The top-rated condo insurance agent in Pasadena, Texas is Affordable Quality Insurance, rated 4.9 stars across 593 reviews. Other highly rated options include La Familia Auto Insurance, Eric Gibson - State Farm Insurance Agent, L.A. Insurance. This directory lists 21 condo insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Quality Insurance | 1411 S Richey St | (832) 426-4203 |
| 2 | La Familia Auto Insurance | 2536 Spencer Hwy Ste. 120 | (713) 422-2944 |
| 3 | Eric Gibson - State Farm Insurance Agent | 7438 Spencer Hwy Ste 130 | (281) 241-6733 |
| 4 | L.A. Insurance | 3915 Shaver St | (713) 271-2626 |
| 5 | Acceptance Insurance | 3809 Shaver St #160 | (713) 766-4267 |
| 6 | Galaxy Insurance | 1209 Main St B | (713) 472-5259 |
| 7 | The Serrano Insurance Agency | 3207 Preston Ave | (281) 937-4388 |
| 8 | Karina Barajas-Martinez Insurance Agent | 4008 Vista Rd # C104 | (713) 489-3906 |
| 9 | Ken Phelps- State Farm Insurance Agent | 4207 Fairmont Pkwy | (281) 998-5000 |
| 10 | TIA- Texas Insurance Agency | 2714 Red Bluff Rd | (713) 893-3432 |
Affordable Quality Insurance serves the Pasadena, Texas, metro area as a provider of condo insurance policies. The agency helps unit owners secure coverage that protects their personal property and interior structural improvements. Policies typically include liability protection for incidents occurring within the condominium. The agency also assists clients in understanding how a master association policy interacts with individual coverage needs. Upon request, it helps customers file claims for water damage from an interior pipe burst and for theft of personal property.
La Familia Auto Insurance offers residential condo insurance services to property owners in Pasadena, Texas, addressing common coverage needs for individual units and shared building structures. The agency also provides commercial insurance policies for local businesses in the surrounding area. Their service area includes Pasadena and nearby communities within Harris County. Clients can return between regular policy review visits to update coverage as property values or personal assets change, ensuring consistent protection over time.
Eric Gibson - State Farm Insurance Agent in Pasadena, TX, provides a range of condo insurance services tailored to protect individual unit owners from common risks. Their service offerings include personalized policy reviews to help clients understand coverage limits for personal property and liability. Maintenance plans are not directly offered, but the agency assists with condominium-specific endorsements that address gaps in master policies. This agency serves clients residing in single-family homes, apartments, retail spaces, and restaurants.
L.A. Insurance serves condo owners and property managers in Pasadena, Texas, by providing tailored coverage for individual units and shared building elements. The agency structures policies from standard HO-6 forms, addressing personal liability, interior improvements, and loss assessment protection for common areas. Operating through the local market, specialists accommodate the unique risks attached to attached housing, including water damage scenarios from neighboring units. In addition to Pasadena, they offer similar solutions for clients throughout the greater Houston metropolitan area, including nearby communities such as Deer Park.
Acceptance Insurance in Pasadena, TX offers both one-time policies for seasonal needs and ongoing recurring coverage for year-round protection. As a local condo insurance agent, the company helps owners address the gap between a master policy and personal liability, plus interior damage and loss assessments. Service is provided on a scheduled basis for routine updates, with as-needed availability available for urgent claims or last-minute policy adjustments.
Galaxy Insurance specializes in condo insurance policies that cover interior structures, personal property, and individual liability for Pasadena residents. It also offers additional loss assessment coverage for shared building areas within a complex. The agency handles general homeowner insurance needs tailored to Texas coastal wind and hail exposures. Beyond standard policies, it helps condominium owners assess and adjust coverage limits before the height of hurricane season each fall.
As hurricane season brings heavy rains and strong winds to Pasadena and the surrounding Houston area, a specialized condo insurance agent helps owners protect their personal property and interior improvements that the homeowners association policy may not cover. The Serrano Insurance Agency focuses on tailoring policies that fill these coverage gaps with options for personal liability and loss of use. Every new client relationship begins with a thorough review of the existing association master policy, followed by a detailed assessment of individual unit needs.
Karina Barajas-Martinez Insurance Agent specializes in Condo Insurance services, offering tailored coverage for individual unit owners. It also provides general insurance work, helping clients assess their specific needs and secure appropriate policies. The agency serves the Pasadena, Texas area with a focus on protecting personal property and interior structures often excluded by master policies. For those in a hurricane-prone region, it helps ensure adequate windstorm coverage is in place before peak storm season arrives.
Ken Phelps in Pasadena, Texas, works as a State Farm Insurance agent, offering property coverage tailored to local condominium owners. His agency helps clients protect personal units and shared building elements through specialized condo insurance policies. Additional endorsements may include coverage for improvements, loss of use, and personal liability protection. This agent serves a range of commercial sectors, including offices, warehouses, and food service businesses.
TIA- Texas Insurance Agency is a condo insurance agent based in Pasadena, TX, known for helping condominium owners secure appropriate coverage for their individual units. The agency serves local clients by offering policies that protect interiors, personal property, and liability within a condo association’s master plan. A full-service provider, it works to match clients with insurance for common risks in the area, such as storm damage and theft. For an additional layer of protection, the agency can include loss assessment coverage for shared building repairs.
What Does a a Condo Insurance Agent in Pasadena Cost?
Typical costs for condo insurance in Texas range from 300 to 800 dollars per year for a standard HO-6 policy. Factors include your unit value location in Pasadena and chosen deductibles. Loss assessment coverage and flood insurance add extra cost. This is general information not insurance advice.
About condo insurance agents in Pasadena
Condo insurance agents in Pasadena Texas help you understand the unique coverage needs for condominium owners. Texas law requires your master policy to cover the building structure but you still need an HO-6 policy for your interior and personal property. A local agent can explain how Texas property laws affect your deductible and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance agent in Pasadena do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain the difference between your association master policy and your personal policy. They also advise on coverage for interior fixtures personal property and liability.
Is condo insurance required by law in Texas?
Texas law does not require condo insurance by statute but your mortgage lender will require it. Your condo association bylaws may also require you to carry a minimum amount of personal liability and loss assessment coverage. Check your association documents for specific requirements.
How do Texas insurance laws affect condo coverage?
Texas has specific rules for how master policies and individual policies interact. For example Texas Insurance Code Section 2301.004 outlines that the master policy covers the building while your HO-6 covers your unit interior. Agents in Pasadena can help you understand these legal details.
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