The top-rated condo insurance agent in McKinney, Texas is Integrity Insurance Group, rated 5.0 stars across 747 reviews. Other highly rated options include Mauceri Bynum Insurance, Christie Rhyne - State Farm Insurance Agent, Freeway Insurance. This directory lists 20 condo insurance agents serving McKinney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Integrity Insurance Group | 4500 Eldorado Pkwy STE 2500 | (972) 930-7086 |
| 2 | Mauceri Bynum Insurance | 301 E Virginia St Suite 201 | (214) 733-8400 |
| 3 | Christie Rhyne - State Farm Insurance Agent | 1402 S Custer Rd #501 | (214) 544-3276 |
| 4 | Freeway Insurance | 1321 N Tennessee St STE 106 | (469) 314-3025 |
| 5 | RiskWell | 4500 Eldorado Pkwy STE 2000 | (469) 678-8001 |
| 6 | DW Insurance & Financial Services Inc | 6000 Alma Rd Suite 201 | (972) 665-8608 |
| 7 | Pierce Insurance Group, Inc | 7951 Collin McKinney Pkwy APT 1200 | (469) 252-8001 |
| 8 | Amity Insurance Group | 300 N McDonald St Unit 1118 | (972) 346-8138 |
| 9 | Your Agent LLC (INSURANCE AGENCY) | 5900 S Lake Forest Dr Suite #300 | (469) 585-6455 |
| 10 | Pete Knight - State Farm Insurance Agent | 2414 W University Dr #114A | (972) 548-9000 |
Integrity Insurance Group serves the McKinney, Texas area as a dedicated condo insurance agent. It helps condominium unit owners find appropriate coverage to protect their personal property and interior fixtures. The company works with local providers to tailor policies to individual association requirements and budget. Overlooking these specific details is a common mistake for condo dwellers. It specializes in assisting clients with loss assessment coverage and interior structural protection.
Mauceri Bynum Insurance provides a full range of coverage options for condo owners, helping clients protect their individual units and personal belongings from common risks. The agency also assists in securing liability protection and loss assessment coverage for shared building elements. It works with clients to review and update their policies, ensuring consistent protection as living situations change. Mauceri Bynum Insurance services single-family homes, apartments, retail establishments, and restaurants in McKinney and the surrounding area.
Christie Rhyne - State Farm Insurance Agent in McKinney, TX, serves condo owners, homeowners, and property managers seeking tailored coverage for their residential properties. This agency provides standard condo insurance policies alongside additional options for personal liability and loss assessments. Clients can also explore bundling opportunities with auto or renters insurance for potential savings. Service extends throughout the McKinney area and into surrounding communities in Collin County, including Allen and Frisco.
Freeway Insurance in McKinney, Texas, offers condo insurance tailored to the needs of unit owners in the local area. The company provides standard protection for a condo’s interior, personal property, and liability against common claims in Collin County. Residents can rely on policies covering loss assessment from the homeowners’ association master policy. Agents further handle rental gap coverage for extra financial security during tenant turnovers.
RiskWell serves condo owners in McKinney, Texas, and the surrounding communities across Collin County. The agency handles insurance policies specifically designed for condominium units, covering interior structures and personal liability. Clients seeking reliable property protection and loss coverage can consult with RiskWell for their particular needs. The company generally works by first assessing the unique requirements of each association and unit owner, then matching them with appropriate coverage options from standard carriers in the regional market.
Dw Insurance & Financial Services Inc in McKinney, TX offers condominium insurance on either a one-time policy purchase or an ongoing renewal basis. Coverage options typically protect the interior structure, personal belongings, and liability within a unit, addressing gaps left by the building’s master policy. The agent arranges policies that meet individual needs and lender requirements. Service runs on a scheduled annual review and renewal cycle, with adjustments provided as requested between terms.
Specializing in tailored coverage for condo owners, Pierce Insurance Group, Inc. offers policies that address both interior unit and common area liability exposures. It serves clients in McKinney, TX, by working to match individual risk profiles with appropriate protection plans, including for personal property and loss assessment. The company assists homeowners with reviewing deductible options and ordinance or law requirements. It helps residents manage concerns about water damage from seasonal storms or plumbing malfunctions within their building.
Amity Insurance Group provides condo insurance coverage tailored to the specific needs of unit owners in the McKinney, Texas area. The agency works to address common exposures such as interior structural damage, personal liability, and loss of personal property. Policies can include additional endorsements for extended replacement cost or water backup protection. The company also serves commercial sectors including office buildings, warehouses, and food service establishments, ensuring each property type receives appropriate risk management solutions.
Your Agent LLC serves McKinney, Texas and the surrounding Collin County area as a Condo Insurance Agent. The agency provides specialized insurance coverage tailored to protect condominium unit owners against potential property damage and personal liability. Policies typically address interior fixtures, personal belongings, and assessments from the homeowners association. The agency also assists clients with navigating master policy gaps and securing appropriate loss assessment coverage for shared building elements.
As the Texas spring storm season arrives in McKinney, Pete Knight - State Farm Insurance Agent provides condo insurance policies designed to protect against hail and wind damage. The agency serves local condominium owners by explaining how master policies and individual contents coverage work together for full protection. With careful attention to unit interiors and personal liability exposures, the agent helps each client select appropriate deductibles and coverage limits. The process begins with a thorough review of the property's existing insurance status to assess any gaps exposed by recent weather.
What Does a a Condo Insurance Agent in McKinney Cost?
The average cost for a condo insurance policy in Texas ranges from 300 to 600 dollars per year for a standard unit. Higher value units or those in flood prone areas can cost 800 to 1200 dollars annually. Factors like your deductible coverage limits and location in McKinney affect the premium. This is general information not insurance advice.
About condo insurance agents in McKinney
Condo insurance agents in McKinney Texas help owners protect their unit and personal property. Texas law requires condo associations to carry a master policy but that policy usually does not cover your interior walls or belongings. A local agent can explain the difference between bare walls and all in coverage options.
Frequently Asked Questions
What does a condo insurance policy cover in Texas?
A standard HO-6 policy in Texas covers your personal property interior fixtures and liability. It also provides loss assessment coverage if the condo association charges you for a shared claim. The master policy from your association covers the building exterior and common areas.
Do I need condo insurance if the association has a master policy in McKinney?
Yes you still need your own policy. The master policy typically only covers the structure up to the studs. Your HO-6 policy covers your personal property upgrades to the unit and liability if someone is injured inside your condo.
How do Texas laws affect condo insurance requirements?
Texas Property Code Chapter 81 governs condominiums and requires associations to maintain property insurance. However individual unit owners are responsible for their own interior coverage. Texas law also sets a 4 year statute of limitations for filing a claim on a property insurance policy.
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