The top-rated condo insurance agent in Abilene, Texas is Koda Insurance Group, rated 4.9 stars across 335 reviews. Other highly rated options include Perkins Insurance Agencies, LLC, Acceptance Insurance, Tatum Insurance Agency, LLC. This directory lists 20 condo insurance agents serving Abilene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Koda Insurance Group | 2658 Industrial Blvd | (325) 695-9999 |
| 2 | Perkins Insurance Agencies, LLC | Building D, 749 Gateway St Suite 401 | (325) 673-9300 |
| 3 | Acceptance Insurance | 4201 N 1st St A | (325) 215-4067 |
| 4 | Tatum Insurance Agency, LLC | 5200 Buffalo Gap Rd bldg a | (325) 695-5200 |
| 5 | CBS Insurance LLP | 3005 S Treadaway Blvd | (325) 695-0222 |
| 6 | Inner Circle Advisors | 209 S Danville Dr STE B107 | (325) 893-2772 |
| 7 | Stubblefield Insurance Agency | 3300 S 14th St St #202 | (325) 695-2772 |
| 8 | Kennedy Insurance Mart | 1718 N 1st St | (325) 676-1126 |
| 9 | RGF Insurance Agency, LLc | 1215 E South 11th St B 104 | (325) 518-2353 |
| 10 | Rhodes Insurance Agency | 3814 N 1st St | (325) 677-6303 |
Koda Insurance Group serves the Abilene, Texas area by specializing in condo insurance for local residents and property owners. The agency focuses on policies tailored to the unique needs of condominium living, including coverage for interior structures and personal property. Policyholders can obtain protection against common risks such as fire, theft, and liability claims. They also assist in securing loss assessment coverage for shared building areas.
Perkins Insurance Agencies, LLC provides a full range of condo insurance agent services for property owners in Abilene, TX. It helps clients understand the difference between master policies and individual coverage needs, ensuring proper protection for interior structures and personal belongings. The agency also offers guidance on liability coverage and loss assessment endorsements for both existing and new condominium owners. Its services extend to various properties, including single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance in Abilene, Texas provides both one-time consultations for a single policy decision and ongoing service options for long-term needs. As a Condo Insurance Agent, the company helps clients secure coverage that protects interior structures, personal property, and liability within a condominium association framework. Policies generally address gaps between individual unit coverage and the master association plan. Service is offered on a scheduled or as-needed basis following the initial policy setup.
Tatum Insurance Agency, LLC serves homeowners, property owners, and residents seeking specialized condo insurance coverage in Abilene, TX. The agency helps clients protect their personal property, liability, and shared building structures within condominium associations. Policies are tailored to meet common requirements set by homeowners associations and condo boards in the region. The company also provides coverage solutions for clients living in nearby communities throughout Taylor County, including potable communities surrounding Abilene.
CBS Insurance LLP serves Abilene, Texas, and the surrounding communities of the Big Country region. The agency handles condo insurance policies tailored specifically for individual unit owners and condominium association needs. It addresses coverage for structures, personal property, liability, and loss assessments that standard homeowners insurance does not include. The company approaches each job by first reviewing the condo association’s master policy to identify coverage gaps, then customizing a plan to protect the client’s specific interests and assets.
Specializing in policies for condominium associations and individual unit owners in Abilene, Inner Circle Advisors provides comprehensive coverage options that address shared walls and common areas. As a condo insurance agent, it also assists with personal liability protection and internal damage claims not covered by the master policy. Navigating Texas weather patterns that bring hail and high winds, the company can help adjust coverage priorities ahead of the severe spring storm season.
As Abilene enters the wind and hail season each spring, property owners seek coverage tailored to individual units within a shared structure. Stubblefield Insurance Agency advises condo owners on the specific gap between a master policy and personal contents liability needs. They clarify how building alterations and personal property are protected under a separate HO-6 policy. In this region, replacement cost calculations for interior finishes and appliances are an essential part of their consultation. The process begins with an inspection of your unit insurance history and local weather exposure.
Kennedy Insurance Mart in Abilene, TX provides condo insurance agents who explain the distinction between a one-time policy purchase for immediate coverage and a recurring policy that renews automatically each term. Coverage options typically include protection for the condo unit’s interior structure, personal belongings, and liability for accidents on the property. Additional endorsements may cover loss of use or upgraded assessments. The service structure operates on a scheduled basis, with policies issued for a fixed term and renewed at regular intervals.
RGF Insurance Agency, LLC works with property owners in Abilene, Texas, to secure coverage that protects individual condo units and shared building elements. It offers specialized add-ons such as coverage for interior improvements, loss assessment protection, and personal liability extensions. The agency serves residential condominium associations, individual unit owners, and commercial sectors that include small offices, warehouse facilities, and food service operations.
Rhodes Insurance Agency provides residential condo insurance for owners in the Abilene area, addressing the specific coverage needs of individual unit policies. The company also offers commercial insurance solutions for local businesses requiring property or liability protection. Serving Abilene and the surrounding communities, the agency works with clients to find suitable policies that meet their unique requirements. Follow-up consultations are available to adjust coverage as circumstances change between regular policy reviews.
What Does a a Condo Insurance Agent in Abilene Cost?
Condo insurance in Texas typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect your premium include the unit location coverage limits deductible and claims history. Agents in Abilene can provide quotes based on your specific unit and needs. This is general information and not insurance advice.
About condo insurance agents in Abilene
Condo insurance agents in Abilene Texas help owners of condominium units secure appropriate coverage. Texas law requires condo associations to maintain a master policy but that policy typically does not cover the interior of your unit or your personal belongings. A local agent can explain how an HO-6 policy fills these gaps and meets your needs.
Frequently Asked Questions
What does a condo insurance agent in Abilene do?
A condo insurance agent in Abilene helps you find an HO-6 policy that covers your unit interior personal property and liability. They explain the difference between the association master policy and your individual needs. They also guide you on Texas specific requirements such as loss assessment coverage.
Do I need condo insurance if the association has a master policy in Texas?
Yes you still need your own policy. The association master policy in Texas usually covers only the building structure and common areas. Your HO-6 policy covers your interior walls fixtures personal belongings and liability. Without it you could face large out of pocket costs for damage inside your unit.
How does Texas law affect my condo insurance coverage?
Texas law does not require individual condo owners to carry insurance but your mortgage lender will likely require it. The Texas Property Code sets rules for association master policies and loss assessments. An agent can help you understand these rules and choose coverage that meets legal and lender requirements.
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