The top-rated condo insurance agent in Florence, South Carolina is Acceptance Insurance, rated 4.9 stars across 358 reviews. Other highly rated options include Freeway Insurance, CSP Insurance Services, Andy Jeffords: Allstate Insurance. This directory lists 20 condo insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1231 S Irby St C | (843) 268-0083 |
| 2 | Freeway Insurance | 1337 S Irby St B | (843) 306-4514 |
| 3 | CSP Insurance Services | 2420 Hoffmeyer Rd Suite D | (843) 519-2557 |
| 4 | Andy Jeffords: Allstate Insurance | 1333 S Irby St ste b | (843) 664-0033 |
| 5 | Mark Hanna: Allstate Insurance | 714 S Coit St | (843) 662-7438 |
| 6 | Auto-Owners Insurance Florence Claims | 217 Dozier Blvd #201 | (800) 249-5520 |
| 7 | Assurant | 1323 Celebration Blvd | (843) 413-2199 |
| 8 | Marla A. Matthews: Allstate Insurance | 817 2nd Loop Rd Ste A | (843) 676-9080 |
| 9 | Rosa Tuñon of AseguraMas Agency, LLC | Rosa Tunon of AseguraMas Agency, LLC, 2008 2nd Loop Rd | (843) 799-2419 |
| 10 | Accountable Insurance Partners | 619 S Dargan St | (843) 669-5858 |
Acceptance Insurance provides residential condo insurance services to property owners in Florence, South Carolina, along with commercial coverage options tailored for condo associations and rental units in the surrounding area. The agency assists clients in protecting their individual units and shared building structures from common local weather risks. After a claim is settled or a policy is updated, the same team follows up to ensure continued suitability and offers repeat service between regular policy review visits.
Freeway Insurance serves the Florence, South Carolina area as a local condo insurance agent. The agency provides standard coverage solutions for individual condominium unit owners in this region. Condo insurance typically protects personal property and offers liability protection for policyholders within their unit. Different policies also address gaps in building master coverage for interior fixtures and improvements. Freeway Insurance handles the necessary Condominium Unit Owner HO6 policies and Loss Assessment coverage specific to this area.
CSP Insurance Services provides a full range of condo insurance options, from basic unit coverage to enhanced policies protecting interior improvements and personal liability. The agency offers ongoing policy reviews to adapt coverage to changing homeowner needs and market conditions. It services a variety of residential and commercial properties in Florence, SC, including single-family homes, apartments, retail spaces, and restaurants.
Andy Jeffords: Allstate Insurance serves Florence, South Carolina, and the surrounding Pee Dee communities. It handles condo insurance policies for individually owned units in multi-unit buildings, covering interior structures and personal belongings. The agency also advises owners on loss assessment coverage for shared complex areas. To handle a typical job, it first reviews the property’s specific risk factors and the association’s master policy, then customizes a policy to fill gaps in that coverage.
In Florence, SC, a condo insurance policy often requires balancing coverage for the interior structure with liability for the shared building’s common areas, whereas personal property and loss-of-use protection are tailored to the individual unit. Mark Hanna: Allstate Insurance in Florence provides expertise in condominium insurance, helping clients distinguish between the master policy and their own needs for dwelling and personal property coverage. Service is available on an as- needed basis to review policies and adjust coverage as circumstances change.
Serving Florence, South Carolina, Auto-Owners Insurance Florence Claims specializes in crafting tailored condo insurance policies that address the unique needs of local homeowners. Its general service work includes evaluating individual coverage requirements and guiding clients through the nuances of master policy gaps. The agency assists with typical property protection, liability considerations, and loss assessment coverage for shared building elements. As coastal storms often threaten the Pee Dee region, it frequently helps condominium owners secure appropriate wind and hail damage coverage before hurricane season begins.
Assurant serves local homeowners, condo associations, and property managers in Florence, SC, providing specialized condo insurance policies that cover dwelling protection, liability coverage, and loss assessments for shared building areas. The agency assists clients in navigating the complexities of master policies versus individual unit coverage, ensuring each policy aligns with HOA requirements and personal asset protection. It also advises on flood and windstorm endorsements common to the region. Services extend to nearby Hartsville and the greater Pee Dee area.
Serving the Florence area, this agency connects residents with property protection plans tailored for individual unit owners. They focus on delivering coverage that addresses specific condo association requirements while adding personal liability and interior contents safeguards. Their policies shield personal assets within each unit as well as the common areas and building structure. For commercial needs, homeowners associations and mixed-use facilities can secure dedicated policies. The agency is equipped to handle insurance needs for office complexes, industrial warehouses, and food service establishments.
Rosa Tuñon of AseguraMas Agency, LLC provides residential condominium insurance services in Florence, SC. The agency also offers commercial coverage for local condo associations and businesses within the surrounding Pee Dee region. Assisting clients in selecting appropriate policies for shared structures and individual units, the team guides owners through coverage options including liability and loss assessment. Regular follow-up communication between renewal periods ensures policies remain aligned with changing property needs and ownership circumstances.
What Does a a Condo Insurance Agent in Florence Cost?
In South Carolina the average annual cost for a condo insurance policy ranges from 300 to 800 dollars depending on the unit value location and coverage limits. Florence rates may be slightly lower than coastal areas due to reduced hurricane risk. Factors like deductible amount and personal property value also affect the premium. This is general information not insurance advice.
About condo insurance agents in Florence
Condo insurance agents in Florence South Carolina help owners protect their unit with an HO6 policy. South Carolina law requires the condo association to carry a master policy but that policy often does not cover interior fixtures or personal belongings. A local agent can explain how to fill those gaps and meet any lender requirements.
Frequently Asked Questions
What does condo insurance cover in South Carolina?
A standard HO6 policy in South Carolina covers your personal property interior walls and fixtures. It also provides liability protection if someone is injured in your unit. The condo association master policy usually covers the building exterior and common areas.
Do I need condo insurance if the association has a master policy?
Yes the master policy may not cover your personal belongings or upgrades you make to the unit. South Carolina law does not require you to carry an HO6 policy but your mortgage lender will likely require it. An agent can help you choose the right coverage limits.
How do I choose a condo insurance agent in Florence SC?
Look for an agent who specializes in condo or homeowners insurance and knows the local market. Ask about their experience with HO6 policies and whether they can explain the master policy details. Compare quotes from a few agents to find a policy that fits your needs.
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