The top-rated condo insurance agent in Lake Oswego, Oregon is David Shin - State Farm Insurance Agent, rated 5.0 stars across 434 reviews. Other highly rated options include Diana Higgins - State Farm Insurance Agent, Ed Lief, Private Client Insurance – AssuredPartners Oregon, Lauri Alexander - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Lake Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Shin - State Farm Insurance Agent | 2 Centerpointe Dr Ste 375 | (503) 828-9513 |
| 2 | Diana Higgins - State Farm Insurance Agent | 5 Centerpointe Dr Ste 110 | (503) 536-4125 |
| 3 | Ed Lief, Private Client Insurance – AssuredPartners Oregon | 5005 Meadows Rd #402 | — |
| 4 | Lauri Alexander - State Farm Insurance Agent | 5285 Meadows Rd #164 | (503) 684-4008 |
| 5 | Kylie Tacheny at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0536 |
| 6 | Farmers Insurance - Brian Miller | 385 N State St | (503) 280-8899 |
| 7 | Laurie Lum at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0531 |
| 8 | Keely Schmidt: Allstate Insurance | 644 N State St Ste 3 | (503) 908-1940 |
| 9 | Goosehead Insurance - Thomas Synovec | 5 Centerpointe Dr Suite 400, Office 72 | (503) 535-0452 |
| 10 | Elsa Goebel at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0538 |
David Shin - State Farm Insurance Agent serves the Lake Oswego, Oregon area as a provider of condo insurance coverage. The agency helps condominium owners secure policies designed to protect their individual units and personal property. It also assists with liability coverage for accidents that may occur inside the condo. Policies typically address the gap between a master building policy and a unit owner's personal needs. The agency handles specific services such as loss assessment coverage and personal property protection for condo residents.
Diana Higgins - State Farm Insurance Agent serves homeowners, property managers, and condominium association boards throughout Lake Oswego, Oregon. The agency offers condo insurance policies that help protect individual units and common areas from covered losses such as fire, theft, or water damage. Personalized consultations ensure coverage aligns with each client's specific condo association bylaws and personal property needs. The surrounding communities of West Linn and the broader Portland metro area are also covered by this local agency.
Serving Lake Oswego and the surrounding communities in the Portland metro area, this agency handles the unique insurance needs of condo owners in the region. It offers coverage for the personal belongings and interior structures that are typically the owner’s responsibility within a condominium association. Policies are tailored to address gaps left by the building’s master insurance policy. For each client, the agency conducts a thorough review of the homeowner’s association bylaws to determine the exact coverage required, then builds a policy that fills those specific exposure gaps.
Kylie Tacheny at Comparion Insurance Agency specializes in condominium insurance policies, offering tailored coverage for individual unit owners in Lake Oswego. It also provides general insurance consultations to help clients understand their specific risk exposures and policy options. The agency assists with navigating the complexities of HO-6 coverage, which bridges gaps between a condo association’s master policy and a resident’s personal liability. For local clients, it particularly focuses on the need to reassess protection during the Pacific Northwest’s rainy season, when water damage claims rise sharply.
As the Pacific Northwest rainy season approaches, Lake Oswego homeowners often seek coverage for potential water damage in their condominium units. Farmers Insurance - Brian Miller assists by evaluating individual condo policies to ensure adequate protection for interior structures and personal belongings. Understanding association master policies and identifying coverage gaps is a regular part of this process. Before finalizing any new condo insurance plan, a thorough initial assessment of the unit's specific risks and existing HOA coverage is conducted.
Laurie Lum at Comparion Insurance Agency provides insurance solutions tailored for property owners, with a dedicated focus on the specific coverage needs of condominium holders in the Lake Oswego area. Their work involves helping clients understand the gap between a condo association’s master policy and individual unit personal property, liability, and interior structure protection needs. The agency can also serve commercial sectors such as offices, warehouses, and food service establishments requiring specialized risk management.
For condo insurance, agents typically offer both one-time policy reviews and recurring annual service to adjust coverage as property values fluctuate. Keely Schmidt: Allstate Insurance in Lake Oswego, OR, provides tailored coverage that protects individual units against interior damage, liability, and loss of personal property. The agent also helps clarify what the condo association’s master policy covers versus what the owner must insure. This service runs on an as-needed basis, accommodating clients who prefer one-time consultations or need a new policy upon purchasing their unit.
Goosehead Insurance - Thomas Synovec in Lake Oswego, Oregon, is known for providing personalized condo insurance policies tailored to individual unit owners. Their service range covers standard condo coverage, including protection for personal property, interior building structures, and liability within the community. The agency helps clients understand how their master policy interacts with individual needs, ensuring appropriate dwelling and loss assessment coverage. Additionally, they offer specialty add-ons like sewer and drain backup protection to safeguard against common water-related risks.
What Does a a Condo Insurance Agent in Lake Oswego Cost?
Typical condo insurance costs in Oregon range from 200 to 600 dollars per year for a standard HO6 policy. Factors include your unit's location in Lake Oswego, the building's age, and your coverage limits. This is general information and not insurance advice.
About condo insurance agents in Lake Oswego
Condo insurance agents in Lake Oswego help unit owners secure HO6 policies that cover personal property and interior structures. Oregon law requires condo associations to carry master policies, but individual owners need their own coverage for improvements and personal liability. An agent can explain how Oregon's specific condo regulations affect your policy needs.
Frequently Asked Questions
What does a condo insurance agent in Lake Oswego do?
A condo insurance agent helps you find an HO6 policy that covers your personal property, interior walls, and fixtures. They also advise on liability coverage and loss assessment protection for your specific building.
Do I need condo insurance if the association has a master policy?
Yes, the master policy typically covers the building structure and common areas. You need your own HO6 policy to protect your personal belongings, interior upgrades, and provide liability coverage for accidents in your unit.
What is loss assessment coverage and why is it important in Oregon?
Loss assessment coverage pays for your share of a special assessment from the condo association for damage to common areas. In Oregon, this is important because associations can assess owners for large deductibles or uncovered losses.
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