The top-rated condo insurance agent in Rowlett, Texas is Christian Serrano - State Farm Insurance Agent, rated 4.8 stars across 267 reviews. Other highly rated options include Adrian Valdez - State Farm Insurance Agent, Farmers Insurance - Brady Ingle, Farmers Insurance - Sylvia Taylor. This directory lists 18 condo insurance agents serving Rowlett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Serrano - State Farm Insurance Agent | 6909 Rowlett Rd #103 | (214) 227-5391 |
| 2 | Adrian Valdez - State Farm Insurance Agent | 8112 Liberty Grove Rd #300 | (972) 535-4940 |
| 3 | Farmers Insurance - Brady Ingle | 8212 Liberty Grove Rd Ste 400 | (972) 475-2408 |
| 4 | Farmers Insurance - Sylvia Taylor | 5501 Gordon Smith Dr #170 | (214) 402-2775 |
| 5 | Aaron Toews - State Farm Insurance Agent | 3706 Main St | (972) 475-6994 |
| 6 | Costlow Insurance | 3521 Main St #100 | (972) 463-8043 |
| 7 | Ryan Insurance | 5105 Martin Dr | (972) 475-1475 |
| 8 | Jay Varughese: Allstate Insurance | 4700 Rowlett Rd Ste 101 | (469) 706-6240 |
| 9 | Farmers Insurance - Lynn Tenney | 8126 Lakeview Pkwy | (972) 412-4665 |
| 10 | Melanie Melton: Allstate Insurance | 2402 Rowlett Rd | (972) 412-4241 |
Christian Serrano - State Farm Insurance Agent serves the Dallas-Fort Worth metro area from its location in Rowlett, Texas, specializing in condo insurance policies for local unit owners. The agency helps residents protect their personal property, interior walls, and liability within condominium associations. With access to State Farm’s nationwide resources, the agent works to tailor coverage that meets each condo owner’s unique needs and association bylaws. The company also handles loss assessment coverage and deductible reimbursement for condo claims in the Rowlett region.
Adrian Valdez - State Farm Insurance Agent in Rowlett, TX, provides condo insurance services including liability protection, personal property coverage, and loss assessment coverage for condo owners. The agency helps clients evaluate and select appropriate policy plans to safeguard their units and personal belongings. It routinely reviews coverage limits and deductibles to match each policyholder’s specific needs. This agency serves owners of condominiums, single-family homes, and apartment properties, as well as local retail and restaurant businesses.
Homeowners and property managers in Rowlett, Texas, turn to Farmers Insurance - Brady Ingle for condo insurance coverage. The agency helps these clients secure policies that protect individual units and common-area liabilities. As a condo insurance agent, it assists with tailoring plans to fit the specific needs of each condominium association or unit owner. It also serves neighboring communities throughout the Dallas-Fort Worth metroplex, including Garland, providing convenient access to personalized risk protection for both primary and rental condo properties.
Farmers Insurance - Sylvia Taylor serves Rowlett, Texas, and the surrounding communities, handling condo insurance needs for local residents. This agency manages policies that cover dwelling protection, personal property, and liability for condo owners. For a typical job, it reviews the specific coverage gaps between the owner's policy and the building's master insurance, then tailors a plan to match the client's individual unit requirements.
Aaron Toews - State Farm Insurance Agent in Rowlett, TX offers comprehensive condo insurance designed to protect personal property and liability within association-covered structures. Clients can choose between a standard ongoing policy that renews automatically or a single-term coverage plan for temporary needs. The agent helps assess dwelling coverage gaps that a master policy may not address, including interior improvements and personal belongings. Service operates primarily on a scheduled basis, with policies set to start and renew on defined dates.
Costlow Insurance specializes in condo insurance policies for individual unit owners in Rowlett, Texas, tailoring coverage to protect personal belongings and interior structures. The agency assists clients in navigating common challenges unique to condominium living, such as understanding master policy gaps and liability issues. It works to secure appropriate protection for both seasonal residents and full-time homeowners. During the spring storm season, the agency helps policyholders review their coverage for potential wind and hail damage.
As spring storms approach Rowlett, homeowners look to secure their condos against potential wind and hail damage. Ryan Insurance provides condo insurance coverage tailored to the needs of local residents in this Dallas-area community. The agency works with clients to review their existing policies and suggest adequate dwelling, personal property, and liability protection. Understanding the specific building regulations and shared structures common to Rowlett condos is central to an agent's role. Service begins with a thorough inspection of the unit to assess current risks and calculate appropriate coverage limits.
Jay Varughese: Allstate Insurance in Rowlett, TX, provides comprehensive condo insurance policies that protect individual units and shared building structures. The agency specializes in adding endorsements for water backup damage, loss assessment coverage, and personal liability protection. These offerings help condo owners address gaps often left by master policies. Commercial real estate sectors served include multi-unit office complexes, storage warehouses, and food service properties requiring tailored liability and equipment coverage.
Farmers Insurance - Lynn Tenney provides residential condo insurance services to clients in Rowlett, Texas, protecting personal property and liability. Commercial coverage options are also available for local small businesses in the surrounding area. The agency serves property owners throughout Rowlett and nearby communities, addressing individual insurance needs with clear explanations. After any policy claim or annual renewal, the agent follows up to discuss any updated coverage requirements, ensuring continued protection between regular cycle visits.
Melanie Melton: Allstate Insurance in Rowlett, TX, is known for providing condo insurance policies that protect individual units and personal belongings. The agent assists clients in the area by evaluating coverage for liability, interior structural damage, and loss of personal property. Standard policies bundle protection for walls and floors not covered by a building’s master policy. Specialty services such as identity theft coverage or water backup add-ons can be included to tailor protection for each condominium owner.
What Does a a Condo Insurance Agent in Rowlett Cost?
The average cost of a condo insurance policy in Texas ranges from $300 to $600 per year for a standard HO-6 policy. Factors that affect your premium include your unit location, coverage limits, deductible amount, and claims history. Higher coverage for valuable items or additional liability protection will increase the cost. This information is general and does not constitute insurance advice.
About condo insurance agents in Rowlett
Condo insurance agents in Rowlett, Texas help protect your personal property and liability within your unit. Texas law does not require condo owners to carry insurance, but your homeowners association (HOA) bylaws often mandate a minimum level of coverage. An agent can explain the difference between an HO-6 policy and the master policy held by your HOA.
Frequently Asked Questions
What does a condo insurance policy cover in Rowlett?
A standard HO-6 policy covers your personal belongings, interior walls and fixtures, and liability for injuries that occur in your unit. It also provides loss of use coverage if your condo becomes uninhabitable due to a covered event.
Is condo insurance required by Texas law?
Texas state law does not require condo insurance. However, your HOA or mortgage lender may require you to carry a minimum amount of coverage. Always check your HOA bylaws and loan agreement for specific requirements.
How does Texas windstorm insurance affect condo coverage?
If your Rowlett condo is in a designated windstorm zone, you may need a separate windstorm or hail policy from the Texas Windstorm Insurance Association (TWIA). Your agent can help determine if this applies to your location.
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