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Find Condo Insurance Agents Near You in Bluffton, SC

Browse condo insurance agents serving Bluffton, South Carolina. Updated 2026-07-14.

The top-rated condo insurance agent in Bluffton, South Carolina is Carolina Heritage Insurance, rated 5.0 stars across 273 reviews. Other highly rated options include Christian Davis - State Farm Insurance Agent, Brightway Insurance, The BDIM Agency, John Mallett - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Bluffton.

Showing 20 condo insurance agents in Bluffton, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance198 Okatie Village Dr #102(843) 689-3030
2Christian Davis - State Farm Insurance Agent1019 Fording Island Rd #103g(843) 548-0880
3Brightway Insurance, The BDIM Agency102 Buckwalter Pkwy Suite 3Z(843) 480-9933
4John Mallett - State Farm Insurance Agent15 Mallett Wy(843) 815-4888
5AreYou64 - 64 Insurance Group (Bluffton, SC)110 Traders Cross(843) 781-6464
6Hilton Head Insurance & Brokerage14 Westbury Pk Wy Suite 200(843) 252-0840
7GSP Insurance Group8 Buckingham Plantation Dr(843) 707-4473
8Abbi Keen - State Farm Insurance Agent152 State St Suite 102(843) 836-9900
9Kevin Sevier - State Farm Insurance Agent301 Buckwalter Place Blvd(843) 837-2886
10Shield Assurance Insurance Inc204 Bluffton Rd(803) 674-5706
CH
198 Okatie Village Dr #102
Carolina Heritage Insurance
Condo Insurance Agent · Bluffton, SC

Carolina Heritage Insurance serves the Bluffton, South Carolina area and specializes in providing condo insurance policies. The agency helps owners protect their individual units and personal belongings against common local risks such as storm damage and liability. It also assists with loss assessment coverage, which can help unit owners when the condo association’s master policy falls short. Specific services include writing policies for single-unit condos and offering inland flood insurance in this coastal region.

CD
1019 Fording Island Rd #103g
Christian Davis - State Farm Insurance Agent
Condo Insurance Agent · Bluffton, SC

Christian Davis - State Farm Insurance Agent in Bluffton, SC, provides a range of condo insurance services including coverage for personal property, liability protection, and loss assessment for common areas. The agency offers guidance on policy maintenance and helps adjust coverage as needs change over time. Its services are designed to protect individual units and shared building structures against risks like fire, theft, and weather damage. The agency services single-family homes, apartments, retail, and restaurants.

BI
102 Buckwalter Pkwy Suite 3Z
Brightway Insurance, The BDIM Agency
Condo Insurance Agent · Bluffton, SC

Serving Bluffton and the surrounding Lowcountry communities, Brightway Insurance, The BDIM Agency handles condo insurance coverage. It helps owners protect their individual units and personal belongings while addressing common association requirements in this coastal area. The agency typically guides clients through policy options that reflect local risks like storms and humidity. It focuses on explaining coverage limits and deductibles clearly to ensure informed decisions. For a typical job, it takes time to review the specific building master policy before customizing a suitable condo insurance solution.

JM
15 Mallett Wy
John Mallett - State Farm Insurance Agent
Condo Insurance Agent · Bluffton, SC

John Mallett - State Farm Insurance Agent serves homeowners, property managers, and business owners in the Bluffton, SC area by providing condo insurance policies that help protect individual units and common areas. The agency assists clients in evaluating coverage for interior structures, personal belongings, and liability exposures. Like other local condo insurance specialists, it can address the unique risk considerations of attached homes and associations. Residents in nearby Hilton Head Island also have access to these insurance services.

A6
110 Traders Cross
AreYou64 - 64 Insurance Group (Bluffton, SC)
Condo Insurance Agent · Bluffton, SC

AreYou64 - 64 Insurance Group in Bluffton, SC distinguishes between one-time policy reviews and ongoing service plans for condo insurance, allowing clients to choose based on their changing coverage needs. They help navigate policy differences between interior-only and building-wide protections common in local associations. Their service operates on a scheduled basis throughout the year, with additional as-needed support for policy adjustments after renovations or unit purchases.

HH
14 Westbury Pk Wy Suite 200
Hilton Head Insurance & Brokerage
Condo Insurance Agent · Bluffton, SC

Hilton Head Insurance & Brokerage focuses on helping condo owners in Bluffton, SC, with tailored coverage for their specific property types. It handles policies that address shared building structures, interior unit protections, and personal liability concerns common in local residential associations. The agency works directly with clients to explain policy nuances and identify suitable protection levels. As coastal storms and seasonal humidity can lead to water damage or maintenance issues, its services are especially valuable for preparing policies that address these recurring risks before they become claims.

GI
8 Buckingham Plantation Dr
GSP Insurance Group
Condo Insurance Agent · Bluffton, SC

With coastal weather patterns bringing high humidity and occasional storms to the Bluffton area, property owners seek coverage that addresses specific risks like wind and water damage. GSP Insurance Group responds by focusing exclusively on condo insurance, offering policies that align with local association requirements and individual unit protection needs. Their agents review building structures, shared amenities, and personal liability exposures to craft appropriate coverage. The process begins with a thorough inspection of the unit and its surroundings to assess unique vulnerabilities before recommending a tailored plan.

AK
152 State St Suite 102
Abbi Keen - State Farm Insurance Agent
Condo Insurance Agent · Bluffton, SC

Abbi Keen - State Farm Insurance Agent in Bluffton, SC provides general condo insurance to protect personal property and liability. Its specialty add-ons cover additional living expenses and loss of use during repairs. The agency serves individual unit owners seeking tailored policies for coastal residential condominiums. It also addresses commercial sectors by offering coverage for offices, warehouses, and food service operations in the Bluffton area.

KS
301 Buckwalter Place Blvd
Kevin Sevier - State Farm Insurance Agent
Condo Insurance Agent · Bluffton, SC

Kevin Sevier with State Farm Insurance serves residential condo owners in Bluffton, South Carolina, offering tailored coverage for individual units and shared building elements. The agency also provides commercial insurance policies for local businesses needing property and liability protection. Service extends throughout the Bluffton area, including nearby communities. Clients appreciate the straightforward claims guidance and periodic policy reviews that ensure continuous protection. Many return to adjust their coverage after renovations or life changes, creating ongoing service between regular visits to maintain proper protection over time.

SA
204 Bluffton Rd
Shield Assurance Insurance Inc
Condo Insurance Agent · Bluffton, SC
SH
75 Towne Dr Unit 102
Steve Helwig & Associates: Allstate Insurance
Condo Insurance Agent · Bluffton, SC
(843) 507-9888
agents.allstate.com/steve-helwig--associates-bluffton-sc.html
PB
110 Traders Cross
Palmetto Bluff Insurance Agency Inc
Condo Insurance Agent · Bluffton, SC
(843) 592-3705
makemyrategreat.com
JB
63 Towne Dr
Jon Butler - GEICO Insurance Agent
Condo Insurance Agent · Bluffton, SC
(843) 949-6130
geico.com/insurance-agents/georgia/savannah/jon-butler
CH
40 Pennington Dr UNIT E
Coastal Haven Insurance
Condo Insurance Agent · Bluffton, SC
(843) 507-5072
coastalhaveninsurance.com
HI
1160 Fording Island Rd
HUB International
Condo Insurance Agent · Bluffton, SC
(843) 837-8000
hubinternational.com/offices/us/south-carolina/bluffton
BI
97A Towne Dr
Best Insurance HH
Condo Insurance Agent · Bluffton, SC
(843) 540-0722
bestinsurancehh.com
GI
6 Johnston Way
Gallagher Insurance, Risk Management & Consulting
Condo Insurance Agent · Bluffton, SC
(843) 706-3006
cpilowcountry.com
MR
7 Hickory Trace
May River Medicare Insurance
Condo Insurance Agent · Bluffton, SC
(843) 227-6725
mayrivermedicare.com
BI
1 Westbury Pk Wy # 101
Belmont Insurance Services
Condo Insurance Agent · Bluffton, SC
(843) 757-3838
belmontins.com
KI
4 Thurmond Way
Kinghorn Insurance Agency
Condo Insurance Agent · Bluffton, SC
(843) 837-3911
kinghornagency.com/contact/bluffton-sc-insurance

What Does a a Condo Insurance Agent in Bluffton Cost?

Typical condo insurance costs in South Carolina range from 300 to 800 dollars per year for an HO6 policy, depending on coverage limits and location. Bluffton properties near the coast may see higher premiums due to wind and storm risk. Factors like deductible amount, building age, and claims history also affect price. This is general information and not insurance advice.

About condo insurance agents in Bluffton

Condo insurance agents in Bluffton, South Carolina help owners secure HO6 policies that cover personal property and interior walls. South Carolina law requires condominium associations to maintain a master policy, but unit owners still need individual coverage for improvements and liability. Local agents understand coastal risks like wind and flood exposure specific to the Lowcountry.

Frequently Asked Questions

What does a condo insurance agent in Bluffton do?

A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior fixtures, and liability. They also explain how the association master policy and your individual policy work together.

Is flood insurance required for condos in Bluffton?

Flood insurance is not required by South Carolina law, but many lenders and associations in Bluffton require it due to flood zone risks. Agents can help you purchase a separate NFIP or private flood policy.

How does South Carolina law affect condo insurance coverage?

South Carolina Code Section 27-31-210 requires associations to carry property insurance on common areas. Unit owners must cover their own unit improvements and personal property. Agents help ensure no gaps exist between the two policies.

Condo Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.