do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property, liability, and interior improvements. They also explain how the association master policy interacts with your individual coverage.
Do I need condo insurance if the association has a master policy in Oregon?
Yes. The association master policy typically covers the building structure and common areas but not your personal belongings or interior upgrades. Oregon law does not require individual HO6 coverage but your lender likely will.
What factors affect the cost of condo insurance in Albany Oregon?
Costs depend on your unit value, deductible choice, location, and coverage limits. Oregon has no statewide rate cap so premiums vary by insurer and risk factors like fire and theft history in your area.
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