The top-rated condo insurance agent in Flower Mound, Texas is Tammy Edwards - State Farm Insurance Agent, rated 5.0 stars across 383 reviews. Other highly rated options include Brandes Insurance Agency, Laura Ferring - GEICO Insurance Agent, Matt Tobben - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Flower Mound.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tammy Edwards - State Farm Insurance Agent | 2500 Lakeside Pkwy Suite 150 | (972) 355-7800 |
| 2 | Brandes Insurance Agency | 4961 Long Prairie Rd #140 | (972) 481-1027 |
| 3 | Laura Ferring - GEICO Insurance Agent | 4630 Long Prairie Rd Suite 200 | (469) 390-6500 |
| 4 | Matt Tobben - State Farm Insurance Agent | 3201 Cross Timbers Rd Suite 100 | (972) 724-7033 |
| 5 | Century Insurance Agency, Inc | 4880 Long Prairie Rd #100 | (972) 539-4300 |
| 6 | Southwest Insurance Management Group | 2601 Churchill Dr STE 101 | (972) 318-0900 |
| 7 | Freedom Insurance Group - Auto & Home Insurance | 3861 Long Prairie Rd #110 | (972) 798-3769 |
| 8 | Valdez Integra Insurance Services | 2201 Spinks Rd #326 | (972) 355-8519 |
| 9 | Consolidated Insurance Markets | 2624 Long Prairie Rd | (972) 459-1995 |
| 10 | Goosehead Insurance - Amanda Gardiner | 4325 Windsor Centre Trail # 600 | (972) 782-4775 |
Tammy Edwards - State Farm Insurance Agent serves the Flower Mound, TX, area and the surrounding Denton County region. The agency provides standard condo insurance policies that cover dwelling units, personal property, and liability protection. Condo owners often require coverage for interior structural improvements that the building's master policy does not include. Loss assessment coverage is also available to protect against shared expenses when an association files a claim. Specific policies can address water backup from drains and sewer systems, as well as personal liability for accidents occurring inside the unit.
Brandes Insurance Agency provides a range of condo insurance services in Flower Mound, TX, including tailored coverage solutions for individual unit owners. The agency offers personalized service to help clients understand their specific policy needs and maintenance requirements. Each plan is designed to address the unique risks associated with condominium living, from interior fixtures to liability protection. The company services single-family homes, apartments, retail spaces, and restaurants.
Laura Ferring, a GEICO insurance agent in Flower Mound, Texas, serves homeowners and condo unit owners seeking tailored coverage for their specific property needs. Her services include crafting policies that protect personal belongings, structural interiors, and liability exposures common in townhome or condominium living. Residents benefit from locally focused guidance on navigating master policy gaps and special assessments. In addition to Flower Mound, this agency also serves the greater Lewisville, Highland Village, and western Dallas-Fort Worth metro area communities.
Serving Flower Mound and the surrounding communities in Denton County, Matt Tobben - State Farm Insurance Agent handles condo insurance policies tailored to individual unit owners. The agency works to protect personal belongings, interior structures, and liability exposures not covered by a building’s master policy. Each policy is reviewed to ensure proper coverage limits, deductibles, and loss assessment provisions are in place. The agent’s approach to a typical job involves a consultation to assess the client’s specific unit and address common gaps in coverage.
Century Insurance Agency, Inc in Flower Mound, TX offers both one-time policy evaluations and ongoing service for condo owners, with coverage tailored to protect interior fixtures and personal liability. A one-time consultation provides a policy review and guidance on unit-specific risks, while scheduled service includes annual adjustments to align with changing condo association requirements. Service runs on either an as-needed basis for initial quotes or a scheduled renewal cycle for established clients.
Specializing in condo insurance policies tailored to individual unit coverage needs, Southwest Insurance Management Group serves residence owners in Flower Mound, Texas. The agency provides general risk assessment services, helping clients understand common policy gaps such as limited personal property protection or loss assessment liability. When winter storms bring ice damming or freezing pipe bursts, this local firm assists condo owners in reviewing their master policy extensions and securing necessary endorsements.
As winter storms approach, many condo owners in Flower Mound begin reviewing their insurance policies for gaps in coverage. Freedom Insurance Group - Auto & Home Insurance acts as a condo insurance agent to help residents ensure their individual policies properly cover interior improvements and liability. They clarify what the master policy for the building covers versus what the unit owner requires. Protection for plumbing or appliance failures inside the unit often needs separate endorsement. A thorough walkthrough of each condo’s layout and finishes starts the accurate policy-building process.
Valdez Integra Insurance Services provides comprehensive condo insurance coverage for property owners in the Flower Mound, Texas area. The company specializes in adding tailored protections for interior fixtures, personal liability, and loss-of-use expenses beyond standard master policies. Agents work closely with clients to evaluate specific building types and condominium association requirements. Their services are available for residential units as well as commercial sectors that include office spaces, warehouses, and food service operations.
Consolidated Insurance Markets serves residents of Flower Mound, Texas, with residential condo insurance designed to protect individual units and personal belongings. The agency also offers commercial coverage tailored to condominium associations in the surrounding area. Policies address common risks like liability and property damage typical of shared-wall living. Clients rely on the firm for clear explanations of coverage limits and deductibles. The same agent often handles follow-up endorsements or renewals between annual visits, ensuring ongoing protection standards are maintained.
What Does a a Condo Insurance Agent in Flower Mound Cost?
Condo insurance in Flower Mound Texas typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like your unit size location and coverage limits affect the premium. Flood insurance is separate and costs around 500 to 800 dollars annually through the National Flood Insurance Program. This is general information and not insurance advice.
About condo insurance agents in Flower Mound
Condo insurance agents in Flower Mound Texas help you protect your unit and personal belongings. Texas law requires condominium associations to carry master policies but individual unit owners need their own HO-6 policy. Agents in Flower Mound understand local flood risks and can guide you through Texas specific coverage requirements.
Frequently Asked Questions
What does a condo insurance agent in Flower Mound do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior walls and liability. They explain what the association master policy covers and what you need to add. Agents in Flower Mound also help you understand Texas windstorm and hail coverage options.
Is condo insurance required by Texas law in Flower Mound?
Texas law does not require individual condo insurance but your mortgage lender will likely require it. Most condominium associations in Flower Mound also require owners to carry minimum liability coverage. Check your association bylaws and loan documents for specific requirements.
How do Texas insurance laws affect condo coverage in Flower Mound?
Texas has specific rules about how condo policies cover water damage and mold. The Texas Insurance Code sets time limits for filing claims usually two years from the date of damage. Your agent can explain how these laws apply to your Flower Mound condo policy.
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