The top-rated condo insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 410 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Justin Bigby - State Farm Insurance Agent, Michel Hambrick Agency. This directory lists 12 condo insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Justin Bigby - State Farm Insurance Agent | 2601 Little Elm Pkwy Ste 1004 | (972) 395-1581 |
| 4 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 5 | Bob Parker - State Farm Insurance Agent | 2763 E Eldorado Pkwy #135 | (972) 292-1900 |
| 6 | Allen Insurance Group | 1120 W Eldorado Pkwy | (972) 695-4444 |
| 7 | THE COOPER AGENCY | 901 E Eldorado Pkwy B | (817) 281-7900 |
| 8 | Melliand Insurance | 700 Lake Meadow Ln | (972) 346-4666 |
| 9 | The Insurance Suite | 5027 Cardinal Ct | (972) 704-3230 |
| 10 | SS Integra Insurance | 2425 Foxwood Ln | (214) 544-9445 |
Ryan Dunn - State Farm Insurance Agent serves Little Elm, Texas, and the surrounding areas of Denton County. The agency provides condo insurance coverage tailored to the unique needs of condominium owners in this community. Their services focus on protecting personal belongings and individual unit structures against common risks. Ryan Dunn also specializes in helping clients understand master policy gaps and securing liability coverage for shared building elements within their homeowners association.
Ricardo Sempertegui - State Farm Insurance Agent serves Little Elm, Texas and the greater Denton County area, offering condo insurance policies for local homeowners and renters. The agency provides coverage that protects against common risks such as fire, theft, and water damage within individual units. It also assists clients in understanding how their master policy interacts with personal liability and loss assessment coverage. This agent handles personalized policy reviews and claims assistance for condominium owners.
Justin Bigby - State Farm Insurance Agent in Little Elm, TX, provides condo insurance services, including coverage for personal property, liability protection, and loss assessment. It offers ongoing service plans that help clients review their policies annually to adjust coverage as their needs change. The agency also assists with claims support and policy modifications throughout the year. Its services are available for single-family homes, apartments, retail, and restaurants.
Condo owners in Little Elm, Texas select the Michel Hambrick Agency for their property insurance services. The team helps individuals protect their investment with tailored coverage for common areas and personal liability within a condominium association. They guide clients through master policy requirements and supplementing gaps with individual policies for interior walls, fixtures, and belongings. The agency also assists with loss assessment protection plans. Its coverage area extends to nearby communities along the Lake Lewisville corridor, including Hickory Creek and the surrounding Denton County neighborhoods.
Serving Little Elm and the surrounding communities of North Texas, Bob Parker - State Farm Insurance Agent provides condo insurance coverage for local homeowners. This agency handles policies that protect unit interiors, personal belongings, and liability within condominium associations. It structures coverage to fill gaps left by a building’s master policy. For a typical job, the agent reviews the client’s condo association documents against the market’s specific risks to design a customized plan.
Allen Insurance Group in Little Elm, TX distinguishes between one-time policy reviews and ongoing representation for condo owners. Coverage options typically address interior structures, personal property, and liability protection for shared building spaces. Advice on assessing replacement cost and association master policy gaps supports appropriate policy selection for each client. Services are available on an as-needed basis for new policies or during claim filing support.
The Cooper Agency specializes in tailoring coverage for condo unit owners, protecting individual interior improvements and personal liability. It also handles general property insurance needs for residents of Little Elm, TX. Condo policies must account for shared building structures while securing policyholders against gaps in the master association plan. The agency assists clients during the winter months by reviewing freeze protection coverage for exposed plumbing and second-floor spaces overlooked by standard policies.
After a harsh winter or spring storm in Little Elm, condo owners often need swift assistance to assess weather-related damage. Melliand Insurance provides guidance specifically for condominium policies, helping owners understand what their building’s master policy covers versus their personal unit coverage. They serve the surrounding area with practical advice on deductibles and loss assessment protection. Every relationship begins with a detailed policy review and a personal walkthrough of the property to match protection with the unit’s condition and local requirements.
Serving the Little Elm area, this agency provides standard property insurance coverage for individual condominium units, then specializes in adding loss assessment and common area liability endorsements. Policyholders receive protection for both interior improvements and personal belongings. It also serves commercial sectors such as offices, warehouses, and food service operations, ensuring their distinct liability and equipment protection needs are adequately addressed.
SS Integra Insurance provides residential condo insurance services in Little Elm, Texas. The agency also assists clients with commercial coverage, helping to protect condominium associations or mixed-use properties within the region. They offer guidance on structuring policies that address shared walls, liability, and common area exposures typically found in these communities. Your policy needs can be reviewed during follow-up visits that take place between your regular maintenance inspections.
What Does a a Condo Insurance Agent in Little Elm Cost?
Condo insurance in Texas typically costs between 300 and 800 dollars per year for a standard HO-6 policy. Factors like your unit location in Little Elm, coverage limits, and deductible affect the price. This is general information and not insurance advice.
About condo insurance agents in Little Elm
Condo insurance agents in Little Elm Texas help you understand the unique coverage needs for your unit. Texas law requires HO-6 policies to cover interior improvements and personal property. Local agents can explain how the master policy from your HOA interacts with your individual coverage.
Frequently Asked Questions
What does a condo insurance agent in Little Elm do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property and interior improvements. They also explain how your policy works with the HOA master policy in Texas.
Do I need condo insurance in Texas if the HOA has a master policy?
Yes, Texas law does not require condo insurance but lenders often do. The master policy covers the building exterior and common areas. Your HO-6 policy covers your personal belongings and interior upgrades.
How much liability coverage should I get for my Little Elm condo?
Most Texas condo insurance agents recommend at least 100000 dollars in personal liability coverage. You may want more if you have significant assets or host guests often.
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