The top-rated condo insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,187 reviews. Other highly rated options include Insurance Source Of Dallas, Erick Martinez - State Farm Insurance Agent, Farmers Insurance - Lane Hamilton. This directory lists 20 condo insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Erick Martinez - State Farm Insurance Agent | 2107 W Buckingham Rd | (214) 556-2092 |
| 4 | Farmers Insurance - Lane Hamilton | 2113 E Arapaho Rd | (469) 802-6595 |
| 5 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 6 | Patel Insurance Agency: Allstate Insurance | 1701 N Collins Blvd Ste 336 | (972) 231-6500 |
| 7 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 8 | K L Reyes Insurance Services | 2201 N Central Expy Ste 114 | (972) 669-9707 |
| 9 | Farmers Insurance - Cindy Montgomery | 1350 E Arapaho Rd #226 | (972) 671-7039 |
| 10 | My Pham Agency | 1320 E Belt Line Rd | (214) 483-9494 |
Rodriguez Insurance Agency LLC serves the greater Richardson, Texas area, specializing in providing condo insurance policies to local residents. The company assists clients in securing coverage that protects individual units against common perils, as is typically required by homeowners associations. It helps customers understand how master policies interact with personal unit protection. The agency handles policy reviews and referrals for condominium unit-owner insurance.
Insurance Source Of Dallas provides a full range of condo insurance services, from policy selection to claims assistance. Its service plans include regular policy reviews and proactive updates to ensure coverage remains aligned with changing property values and local regulations. The company also offers maintenance guidance for common condo issues such as water damage and liability concerns specific to shared buildings. This agent services single-family homes, apartments, retail spaces, and restaurants in the Richardson, TX area.
Erick Martinez, serving as a State Farm Insurance Agent in Richardson, Texas, specializes in providing condo insurance policies for condominium owners and homeowner associations. The agency helps clients protect their personal property and individual unit interiors, along with liability coverage for accidents that occur within the condo. They assist policyholders in understanding master policy gaps and tailoring individual plans to suit specific needs. Additionally, the agent serves surrounding North Dallas communities and extends coverage options for clients throughout the greater Plano metro area.
Farmers Insurance - Lane Hamilton serves Richardson, Texas, and the surrounding communities throughout the Dallas-Fort Worth metroplex. It handles condominium insurance policies designed to protect unit owners from property damage, liability claims, and personal property losses common in shared-building environments. The agency evaluates each client’s specific coverage gaps, including loss assessments and improvements, to recommend appropriate individual policies. It approaches a typical job by reviewing the condo association’s master policy, then tailoring individual coverage to fill those exact holes.
Insurance of DFW in Richardson, Texas offers both one-time policy reviews for prospective buyers and ongoing management for current policyholders, differentiating initial setup from continuous service. They help clients navigate coverage options specific to condo insurance, including interior structures and personal liability. Their assistance typically runs on a scheduled basis for existing clients, with as-needed consultations available for new customers evaluating their coverage requirements.
Patel Insurance Agency: Allstate Insurance in Richardson, TX specializes in helping condo owners secure tailored coverage for their individual units. The agency also provides general personal insurance services to meet broader local needs. Its work focuses on protecting policyholders against common exposure such as liability claims and interior property damage. The agency further assists clients during the annual policy review period, when changes in condo association master policies or personal asset shifts commonly require coverage updates.
Spring storms in Richardson often raise concerns for condo owners, and Decisive Insurance Agency helps them review their policies for hail or wind damage protection. This locally focused agency guides clients through the specific coverage needs that Texas condominium associations require. Understanding that each unit’s master policy varies, they explain what interior improvements or liability risks the owner must insure themselves. A full property inspection or a detailed consultation is typically the first step they recommend to establish accurate coverage.
K L Reyes Insurance Services helps clients in Richardson, Texas, secure coverage for their property and liability needs. The agency specializes in condo insurance, offering policies that protect individual units and common area responsibilities. It works to tailor plans for homeowners in local condominium associations. The business serves commercial sectors such as offices, warehouses, and food service establishments, addressing their distinct insurance requirements.
Farmers Insurance - Cindy Montgomery provides residential condo insurance services in Richardson, Texas. The agency also assists clients with commercial coverage needs throughout the local area. Standard policies help protect condo owners from common risks including property damage and liability claims occurring inside their units. Each policy is customized based on individual building requirements and personal assets. Representatives focus on clear communication during initial setup and remain available for follow-up support between regular policy review visits to address coverage updates or questions.
My Pham Agency is known as a Condo Insurance agent focused on serving the Richardson, TX area. It helps local owners and tenants secure coverage tailored to condominium association requirements. The agency advises on policies that protect personal belongings and liability within shared complex structures. Services include explaining HO-6 policy components and matching coverage to individual dwelling unit limits. For an add-on, My Pham Agency specializes in arranging loss assessment endorsements for unexpected common-area damages.
What Does a a Condo Insurance Agent in Richardson Cost?
The cost of a condo insurance policy in Richardson Texas typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. Factors like location, deductible amount, and coverage limits affect the price. High value condos or those in flood zones may cost more. This is general information and not insurance advice.
About condo insurance agents in Richardson
A condo insurance agent in Richardson Texas helps you understand the unique coverage needs for condominium owners. Texas law requires that your condo association master policy covers the building structure, but you still need an HO-6 policy for your interior and personal property. An agent can explain how the Texas Property Code affects your liability and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance agent in Richardson do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your policy coordinates with the condo association master policy required by Texas law.
Do I need condo insurance if the association has a master policy in Texas?
Yes. The association master policy typically covers the building structure and common areas. Your HO-6 policy covers your personal property, interior improvements, and provides liability protection. Texas law does not require individual condo insurance, but most lenders do.
How long do I have to file a claim after damage in Texas?
Texas law generally allows up to two years from the date of damage to file a property insurance claim. You should report damage to your agent as soon as possible to avoid delays. Check your policy for specific time limits.
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